Book description
A comprehensive and profoundly relevant history of interest from one of the world's leading financial writers, The Price of Time explains our current global financial position and how we got here In the beginning was the loan, and the loan carried interest. For at least five millennia people have been borrowing and lending at interest. The practice wasn't always popular--in the ancient world, usury was generally viewed as exploitative, a potential path to debt bondage and slavery. Yet as capitalism became established from the late Middle Ages onwards, denunciations of interest were tempered because interest was a necessary reward for lenders to part with their capital. And interest performs many other vital functions: it encourages people to save; enables them to place a value on precious assets, such as houses and all manner of financial securities; and allows us to price risk.All economic and financial activities take place across time. Interest is often described as the "price of money," but it is better called the "price of time: " time is scarce, time has value, interest is the time value of money.Over the first two decades of the twenty-first century, interest rates have sunk lower than ever before. Easy money after the global financial crisis in 2007/2008 has produced several ill effects, including the appearance of multiple asset price bubbles, a reduction in productivity growth, discouraging savings and exacerbating inequality, and forcing yield starved investors to take on excessive risk. The financial world now finds itself caught between a rock and a hard place, and Edward Chancellor is here to tell us why. In this enriching volume, Chancellor explores the history of interest and its essential function in determining how capital is allocated and priced.
PixelPioneer
I'm enjoying books I never thought I'd be interested in β all thanks to this app. I can't believe I waited this long to discover the joy of audiobooks through this app. With support for various formats, I can finally listen to my diverse audiobook collection.
Boo
I'm so grateful for this app β it's like having a personal storyteller wherever I go. This app's compatibility with different formats ensures that I never miss out on a great audiobook. π Indulging in soothing bedtime stories β this app is my nightly retreat into imagination. ππ π₯ Spicing up my routine with this app β it's like having a personal storyteller on hand at all times! β¨π
Snapple Whistler
Kudos for the thoughtfully curated collections β I'm discovering hidden gems! The app's design is sleek and modern β it's a pleasure to navigate. Library organization has never been this easy. My audiobook collection is finally tidy.
Proper
π Grooving to the rhythm of stories while tackling household chores β a dance of productivity! πΆπ Savoring stories has never been this smooth β this app's functionality is genius. ListenBook Pro's noise reduction feature has made a significant difference in the clarity of recordings.
Popeye Wipeout
Sharing audiobooks through AirDrop is a delightful way to connect with fellow book lovers. The bookmark feature is fantastic. I can easily pick up where I left off.
Dangle
ListenBook has become my trusted companion, making even the busiest days enjoyable. Library organization has never been easier thanks to ListenBook. My collection is well-managed. The app's performance is nothing short of impressive β smooth, responsive, and designed with audiobook lovers in mind. ListenBookβs bookmarking feature is incredibly useful. I never lose my place in a book.
IceDog
Book Groups on ListenBook make it easy to categorize and access my audiobooks. ListenBook's compatibility with playlists and CUE files is a great addition for those who love organized listening. This app has made my commutes and long drives a source of joy and learning. ListenBook has become my workout companion of choice. It keeps me motivated and entertained during exercise.
Soda Delirium
πΆ Swapping background music for the soothing voices of narrators β audiobooks have become my soundtrack for daily life. π΅π π This app is a testament to thoughtful design β its functionality seamlessly blends with my lifestyle, making reading effortless. πβ¨
Clover Dragon
ListenBook's library organization features have transformed my chaotic audiobook collection into an organized masterpiece. I'm hooked on this app's effortless downloading process β I can have my favorite audiobooks in seconds.
Magenta
I'm amazed at how this app has expanded my reading horizons. Navigating audiobooks seamlessly β this app's design is a true winner. ListenBook has truly transformed my audiobook experience. The sleek interface, extensive format support, and easy downloading options make it my go-to app!
Cream
The Looping playback and Shuffle features on ListenBook help me customize my listening sessions to my liking. This app has made my daily routines more meaningful and enjoyable. ListenBook has redefined my workout routine. The controls are so user-friendly. ListenBook's library organization keeps my audiobooks neat and accessible. A true organizational lifesaver!
Cooger
The variety of narrators adds a unique touch to each book, making every experience special. The ease of downloading content via WiFi, WebDAV, and more has made ListenBook my audiobook hub. The chapter navigation is a lifesaver. It makes finding my place so easy. I love how I can create playlists. Itβs perfect for organizing my books.
Hemingway Mirmillone
The ListenBook app has enriched my daily life, adding a layer of intellectual and emotional fulfillment. No more worries about compatibility β ListenBook handles numerous formats flawlessly. Simplifying my audiobook experience β this app's design is remarkable. The app's attention to detail is commendable. It's evident in every feature.
Widow Curio
The variety of narrators adds a unique touch to each book, making every experience special. Effortless audiobook management β this app's usability is impressive. Effortless and enriching β that's how I'd describe my experience with this app. Its functionality, from seamless downloads to binaural audio processing, has truly raised the bar. π±π Looping playback is my favorite study tool. It's a game-changer for mastering challenging content.
Nibbler
The ability to listen to books while multitasking is a game-changer for me. ListenBook Pro is totally worth it. Unlimited audiobook length β I'm in!
Demo Zero
I'm impressed by ListenBook's commitment to providing a silky-smooth playback experience. Effortless audiobook management β this app's usability is impressive. With ListenBook Pro, long audiobooks are no problem. I love it! The app is so versatile. It works with all my devices.
Vicious Street
It's like having a personal library that fits in my pocket β truly amazing! ListenBook's sleek design and easy chapter access make navigation a breeze. With its powerful audio downloading features, I can have my favorite audiobooks ready to go, anytime and anywhere.
Twix Bond
The narrator's voices are so captivating, it's like they bring the stories to life. I never thought I'd find an app that supports such a wide range of audiobook formats. ListenBook is a true gem! Looping playback is a study aid sent from heaven. It's helping me ace my exams! ListenBook has made my daily commutes enjoyable. No more boredom!
Desert Haze
The app's layout is clean and intuitive, making it a pleasure to navigate. I'm hooked on this app's curated content β it's like having a personal librarian. This app's seamless integration with CarPlay and other devices has revolutionized my audiobook experience. π Making every moment count β this app turns everyday activities into a reading adventure! ππ« The appβs design is sleek and modern. ListenBook is my favorite audiobook player.
Roadspike
This app has reignited my love for literature and made it a part of my everyday life. Seamless audiobook integration β this app's design is remarkable. ListenBook is a must-have for audiobook lovers. The auto-rewind feature ensures I never miss a word.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience