Book description
A Comprehensive Overview of the Past, Present, and Future of MoneyBroken Money explores the history of money through the lens of technology. Politics can affect things temporarily and locally, but technology is what drives things forward globally and permanently. The book's goal is for the reader to walk away with a deep understanding of money and monetary history, both in terms of theoretical foundations and in terms of practical implications.From shells to gold, from papyrus bills of exchange to central banks, and from the invention of the telegraph to the creation of Bitcoin, Lyn Alden walks the reader through the emergence of new technologies that have shaped what we use as money over the ages. And beyond that, Alden explores the concept of what money is at its very foundation to give the reader a framework to analyze and compare different types of monetary technologies and monetary theories.The book also takes a distinctively human look at how money impacts the lives of real people, and how new monetary technologies shape the power structures within society.In the modern era, energy abundance and technological enhancements have broadly improved human well-being, but the global monetary system has been slow to keep up. There are over 160 active currencies in the world, each with a local monopoly over its own country, and with little or no acceptance elsewhere. Many of them are rapidly diluted, which continually devalues the savings and the wages of the billions of people who live and work within those jurisdictions. Being born in the "wrong" country makes saving money far harder than it needs to be.Nigeria has a population of over 200 million people and has averaged 13% annualized inflation over the past decade. Egypt cut its currency in half relative to the dollar twice over the past decade, which instantly devalued the savings and wages of its 100 million citizens. Dozens of countries have experienced at least triple-digit year-over-year inflation within the past four decades, including Brazil that outright hyperinflated in the 1990s while it was the fifth most populous country in the world.Europe and Japan had $18 trillion worth of negative-yielding bonds in 2019, right before a wave of inflation wiped their purchasing power away. In 2021, the chairman of the U.S. Federal Reserve dismissed the idea that the sharp rise in the money supply from the pandemic stimulus would lead to price inflation. By 2022, as major inflation emerged, the chairman rapidly changed his outlook and tightened monetary policy so quickly that it led to the failure of some of the largest banks in the country.How did we get to this point? Why isn't our money better than this in the 21st century? Broken Money answers these questions by examining the current mix of technology that has led to these limitations, and then explores emerging technologies that may be able to provide us with a monetary system that is fit for the modern era.
Mule Lock
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Starshine
My kids are hooked on the children's audiobook collection β it's a parenting win! Looping playback has made memorization so much easier. I'm acing my exams!
VenusXX
I can't thank the developers enough for constantly updating and improving the app. Navigating audiobooks seamlessly β this app's design is a true winner. Configurable auto-rewind is genius. No more confusion when I pause and resume.
Mint Ness
ListenBook's absence of synchronization requirements adds to its convenience and flexibility. This app's intuitive features and easy navigation make it the perfect companion for any audiobook lover. The statistics tracking feature is eye-opening. I never realized how much time I spend on audiobooks until now!
Goldman
ListenBook's drag-and-drop download feature simplifies the process of adding new audiobooks to my collection. Sharing audiobooks with friends is a great way to connect over stories. The customizable controls and playback options cater perfectly to different audiobook preferences. Tone adjustment is an innovative touch that adds a personal connection to the audiobook narration. It's like having a custom reading experience.
Vicious Street
The layout of ListenBook is so beautiful and user-friendly, making it a pleasure to use. With this app, reading is as simple as pressing play β it's genius! No more hassle with file conversion. This app handles all formats effortlessly. WiFi downloads save a lot of time. Great feature! Finally, an audiobook player that supports all formats! No more converting files.
Devil Blade
Thanks to ListenBook's automatic extraction of artwork and metadata, my library looks organized and appealing. With this app, I've turned my everyday moments into meaningful opportunities for growth and learning. Audiobook lovers, rejoice! This app's functionality is a game-changer. Seamlessly switch between formats and enjoy a hassle-free reading experience. π±π§ ListenBook Pro's noise reduction feature is a game-changer for immersive listening in any environment. ListenBook has breathed new life into my audiobook collection. I can't imagine using anything else.
Congo Wire
Binaural audio processing on ListenBook is a thoughtful addition that keeps my ears comfortable during extended listening sessions. πΆββοΈπ§ Strolling through captivating narratives while I take my daily walks β pure bliss! ποΈπ ListenBook's extensive format support makes it the ultimate audiobook app for any audiobook lover. I'm blown away by the app's performance. It's fast, reliable, and tailored for audiobook lovers.
Doll Champagne
I can't believe how much time I've gained by listening while cooking and doing chores. This app's customizable features, from playback speed to filters, are fantastic. ListenBook's compatibility with various formats has made it my go-to app for all audio content. ListenBook's sharing options make it easy to share the joy of captivating stories with friends and family. The statistics tracking feature is very useful. ListenBook helps me keep track of my listening time.
Pitfall Whiskers
Changing the tone of the sound on ListenBook Pro is a unique feature that adds a personal touch to my listening. Tone adjustment is so cool. It's like customizing the reader's voice to my liking.
Purity
ListenBook's looping playback, shuffle feature, and configurable controls make learning a breeze. I can't get enough of this app's intuitive controls β it's the perfect way to indulge in audiobooks.
Mr. Gadget
The ease of downloading content via WiFi, WebDAV, and more has made ListenBook my audiobook hub. I can't believe how easily this app has fit into my daily routine. πββοΈπ Experiencing stories while staying active β this app's functionality enhances my walks and runs like never before. π§ποΈ Navigating audiobooks seamlessly β this app's design is top-notch. The statistics tracking is a nice touch. ListenBook helps me keep track of my audiobook habits.
Bad Princess
This app is a gift for book lovers who struggle to find reading time. A decent listen overall. The narration was clear, though some character voices sounded similar. The story was interesting but had moments where it dragged slightly. Still, it was a good way to pass the time.
TrinitySoul
With this app, reading has become an integral part of my daily routine. ππ Road trips have never been this entertaining β this app keeps me engaged on the highway! ππ The app is perfect for long walks. It keeps me company the whole time. This app is perfect for anyone who loves audiobooks. The interface is sleek and modern, and the playback controls are super responsive. I also appreciate the cloud integration, which lets me access my books from anywhere. Great work! This app is a must-have for anyone who loves audiobooks. The interface is intuitive, and the app supports all formats. I love the auto-bookmark featureβit saves my place automatically, so I never lose track. Highly recommend!
Shadow Bishop
π± An app that truly understands audiobook enthusiasts β it's all about functionality, and this app nails it! ππ‘ No more hassle with formats β this app ensures my audiobook adventures are smooth, and my favorite tales are just a tap away. Highly recommended! ππ§ The compatibility with Apple Watch is a huge plus. I can control my audiobooks from my wrist! I love the ability to change the background color. Itβs a nice touch.
BuzzMouse
I'm able to enjoy books in a whole new way β while cooking, working out, or even gardening. This app is a treasure trove of knowledge, entertainment, and imagination. This app is a true treasure for audiobook lovers β it's my go-to source for literary adventures! Tone adjustment is such a unique feature. It's like customizing the narrator's voice. Listening to audiobooks on my iPad has never been easier. Highly recommend ListenBook!
White Snare
π§ Carrying a world of literature in my headphones β this app's convenience is truly remarkable. ππ« Automated artwork and metadata extraction make my audiobook library look neat and professional.
Toy Dogwatch
Listening to audiobooks has become my ultimate way to unwind after a long day. This app's compatibility with different formats has made my audiobook collection diverse and enjoyable. I can't thank this app enough for making my audiobook experience exceptional. Its intuitive interface and diverse compatibility are a true game-changer. π±π§ I love the variety of themes available. It makes the app feel personalized. The app is perfect for people who love to listen to books at night.
MuseMaster
I've found hidden gems in genres I never thought I'd be interested in. πΌ Making every minute count β this app's ease of use ensures I'm always making progress in my audiobook adventures. π±π
Mammoth 2
ListenBook's commitment to providing a smooth and enjoyable listening experience is evident in every detail. I love that I can download content directly from the internet within the ListenBook app β so handy!
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience