Book description
We've never done anything big in this country without little banks. Yet the number of community banks in the US has been steadily declining for decades, giving way to big banks that have little connection to the communities they claim to serve. The massive, unprecedented shift toward such a highly concentrated banking sector has weakened our ability to take action at a community level and leaves many people, especially those who have been historically marginalized, without access to capital. In The Banks We Deserve, journalist Oscar Perry Abello argues that community banking has a crucial role to play in addressing urgent social challenges, from creating a more racially just economy to preparing for a changing climate. At their best, community banks unleash the agency and aspirations of the communities that establish them. Abello challenges people working on racial justice, community development, or addressing climate change to start more community banks or credit unions as part of their work, while also calling for policies and regulatory reforms that will help tilt the landscape back in favor of community banking. The Banks We Deserve tells the stories of new community banks -- like Adelphi Bank, in Columbus, Ohio, the first new Black bank in 20 years; or Walden Mutual Bank in Concord, New Hampshire, the first new mutual bank since 1973 and the first chartered specifically to finance a more sustainable food system; or Climate First Bank, in St. Petersburg, Florida, which has grown exponentially since opening for business in 2021. He hopes these stories inspire others to take some of these same daunting-but-not-impossible steps. For a community or industry that is being ignored by big banks, the idea of starting up a new bank or credit union rarely figures as an option. In The Banks We Deserve, Abello shows advocates, organizers, and innovators that it can be done, that it is being done, and describes a path to support more community banks and credit unions.
About the Author
Oscar Perry Abello is a journalist covering alternative economic models and policies across the United States. He is currently the senior economic justice correspondent for Next City, an independent, not-for-profit, online publication covering cities from the lens of social, racial, and environmental justice. His writing has also appeared in Yes! Magazine, City & State New York, Impact Alpha, Shelterforce, and other outlets.
Bugger
ListenBook's support for a variety of download methods means I can access my content in the way that suits me best. This app's convenience has made me fall in love with audiobooks all over again. Sharing audiobooks through AirDrop is a great way to spread the joy of storytelling with friends. The app is perfect for bedtime listening. The sleep timer is a must-have.
Virgo Moon
I can't remember the last time I was this excited about 'reading' books! With this app, I've discovered a new way to make my workouts and downtime more engaging and insightful. πββοΈπ I'm conquering literary marathons with ease, all thanks to this app's intuitive controls and smooth functionality. π±π My productivity has soared since I started using ListenBook for my study materials. The interface is beautiful and functional. ListenBook is my go-to app for audiobooks.
DragonBlood
With ListenBook, my daily commutes have become a cherished time for learning and enjoyment. I'm amazed at how effortlessly this app has made reading a constant in my life. I've never experienced such a smooth audiobook player. The playback is seamless. The tone adjustment feature is an exciting touch, allowing me to immerse myself even more in the content. The app's compatibility with CarPlay adds an extra layer of convenience, especially during road trips.
Pogue
ListenBook has redefined my audiobook journey, making it more enjoyable and convenient than ever before. ListenBook's intuitive controls and beautiful layout make my audiobook experience a delightful one. Listening to audiobooks on my iPad has never been easier. Highly recommend ListenBook!
Jersey
I'm thrilled to finally have a way to enjoy books while keeping up with my busy schedule. Changing the tone of the sound on ListenBook Pro adds a personalized touch to my audiobook experience. Effortless audiobook exploration β this app's design is a reader's dream. ListenBook Pro's noise reduction feature has significantly improved the audio quality of my recordings. The app is perfect for long flights. It keeps me entertained the whole time.
BuzzBait
CUE playlist support is a fantastic feature that allows me to curate customized listening sessions, whether for study, relaxation, or entertainment. The app is perfect for people who love to listen to books at night. My house has never been cleaner! I kept finding chores to do just to keep listening. The narrator's energy matched the tone of the book perfectly.
Duchess
Accessing my favorite audiobooks has never been easier β this app's user-centric design and comprehensive features make it an absolute gem. π±π§ The range of supported formats is astounding. No more compatibility issues!
Pinup Diva
ListenBook's powerful audio downloading features make it easy to keep my content at my fingertips. ListenBook's sharing options make it a breeze to connect with fellow audiobook enthusiasts and share recommendations. The app's versatility in downloading audio is impressive. It streamlines the process and saves time. Sharing audiobooks through AirDrop is a wonderful way to spread the joy of storytelling. ListenBook has revolutionized how I consume content. It's like having a personal library in my pocket.
EchoExplorer
I'm impressed by ListenBook's dedication to providing a comfortable listening experience. I love how this app brings stories to life, even during my morning jogs.
Jack Cassidy
ListenBook's beautiful layout and quick access to chapters make navigation effortless. Audiobook magic at my fingertips! This app's comprehensive offerings, from statistics tracking to immersive audio processing, have breathed new life into my reading. πβ¨ ListenBook Pro's noise reduction feature has made a significant difference in the clarity of recordings.
Pockets
This app is not just about convenience β it's a gateway to new horizons of knowledge. Audiobooks have become my go-to gift for friends β and they all love it! This audiobook app is a true gem β it brings stories to life with every click. πΆββοΈπ§ Enjoying the great outdoors while immersing myself in fantastic tales β walking never felt this magical! ποΈπ
RealmRanger
ListenBook is a must-have for audiobook lovers. The auto-rewind feature ensures I never miss a word. Sharing audiobooks with friends through AirDrop is a delightful way to share the joy of storytelling.
Cali Yacht
I can't get enough of this app's user-friendly interface β it's a true delight. ππ Road trips have never been this entertaining β this app keeps me engaged on the highway! ππ Streamlining audiobook enjoyment β this app's functionality is truly impressive. This app is perfect for anyone who loves audiobooks. The interface is sleek and modern, and the playback controls are super responsive. I also appreciate the cloud integration, which lets me access my books from anywhere. Great work!
ThoughtTracer
I've never been so entertained while doing household chores β this app is a lifesaver! With this app, I'm rediscovering the joy of reading in the most convenient way. With ListenBook Pro, I'm no longer limited by audiobook length. It's a liberating experience! Automated artwork and metadata retrieval add a professional touch to my carefully curated audiobook collection.
DollFaceKillah
The ability to change playback speed and audio volume on ListenBook gives me full control over my listening experience. I'm addicted to this app's ability to seamlessly blend books into my life. ππ On-the-go listening has never been smoother β this app's functionality keeps me engaged during long commutes. ππ
Twix Bond
I'm addicted to this app's curated playlists and recommendations β they're spot on. I'm hooked on this app's ability to make every moment a reading moment. Audiobooks made convenient β this app's functionality is a true gift. The ability to play various audio formats without conversion is very convenient. ListenBook is a great app. The statistics tracking feature is very useful. ListenBook helps me keep track of my listening time.
Sloth
I love that I can switch between fiction and non-fiction effortlessly. The ListenBook app is a must-have for anyone who loves to learn and be entertained through audiobooks. This app's compatibility with different formats ensures that no audiobook is off-limits β truly impressive. I'm hooked on this app's seamless performance β it's like having a personal audiobook curator.
Woodland Beauty
ListenBook's commitment to delivering an exceptional audiobook experience is evident in its thoughtful features and design. This app is a game-changer for busy individuals who miss reading. Drag and drop downloads directly from my web browser? That's a level of convenience I appreciate. The app is perfect for people who love to multitask. I can listen while cooking.
Desert Haze
π₯ Simplifying my reading routine β the app's functionality ensures I'm always one click away from literary adventures. ππ Adjusting the narrator's voice tone is a fun way to personalize the listening experience. The app's performance is exceptional, ensuring a smooth and uninterrupted audiobook experience. It's clear that it's designed with audiobook enthusiasts in mind. A functional audiobook. It kept me entertained, but I wasnβt blown away. The narratorβs performance was competent, though some emotional scenes fell a bit flat.
Mafia Rapunzel
I've become the storyteller of my family, sharing the amazing audiobooks I've discovered. I can't imagine my day without a dose of literature from this app. The range of audio formats supported is incredible. No need to worry about file conversion.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience