Book description
We've never done anything big in this country without little banks. Yet the number of community banks in the US has been steadily declining for decades, giving way to big banks that have little connection to the communities they claim to serve. The massive, unprecedented shift toward such a highly concentrated banking sector has weakened our ability to take action at a community level and leaves many people, especially those who have been historically marginalized, without access to capital. In The Banks We Deserve, journalist Oscar Perry Abello argues that community banking has a crucial role to play in addressing urgent social challenges, from creating a more racially just economy to preparing for a changing climate. At their best, community banks unleash the agency and aspirations of the communities that establish them. Abello challenges people working on racial justice, community development, or addressing climate change to start more community banks or credit unions as part of their work, while also calling for policies and regulatory reforms that will help tilt the landscape back in favor of community banking. The Banks We Deserve tells the stories of new community banks -- like Adelphi Bank, in Columbus, Ohio, the first new Black bank in 20 years; or Walden Mutual Bank in Concord, New Hampshire, the first new mutual bank since 1973 and the first chartered specifically to finance a more sustainable food system; or Climate First Bank, in St. Petersburg, Florida, which has grown exponentially since opening for business in 2021. He hopes these stories inspire others to take some of these same daunting-but-not-impossible steps. For a community or industry that is being ignored by big banks, the idea of starting up a new bank or credit union rarely figures as an option. In The Banks We Deserve, Abello shows advocates, organizers, and innovators that it can be done, that it is being done, and describes a path to support more community banks and credit unions.
About the Author
Oscar Perry Abello is a journalist covering alternative economic models and policies across the United States. He is currently the senior economic justice correspondent for Next City, an independent, not-for-profit, online publication covering cities from the lens of social, racial, and environmental justice. His writing has also appeared in Yes! Magazine, City & State New York, Impact Alpha, Shelterforce, and other outlets.
Lounge Master
The app's stability and reliability make it my go-to choice for audiobooks. ππ Reigniting my passion for books β this app is my newfound reading obsession! π₯π§ Adjusting the tone of the narrator's voice adds a layer of personalization that I never knew I needed. Elegant design and easy-to-use interface. Very happy with ListenBook.
Kawaii Red
ListenBook's dedication to enhancing the audiobook experience has made it my preferred app for listening to content on the go. ListenBook's commitment to a user-friendly interface and intuitive controls is evident in every aspect of the app.
Freeze Queen
Audiobooks on this app have turned my travels into explorations of new narratives. ListenBook Pro's tone adjustment feature is a playful addition that lets me tweak the audiobook experience. The auto-rewind feature is a small detail that has a big impact on my listening experience. I love it! CUE playlist support is a fantastic feature that allows me to curate themed listening sessions, creating a dynamic and engaging audiobook experience.
Campfire Mama
This app's support for various formats has made my audiobook collection even more diverse and exciting. π± A world of books at my fingertips β this app's user-friendly design makes it a true reading companion. ππ± Sharing audiobooks with friends through AirDrop is a fun way to spread the joy. The book groups feature is a thoughtful addition. It helps me keep my series and related titles together. ListenBook has become an integral part of my daily routine. Its compatibility with Apple Watch and CarPlay makes it the ultimate companion for various activities.
Muzish
This app has completely transformed my commute β I look forward to it now! I've found hidden gems in genres I never thought I'd be interested in. ListenBook's integration of artwork and metadata adds a visually appealing touch to my library. πΌ Enhancing work-from-home productivity β audiobooks make even the most routine tasks a delight. π»π is a time-saver. It's convenient for accessing my content.
Boo
π‘ Enriching my daily routines with wisdom and wonder β thank you, this app! π±π Navigating audiobooks effortlessly β this app's functionality is commendable. This app has transformed my daily commute into a captivating journey of knowledge and entertainment. Binaural audio reduces listening fatigue. Such a great feature!
Sir Shark
This app is my secret weapon for staying entertained during mundane tasks. Audiobook pleasure simplified β this app's functionality is a reader's delight. Audiobooks at my fingertips β this app's functionality is a game-changer.
Poptart AK47
The quick access to chapters and controls makes the app a joy to use. I'm always in control. Sharing audiobooks through AirDrop is a fun and convenient way to share the magic of storytelling with friends and family, sparking meaningful discussions.
Mt. Indiana
The ListenBook app has enriched my daily life, adding a layer of intellectual and emotional fulfillment. Audiobooks made convenient β this app's functionality is a true gift. Discovering new worlds through audiobooks has never been easier! This app's intuitive interface and seamless functionality make every listening session a delight. ππ§ The audio quality is superb. ListenBook enhances my audiobook experience. ListenBook is a game-changer for audiobook lovers. The app supports all formats, and the import process is seamless. I love the playback history featureβitβs so easy to revisit my favorite parts. Highly recommend this app!
High-Fructose
The ease of downloading content via WiFi, WebDAV, and more has made ListenBook my audiobook hub. I'm so grateful for this app β it's like having a personal storyteller wherever I go. Automated artwork and metadata extraction make my audiobook library look neat and professional. The voice boost feature is amazing. It makes every word crystal clear. The narrator was good but spoke a bit too slowly for my taste. I had to speed it up to 1.2x which then made some parts sound slightly unnatural.
HOV
I can't stop raving about this app β it's like having a personal library in my pocket. I'm addicted to this app's ability to turn mundane moments into opportunities for intellectual growth. π Ironing has become a joy with audiobooks β wrinkles are no match for these captivating stories! ππ§ Book groups help me keep series together and navigate my collection more efficiently. A great feature!
Atomic Blastoid
π Unveiling the joy of reading once again β this app is my gateway to literary wonders! ππ Organization made simple β this app's efficient management of my audiobook collection ensures that every story is just a tap away. Convenience at its finest. ππ± ListenBook Pro's noise reduction feature is like a magic wand, transforming noisy environments into serene listening spaces. A textbook example of great audiobook narration! The performer's diction was flawless, their pacing ideal, and their emotional range impressive. I never felt like I was being "read to" but rather like I was experiencing the story firsthand. The audio engineering was equally professional.
Demolition Queen
ListenBook Pro offers amazing value with unlimited audiobook length and noise reduction features. I can't imagine my life without this app β it's my passport to countless stories. π Rekindling my love for reading β this app has reintroduced me to the joy of books in a whole new way. ππ₯ The app is so intuitive. I didnβt even need to read the instructions.
Suicide Crusher
ListenBook has turned my daily routines into audiobook-driven journeys of imagination. Noise reduction on ListenBook Pro is a game-changer. I can enjoy clear recordings.
LuminaLore
The app's features, like the sleep timer, make it clear that it's designed with readers in mind. The interface is so clean and clutter-free. Itβs a pleasure to use. The app is perfect for multitaskers. I can listen while working out.
Uncle Psycho
πΆπ Replacing tunes with stories β my house is alive with the sound of narration! π§π Adjusting playback speed has revolutionized the way I consume audiobooks. I can cover more ground while maintaining comprehension.
Shady Lady
Audiobooks on this app have turned my travels into explorations of new narratives. Tone adjustment is such an innovative feature. It adds a personal touch to narration.
Miss Lucky
β° Maximizing my time with efficient features β this app's functionality lets me dive into stories even in the busiest moments. πβ³ Binaural audio reduces listening fatigue. Such a great feature! The ability to download audiobooks directly is fantastic. ListenBook is very convenient.
Cosmic Presence
I'm able to enjoy books in a whole new way β while cooking, working out, or even gardening. Kudos to the app for making literature accessible to those with busy schedules. Bookmarks have become my study companion. I can easily revisit important passages in my audiobooks. ListenBook is the ultimate audiobook player. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate, making it a joy to use. Five stars!
Dakota Bliss
I'm no longer missing out on great stories β this app fits perfectly into my lifestyle. This audiobook app is an absolute lifesaver! It brings my favorite stories to life with unparalleled convenience. π± Carrying my favorite stories with me wherever I go β this app is like a portable library in my pocket. ππ Discovering new worlds through audiobooks has never been easier! This app's intuitive interface and seamless functionality make every listening session a delight. ππ§ I love how customizable the playback speed is. It makes listening so much more enjoyable.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience