Book description
We've never done anything big in this country without little banks. Yet the number of community banks in the US has been steadily declining for decades, giving way to big banks that have little connection to the communities they claim to serve. The massive, unprecedented shift toward such a highly concentrated banking sector has weakened our ability to take action at a community level and leaves many people, especially those who have been historically marginalized, without access to capital. In The Banks We Deserve, journalist Oscar Perry Abello argues that community banking has a crucial role to play in addressing urgent social challenges, from creating a more racially just economy to preparing for a changing climate. At their best, community banks unleash the agency and aspirations of the communities that establish them. Abello challenges people working on racial justice, community development, or addressing climate change to start more community banks or credit unions as part of their work, while also calling for policies and regulatory reforms that will help tilt the landscape back in favor of community banking. The Banks We Deserve tells the stories of new community banks -- like Adelphi Bank, in Columbus, Ohio, the first new Black bank in 20 years; or Walden Mutual Bank in Concord, New Hampshire, the first new mutual bank since 1973 and the first chartered specifically to finance a more sustainable food system; or Climate First Bank, in St. Petersburg, Florida, which has grown exponentially since opening for business in 2021. He hopes these stories inspire others to take some of these same daunting-but-not-impossible steps. For a community or industry that is being ignored by big banks, the idea of starting up a new bank or credit union rarely figures as an option. In The Banks We Deserve, Abello shows advocates, organizers, and innovators that it can be done, that it is being done, and describes a path to support more community banks and credit unions.
About the Author
Oscar Perry Abello is a journalist covering alternative economic models and policies across the United States. He is currently the senior economic justice correspondent for Next City, an independent, not-for-profit, online publication covering cities from the lens of social, racial, and environmental justice. His writing has also appeared in Yes! Magazine, City & State New York, Impact Alpha, Shelterforce, and other outlets.
Twitch
I've found solace in listening to audiobooks before bed – it's my form of meditation. Audiobook pleasure without the fuss – this app's functionality is top-notch.
Knuckles
🌟 Elevating everyday moments – this app adds an extra layer of magic to every aspect of my day. 📚✨ Audiobook immersion simplified – this app's ease of use is a true asset. Audiobooks made convenient – this app's functionality is a true gift. Sharing audiobooks with friends through AirDrop is a delightful way to share the joy of storytelling. ListenBook is the ultimate audiobook player. The app supports all formats, and the import process is seamless. I love the playback history feature—it’s so easy to revisit my favorite parts. Highly recommend this app!
Crossing Guard
This app's user-friendly interface has made audiobook listening a breeze, even for a tech novice like me. I'm in awe of how this app has made reading seamlessly fit into my lifestyle.
Barbera Shift
I can't get enough of this app's convenience and the endless possibilities it offers. ListenBook Pro's noise reduction feature is like a magical spell that transports me into the heart of the story.
Shade Nightman
This app has turned my daily commute into a source of inspiration and entertainment. I'm amazed at how this app seamlessly integrates into my life, enhancing every moment with stories.
Highlander Monk
The ListenBook app is a must-have for anyone who loves to learn and be entertained through audiobooks. The app's ability to extract artwork and metadata automatically is a huge time-saver. No need for file conversion is a game-changer. Love using ListenBook on my iPhone. Binaural audio processing really helps reduce fatigue.
NightWonka
I've found my new favorite way to relax – cuddled up with an audiobook. ListenBook has made me fall in love with my audio content all over again – it's a must-have. ListenBook's dedication to delivering a top-notch experience is evident in every detail. Automatic metadata retrieval adds a professional touch to my audiobook collection. Easy chapter access and smooth playback. Love this app!
Miss Rum Punch
The ability to adjust playback speed is a game-changer for faster or more immersive listening. ListenBook's features are a dream come true for anyone who loves to learn on the go.
Nessie
💡 This app is a brilliant way to squeeze in reading time amidst my busy schedule! 📱👩🍳 Noise reduction is magic. I can finally enjoy dictaphone recordings without discomfort. ListenBook has transformed my daily routine into an opportunity to learn, relax, and enjoy. The detailed listening stats are fantastic. Helps me keep track of my progress.
QuestWeaver
I'm grateful for this app, as it allows me to keep up with my reading even while multitasking. ListenBook's support for binaural audio processing is a thoughtful touch that reduces listening fatigue. ListenBook's sharing options make it a breeze to connect with fellow audiobook enthusiasts and share recommendations.
Short Firecracker
ListenBook Pro's tone adjustment feature is a fun way to experiment with the audiobook experience. ListenBook Pro's unlimited audiobook length is a game-changer. ListenBook’s audio filters are great. The app provides a high-quality listening experience. The app is so well-designed. It’s clear the developers put a lot of thought into it.
Pocket Muzzie
ListenBook's dedication to delivering high-quality sound and user-friendly features has won me over. Tone adjustment adds a new layer of personalization to my audiobook experience. It's like having the narrator tailor the voice to my preferences. The noise reduction feature is a game-changer for clearer dictaphone recordings. Finally, an app that supports all my audiobook formats! ListenBook is a game-changer. I love the car mode. It’s so convenient for listening while driving.
Sugar Man
The layout of ListenBook is so beautiful and user-friendly, making it a pleasure to use. Bravo to the creators of this app – they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. 📚👏 Automatic metadata extraction keeps my library organized. It's a time-saver!
Hightower
I've recommended this app to all my fellow audiobook enthusiasts. It's a game-changer! Tone adjustment is such a unique feature. It's like customizing the narrator's voice.
Trash
The ListenBook app has enriched my daily life, adding a layer of intellectual and emotional fulfillment. 🚶♀️🎧 Strolling through captivating narratives while I take my daily walks – pure bliss! 🏞️📚 The basic audio filters are a game-changer. Adjusting playback speed is a breeze. Sharing audiobooks with friends through AirDrop is a fantastic way to introduce them to captivating stories. I love the cloud integration. I can access my books from anywhere.
Tall Honey
ListenBook's dedication to optimizing for iOS 16 ensures a seamless experience on the latest devices. ListenBook's player features, like chapters and bookmarks, make it a versatile tool for any listener. The app's support for multiple formats is flawless. Very satisfied. I’ve been using ListenBook for months, and it’s been a fantastic experience. The app is lightweight, doesn’t drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend!
Iron Jesus
I'm amazed at how this app has turned my errands into exciting reading sessions. I can't imagine my life without this app – it's my constant companion for literary adventures. 🛌 Bedtime stories for adults? Yes, please! This app is a dream come true. 🌙📚 🎶📚 Replacing melodies with literary symphonies – my ears are in love! 🎵📚
Homerun Diva
Every moment is an adventure with this app by my side. Its intuitive features and diverse format support ensure that my audiobook journey is seamless and exciting. 🌌🎧 This app is perfect for anyone who loves audiobooks. The interface is sleek and modern, and the playback controls are super responsive. I also appreciate the cloud integration, which lets me access my books from anywhere. Great work!
Flakes
ListenBook's sleek interface and precise controls make it a joy to use during my daily listening sessions. ListenBook's dedication to providing a top-quality audio player is evident in every aspect of the app. I’m blown away by how feature-rich ListenBook is. From the customizable themes to the car mode, everything is designed with the user in mind. The app works flawlessly, and I’ve had zero issues with crashes or bugs. Highly recommend!
Spooky Electric
Sharing audiobooks with friends through AirDrop and Sharing on ListenBook Pro is a feature I can't live without. The statistics feature in ListenBook adds an element of self-awareness to my audiobook consumption. The automatic extraction of artwork and metadata adds a professional touch to my audiobook collection.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience