Book description
We've never done anything big in this country without little banks. Yet the number of community banks in the US has been steadily declining for decades, giving way to big banks that have little connection to the communities they claim to serve. The massive, unprecedented shift toward such a highly concentrated banking sector has weakened our ability to take action at a community level and leaves many people, especially those who have been historically marginalized, without access to capital. In The Banks We Deserve, journalist Oscar Perry Abello argues that community banking has a crucial role to play in addressing urgent social challenges, from creating a more racially just economy to preparing for a changing climate. At their best, community banks unleash the agency and aspirations of the communities that establish them. Abello challenges people working on racial justice, community development, or addressing climate change to start more community banks or credit unions as part of their work, while also calling for policies and regulatory reforms that will help tilt the landscape back in favor of community banking. The Banks We Deserve tells the stories of new community banks -- like Adelphi Bank, in Columbus, Ohio, the first new Black bank in 20 years; or Walden Mutual Bank in Concord, New Hampshire, the first new mutual bank since 1973 and the first chartered specifically to finance a more sustainable food system; or Climate First Bank, in St. Petersburg, Florida, which has grown exponentially since opening for business in 2021. He hopes these stories inspire others to take some of these same daunting-but-not-impossible steps. For a community or industry that is being ignored by big banks, the idea of starting up a new bank or credit union rarely figures as an option. In The Banks We Deserve, Abello shows advocates, organizers, and innovators that it can be done, that it is being done, and describes a path to support more community banks and credit unions.
About the Author
Oscar Perry Abello is a journalist covering alternative economic models and policies across the United States. He is currently the senior economic justice correspondent for Next City, an independent, not-for-profit, online publication covering cities from the lens of social, racial, and environmental justice. His writing has also appeared in Yes! Magazine, City & State New York, Impact Alpha, Shelterforce, and other outlets.
Mr. Alien
ListenBook has rekindled my love for learning, one audio experience at a time. Audiobook immersion made simple β this app's ease of use is commendable. The auto-rewind feature is a small detail that has a big impact on my listening experience. I love it!
Nickname Master
ListenBook's support for a variety of download methods means I can access my content in the way that suits me best. β° Maximizing my time with efficient features β this app's functionality lets me dive into stories even in the busiest moments. πβ³ The app is worth every penny. Itβs packed with features and works flawlessly.
Easy Sweep
I'm amazed at how this app's features cater to audiobook enthusiasts' every need. π± An app that truly understands audiobook enthusiasts β it's all about functionality, and this app nails it! ππ‘ πΆββοΈπ± I'm exploring new worlds while on the move, all thanks to this app's seamless functionality. ποΈπ
Charms
π± No more lugging around heavy books β this app brings the library to my phone! ππ± I'm on a literary adventure wherever I go, all thanks to this app. Its extensive format support and effortless navigation make audiobook listening a breeze. ππ
Cowboy Booter
Being able to customize the listening duration is perfect for quick breaks. Audiobooks have become a part of my self-care routine, thanks to this app. This app is a must-have for anyone who loves audiobooks. The interface is intuitive, and the app supports all formats. I love the auto-bookmark featureβit saves my place automatically, so I never lose track. Highly recommend!
Z-Boy
πΆ Saying goodbye to tangled headphones and complex controls β this app's easy navigation has made audiobook listening a breeze. π΅π Efficiency meets audiobooks β this app's functionality is a true winner. Packed with useful features. ListenBook is my favorite audiobook app. The app is so versatile. It works with all my devices.
Lady Petal
The sleek design and easy navigation are visually pleasing and user-friendly. Noise reduction on ListenBook enhances the clarity of dictaphone recordings, allowing me to enjoy content even in noisy environments. ListenBook Pro's noise reduction feature is like a magic wand that transforms even the noisiest environments into cozy listening spaces. Adjusting the narrator's voice tone is a fun way to personalize the listening experience. I love the ability to import books from my computer. Itβs so easy.
MysticMingle
This app has turned even the most ordinary moments into reading sessions. The app's performance is beyond impressive. It's like it's tailor-made for my device. Packed with useful features. My favorite audiobook app!
Willow Dragon
I can't believe I waited so long to start listening to audiobooks β this app has converted me! ListenBook's looping playback, shuffle feature, and configurable controls make learning a breeze. Easy access to chapters and silky-smooth playback. Love it!
Killah Goose
Accessing literary treasures has never been this straightforward β thank you, app! Sharing audiobooks with friends is a great way to connect over stories.
Dez
Audiobooks have never been this accessible β this app is a true innovation. ListenBook has reignited my love for storytelling and learning, one audio file at a time. β° Early mornings have become my favorite time to listen to audiobooks β energizing! π π§ ListenBook Pro has taken my audiobook experience to the next level. No regrets!
FRMhndshk
Audiobooks on demand? Yes, please! With this app's diverse format support and easy downloads, my reading routine has reached new heights. ππ Looping playback is an invaluable study tool. It helps me absorb complex information effortlessly.
Congo Wire
ListenBook's compatibility with various formats means I can now enjoy all my favorite audiobooks in one place. I'm blown away by how this app has made my workouts more enjoyable and my mind more active. Elevating my reading experience to a whole new level, this app's user-friendly interface and easy navigation have me hooked. Audiobooks have never been this enjoyable! π±π
Vermilion
Audiobooks have made my commutes so much more enjoyable, and I'm always excited to listen. The intuitive interface and seamless navigation make this app a joy to use. ListenBook is more than just an app β it's a doorway to a world of knowledge and imagination. A decent listen overall. The narration was clear, though some character voices sounded similar. The story was interesting but had moments where it dragged slightly. Still, it was a good way to pass the time. This audiobook spoiled me for others! The narrator's professional delivery set a high bar - perfect diction, ideal pacing, and emotional authenticity. The recording quality was equally impressive with no distracting artifacts. I finished it far too quickly because I couldn't stop listening.
Jade Fox
π§ββοΈβ Savoring moments of tranquility with a cup of tea and captivating tales! π΅π The narrator's voice was so pleasant and easy to listen to. They had perfect pacing and made even the slower parts engaging. I found myself looking forward to my commute just to listen more!
Stacker of Wheat
ListenBook's commitment to providing a smooth and enjoyable listening experience is evident in every detail. With this app, my daily routines have become moments of intellectual growth and personal enjoyment. Kudos to ListenBook for the intuitive design and easy-to-use controls. It's evident that they've put a lot of thought into user experience. Adjusting the tone of the voice is a game-changer. It's like customizing my listening experience. ListenBook has transformed the way I engage with literature. It's like having a virtual bookshelf in my pocket.
Night Magnet
Audiobooks made delightful β this app's usability is a breath of fresh air. Kudos to the developers for creating an app that caters to audiobook lovers like me. From sleek design to functional features, it's a true gem. ππ ListenBook has streamlined my audiobook experience. It's a must-have app for enthusiasts. ListenBook is the best audiobook player Iβve ever used. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate, making it a joy to use. Five stars!
Twix Esses
It's impressive how the app caters to both seasoned readers and newcomers. This app has broadened my literary horizons, introducing me to new authors. ππ On-the-go listening has never been smoother β this app's functionality keeps me engaged during long commutes. ππ I love the ability to share my progress with friends. Itβs a fun feature. This audiobook was an absolute pleasure to listen to! The narrator's voice was rich and expressive, perfectly capturing the tone of the material. I found myself completely immersed in the story, often sitting in my car longer than necessary just to hear what happened next. The production quality was excellent with clear audio throughout.
Centurion Sherman
ListenBook has revolutionized my audiobook experience. Now I can enjoy my favorite lectures and speeches with ease! ListenBook has given me the gift of time β turning daily tasks into moments of inspiration. Thanks to ListenBook, downloading audiobooks is a hassle-free process, regardless of the source. Library organization has never been this easy. My audiobook collection is finally tidy.
Scrapple
Audiobook pleasure simplified β this app's functionality is a reader's delight. ListenBook Pro is worth every penny. The unlimited audiobook length is a dream come true. Chapters make navigation a breeze. I can easily pick up where I left off. Adjusting the tone of the voice is a unique feature that adds a personalized touch to the listening experience.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience