Book description
A comprehensive and profoundly relevant history of interest from one of the world's leading financial writers, The Price of Time explains our current global financial position and how we got here In the beginning was the loan, and the loan carried interest. For at least five millennia people have been borrowing and lending at interest. The practice wasn't always popular--in the ancient world, usury was generally viewed as exploitative, a potential path to debt bondage and slavery. Yet as capitalism became established from the late Middle Ages onwards, denunciations of interest were tempered because interest was a necessary reward for lenders to part with their capital. And interest performs many other vital functions: it encourages people to save; enables them to place a value on precious assets, such as houses and all manner of financial securities; and allows us to price risk.All economic and financial activities take place across time. Interest is often described as the "price of money," but it is better called the "price of time: " time is scarce, time has value, interest is the time value of money.Over the first two decades of the twenty-first century, interest rates have sunk lower than ever before. Easy money after the global financial crisis in 2007/2008 has produced several ill effects, including the appearance of multiple asset price bubbles, a reduction in productivity growth, discouraging savings and exacerbating inequality, and forcing yield starved investors to take on excessive risk. The financial world now finds itself caught between a rock and a hard place, and Edward Chancellor is here to tell us why. In this enriching volume, Chancellor explores the history of interest and its essential function in determining how capital is allocated and priced.
Sugar Domino
With ListenBook, I can keep track of my audiobook consumption and explore new content with ease. I've never experienced such silky-smooth playback even with high-quality FLAC files. One of the best audiobooks Iβve heard! The story was compelling, and the narratorβs delivery added depth to every scene. I found myself looking for excuses to listen just a little longer. Will definitely revisit this one!
MysticMingle
Bravo to the creators of this app β they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. ππ Sharing audiobooks with friends through AirDrop is a fun way to inspire others to read. The appβs design is sleek and modern. ListenBook is my favorite audiobook player.
Drift
ListenBook's comprehensive support for a wide range of audio formats sets it apart from other audiobook apps. πΌ Making every minute count β this app's ease of use ensures I'm always making progress in my audiobook adventures. π±π
Tornado Maker
The range of self-help and personal development audiobooks is truly enriching. The app is perfect for people who love to read but donβt have the time.
Loot
Thanks to this app, I can enjoy the world of literature without missing a beat in my fast-paced life. Audiobook multitasking made easy β this app's functionality is a marvel. I love the auto-bookmark feature. It saves my place automatically.
Night Magnet
I can't believe how much I've 'read' since I started using this app. πΆ Music? Nah, I prefer immersing myself in captivating stories with this app! πΆπ ListenBook has become my trusted companion. It's my go-to app for expanding my knowledge and enjoyment. The ability to download audiobooks directly is fantastic. ListenBook is very convenient.
Abyss Tamer
πΆββοΈπ Strolling through stories on a lazy afternoon β this app is my relaxation buddy! ποΈπ§ π Transforming long drives into memorable journeys through the magic of audiobooks! ππ Great app for listening to lectures and speeches. Highly useful! Iβve been using ListenBook for months, and itβs been a fantastic experience. The app is lightweight, doesnβt drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend!
Girl Brownie
I'm in awe of how this app has brought new dimensions to my reading experience. Discovering new worlds through audiobooks has never been easier! This app's intuitive interface and seamless functionality make every listening session a delight. ππ§ ListenBook's dedication to providing an excellent audiobook experience is evident in its smooth and silky playback. I love the ability to change the playback speed. Itβs perfect for my needs.
Casanova
The app's intuitive design makes it easy to find and listen to my favorite authors. ListenBook's user-friendly audio filters and controls have made my audiobook sessions more interactive and engaging. ListenBook is my daily companion, turning mundane tasks into exciting audio adventures. Audiobook multitasking made simple β this app's functionality is a true delight. ListenBook Pro's noise reduction feature is like a magic wand that transforms even the noisiest environments into cozy listening spaces.
Bad Bond
The app's customization options allow me to tailor the listening experience to my liking. ListenBook's basic audio filters allow me to fine-tune the audio playback to suit my preferences. β° Early mornings have become my favorite time to listen to audiobooks β energizing! π π§ ListenBook Pro's noise reduction feature enhances the audio quality to an impressive degree. Binaural audio processing is amazing. Reduced my listening fatigue significantly.
Sugar Man
I'm impressed by ListenBook's commitment to providing a silky-smooth playback experience. I'm addicted to this app's seamless performance and impressive library. Effortlessly enjoying audiobook journeys β this app's ease of use is a winner. Bookmarks have become my study companion. I can easily revisit important passages in my audiobooks. Unlimited audiobook length with ListenBook Pro is a game-changer.
Dove Dolce
ListenBook's dedication to delivering high-quality sound and user-friendly features has won me over. π§ My daily chores just got an upgrade! Thanks to this app, I can dive into captivating stories while cooking and cleaning. ππ³ The app is perfect for multitasking. I can listen while doing other things.
RedFeet
π§ββοΈβ Savoring moments of tranquility with a cup of tea and captivating tales! π΅π π Adding excitement to everyday tasks β this app is my partner in productivity! ππ πΆπ Tuning in to the symphony of stories β audiobooks are the soundtrack of my daily routines. π΅π Quick access to chapters and controls makes ListenBook a breeze to use. It's an intuitive experience. ListenBookβs playback speed control is very useful. I can listen at my own pace.
MythMaker
ListenBook has made me fall in love with my audio content all over again β it's a must-have. ListenBook's commitment to providing top-notch audio quality has taken my audiobook experience to a new level. Adjusting the tone of the voice is an innovative feature that allows for a personalized listening experience. The app supports background playback, which is a must for me. Iβm so impressed with ListenBook. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Highly recommend this app!
NexusNavigator
The variety of narrators adds a unique touch to each book, making every experience special. Sharing audiobooks with friends through AirDrop is a fun way to introduce them to captivating stories. ListenBookβs audio quality is excellent. The app enhances my listening experience. Great for fans of this genre! The pacing, narration, and production quality were all excellent. It felt like a movie playing in my mind. Iβll be checking out more from this narrator for sure.
Sokol
I've fallen in love with genres I never thought I'd explore, all thanks to this app. I can't get enough of this app's intuitive design and user-friendly interface. The auto-rewind feature after interruptions is a small thing that makes a big difference.
Find It Girl
With ListenBook, I've found a convenient and enjoyable way to engage with audiobooks and educational content. π§ Carrying a world of literature in my headphones β this app's convenience is truly remarkable. ππ«
Princess Dove
With this app, audiobook listening has become an integral part of my daily routines β it's a game-changer. I love the auto-rewind feature after interruptions. No more searching for where I left off!
Indigo Red
Audiobooks have become my constant companions during my daily activities. This app has made audiobook listening an integral part of my daily routine β it's a habit I cherish. π Who needs a dull commute when you can embark on literary journeys with this app? ππ Bravo to the creators of this app β they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. ππ
Rocky Highway
I've become the storyteller of my family, sharing the amazing audiobooks I've discovered. This app is my constant companion, making every moment a chance to discover new worlds. ListenBook has transformed my daily routine into an opportunity to learn, relax, and enjoy. A decent listen overall. The narration was clear, though some character voices sounded similar. The story was interesting but had moments where it dragged slightly. Still, it was a good way to pass the time.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience