Book description
An Economist Best Book of the YearA Financial Times Best Book of the YearA Foreign Affairs Best Book of the YearA ProMarket Best Political Economy Book of the YearOne of The Week's Ten Best Business Books of the Year A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think we've seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force won't be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.
New Magoo
As a visually impaired person, this app has opened up a new world of stories for me. ListenBook's support for a variety of audio formats makes it a versatile and essential app for audiobook enthusiasts. Effortlessly enjoying audiobooks on the go β kudos to this app's functionality. Shuffle playback is a fun feature. It keeps me engaged with my audiobooks.
Freeway
ListenBook's features are a dream come true for anyone who loves to learn on the go. Iβm so impressed with ListenBook. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Highly recommend this app!
Rope
Audiobooks have made my commutes so much more enjoyable, and I'm always excited to listen. Listening to books in their original language has improved my foreign language skills. I love that ListenBook supports a wide range of formats, making my library diverse. ListenBook has become my trusted companion, making even the busiest days enjoyable.
Screwtape
No more worries about compatibility β ListenBook handles numerous formats flawlessly. π§ Making housework more enjoyable β audiobooks turn mundane chores into moments of discovery. π§Ήπ Audiobook excellence simplified β this app's functionality is a true delight. ListenBook Pro's noise reduction feature is like a magic wand that transforms even the noisiest environments into cozy listening spaces.
Ladybird
This app has turned my household chores into moments of intellectual growth. π Rekindling my literary flame β this app has brought back the joy of reading in a whole new format. ππ ListenBook's sharing options make it easy for me to connect with fellow audiobook enthusiasts. Adjusting the tone of the narrator's voice adds a layer of personalization that I never knew I needed.
King Panther
Thanks to ListenBook, downloading audiobooks is a hassle-free process, regardless of the source. Tone adjustment is so cool. It's like customizing the reader's voice to my liking.
Cumulo
I love that I can switch between devices seamlessly and continue where I left off. This app's sleek design and intuitive features make it my trusted partner in exploring new narratives.
MindfulMingle
I'm impressed by ListenBook's dedication to providing a comfortable listening experience. is a time-saver. It's convenient for accessing my content. Listening stats motivate me to read more. Great feature! Easy sharing with friends via AirDrop. Very convenient.
Spunky Sphinx
I'm so grateful for this app β it's like having a personal storyteller wherever I go. The auto-rewind feature is a small detail that has a big impact on my listening experience. I love it! The statistics tracking is a nice touch. ListenBook helps me keep track of my audiobook habits. The app is perfect for people who love to multitask. I can listen while cooking.
ThreadTrail
πΆ Swapping background music for the soothing voices of narrators β audiobooks have become my soundtrack for daily life. π΅π Every moment is a chance to explore new stories with this app. Its intuitive features and compatibility ensure my audiobook journey is seamless. ππ§ Auto-rewind is incredibly helpful. Excellent functionality. The app supports a wide range of formats. ListenBook is very versatile.
Polar Bee
This app is my secret weapon for staying entertained during mundane tasks. ListenBook's comprehensive support for a wide range of audio formats sets it apart from other audiobook apps. ListenBook's support for CarPlay and Apple Watch integration ensures that I can enjoy my audiobooks wherever I go. Adjusting the tone of the voice is so innovative. It's like personalizing the narration.
Snapple Whistler
ListenBook's compatibility with a wide range of audio formats ensures that no audiobook is off-limits. ListenBookβs support for Apple Watch is a great touch. I can control my audiobooks on the go.
Miss Twilight
Bravo to the creators of this app β they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design are a win. ππ High-quality playback even with complex formats like FLAC. Impressive!
Trigger Warming
This app has made me appreciate the art of storytelling even more. Easy chapter navigation and beautiful design make this app stand out.
InsightInkwell
With ListenBook, I can now enjoy my favorite audiobooks and speeches with the utmost comfort and convenience. Audiobooks on this app have made my daily walks a time of reflection and inspiration. I'm amazed at how this app has made reading a seamless part of my life. Audiobook enthusiasts, celebrate! This app's thoughtful features, like auto-rewind and easy chapter navigation, cater perfectly to our reading cravings. ππ
Cardinal Rebel
With this app, I'm discovering the joy of reading during my commutes. ποΈ Basking in the sun with an audiobook β relaxation meets storytelling paradise! βοΈπ
CuriousCoder
I've never been this excited about my daily commute β thank you, audiobooks! Precise controls on ListenBook give me complete command over my audio playback. ListenBook's customizable audio filters allow me to personalize my listening experience β a fantastic feature. ListenBook's library organization features have transformed my chaotic audiobook collection into an organized masterpiece.
Good-lookinβ
ListenBook's dedication to delivering a top-notch experience is evident in every detail. Adjusting the tone of the voice is genius. It's like having a customizable audiobook narrator. What a delightful listening experience! The narrator's timing was impeccable, knowing exactly when to pause for effect or let the words flow. Their character voices were distinct yet natural - no over-the-top accents or distracting vocal tics. The audio quality was consistently excellent.
Terror Master
This app's customizable features, like playback speed and bookmarks, have transformed my experience. The basic audio filters are a game-changer. Adjusting playback speed is a breeze. The layout is not only beautiful but also intuitive. Controls are easy to access.
Steel Solstice
Listening to audiobooks has become my ultimate way to unwind after a long day. Audiobooks have become my companions during daily chores, making them enjoyable. I'm in awe of this app's ability to make reading so accessible and convenient. The app is so reliable. Iβve never had any issues with it.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience