Book description
A comprehensive and profoundly relevant history of interest from one of the world's leading financial writers, The Price of Time explains our current global financial position and how we got here In the beginning was the loan, and the loan carried interest. For at least five millennia people have been borrowing and lending at interest. The practice wasn't always popular--in the ancient world, usury was generally viewed as exploitative, a potential path to debt bondage and slavery. Yet as capitalism became established from the late Middle Ages onwards, denunciations of interest were tempered because interest was a necessary reward for lenders to part with their capital. And interest performs many other vital functions: it encourages people to save; enables them to place a value on precious assets, such as houses and all manner of financial securities; and allows us to price risk.All economic and financial activities take place across time. Interest is often described as the "price of money," but it is better called the "price of time: " time is scarce, time has value, interest is the time value of money.Over the first two decades of the twenty-first century, interest rates have sunk lower than ever before. Easy money after the global financial crisis in 2007/2008 has produced several ill effects, including the appearance of multiple asset price bubbles, a reduction in productivity growth, discouraging savings and exacerbating inequality, and forcing yield starved investors to take on excessive risk. The financial world now finds itself caught between a rock and a hard place, and Edward Chancellor is here to tell us why. In this enriching volume, Chancellor explores the history of interest and its essential function in determining how capital is allocated and priced.
Phoenix Tetra
With this app, I've discovered a new way to make my downtime more enriching and meaningful. I love how this app fits seamlessly into my daily routine. The auto-rewind feature is a small detail that has a big impact on my listening experience. I love it! High-quality playback even with complex formats like FLAC. Impressive!
Mother Hen
This app's support for various formats ensures that I can enjoy my audiobooks without any hassle. I'm hooked on this app's ability to make reading fit into any moment. Looping playback has revolutionized my study sessions. I'm learning faster than ever.
Cream
I'm amazed by how this app effortlessly turns my daily routines into enjoyable learning sessions. With this app, my audiobook library is organized and accessible, making my reading journey effortless. I can't imagine a day without this app β it has made my audiobook journey effortless and rewarding. Kudos to the creators for crafting an app that understands audiobook lovers. With smooth playback and thoughtful design, it's a true companion for book enthusiasts. ππ Beautiful design and intuitive interface. Very pleased.
ThreadTrail
I've become so much more productive while cleaning or exercising β thanks to this app! This app's support for various formats and genres ensures that there's always something new to explore. πͺ Juggling tasks while enjoying stories has never been easier β this app's functionality is a multitasking marvel. πΌπ ListenBook has made managing my audiobook collection a breeze. Library organization is top-notch. Incredible character voices! Each person felt distinct without being over-the-top. The emotional scenes gave me chills with how well they were delivered.
Gold Dahlia
With this app, I can enjoy my favorite stories while traveling, making my journeys more delightful. π‘ Embracing audiobooks while tidying up the house β it's like having a helper! π π ListenBook's interface is so intuitive. I was up and running in no time. ListenBook's compatibility with CarPlay is a huge plus during long drives.
Mirage
ListenBook's support for a variety of audio formats ensures that I can access my content without any limitations. πΌ Making every minute count β this app's ease of use ensures I'm always making progress in my audiobook adventures. π±π Supports extensive playlists and bookmarks. Very user-friendly.
Riff Raff
With ListenBook, I can listen to my favorite audiobooks and speeches with the utmost comfort and convenience. Savoring captivating stories has become a breeze with this app's sleek design and convenient features. It's like having a personal reading assistant! π±π ListenBook Pro's noise reduction feature is a blessing for clear dictaphone recordings.
Miss Rum Punch
I'm amazed at ListenBook's intuitive interface and precise controls β it's a joy to navigate. The app is perfect for people who love to listen to books while exercising.
HighBomber
ListenBook has rekindled my love for learning, one audio experience at a time. Auto-rewind is incredibly helpful. Excellent functionality. The app is very easy to use. ListenBook makes managing my audiobook library simple.
IdeaAlchemy
This app has made my road trips and flights infinitely more enjoyable. ListenBook's powerful audio downloading features make it easy to keep my content at my fingertips. π Long road trips? No problem β this app keeps me entertained mile after mile! ππ πΆββοΈπ§ Walking and listening has never been this smooth β this app's user-friendly interface makes it a breeze to enjoy my favorite stories. ποΈπ This app is perfect for audiobook lovers. The interface is beautiful and easy to navigate.
Moon Solitaire
ListenBook's seamless integration with CarPlay has made my drives more informative. This app's sleek design and effortless navigation have made my audiobook journey a true delight. π± Accessing my favorite stories has never been this straightforward β this app's functionality is a bookworm's dream come true. ππ« The app is very easy to use. ListenBook makes managing my audiobook library simple. This app is a must-have for anyone who loves audiobooks. The interface is intuitive, and the app supports all formats. I love the auto-bookmark featureβit saves my place automatically, so I never lose track. Highly recommend!
Keystone
This app has transformed my long flights into productive and enjoyable experiences. ListenBook's clean interface and organized layout make it a pleasure to browse through my audiobooks.
Friday Fox
πΆββοΈπ§ Strolling through captivating narratives while I take my daily walks β pure bliss! ποΈπ πββοΈπ Combining exercise and exploration β audiobooks make my runs more exciting! πββοΈπ§ Effortless audiobook exploration β this app's design is a reader's dream. The app is perfect for people who love to multitask. I can listen while cooking. This audiobook kept me company during a long road trip and made the miles disappear! The narrator's engaging performance and the crisp production quality made for an immersive experience. I appreciated how well they balanced drama with clarity - never sacrificing understanding for effect.
StorySculptor
ποΈ Basking in the sun while indulging in literary adventures β this app makes outdoor relaxation even better. βοΈπ Effortlessly managing my audiobook library β this app's design is a triumph. CarPlay compatibility is a fantastic addition. It enhances my driving experience with seamless audiobook integration.
ByteBard
Listening to audiobooks on this app has become my favorite way to relax. ListenBook has revolutionized my audiobook experience. I can't imagine going back!
Runway Darling
As a language learner, this app has been invaluable in improving my listening skills. The customer support is amazing. They responded to my query within hours.
RightN0w2
I can't get enough of the celebrity narrators β they add a unique charm to each book. With this app, I've discovered the joy of learning while I'm on the move β it's like having a tutor by my side. ListenBook's auto-rewind feature is a thoughtful addition that ensures I never miss a single word. ListenBook Pro's tone adjustment feature is a fascinating way to add a personal touch to my audiobook journey. This audiobook kept me company during a long road trip and made the miles disappear! The narrator's engaging performance and the crisp production quality made for an immersive experience. I appreciated how well they balanced drama with clarity - never sacrificing understanding for effect.
Roadblock
ListenBook's commitment to a seamless user experience is evident in its sleek design and intuitive controls. Book groups are a thoughtful addition. It's like having virtual bookshelves!
Shade Nightman
I'm amazed at how this app has made reading such a natural part of my day. is a breeze. It's incredibly convenient for building my collection.
NecroBull
I'm amazed at how effortlessly this app has made reading a constant in my life. π§ This app has changed my reading game! Now I can 'read' while I work β genius! ππΌ Audiobook multitasking simplified β this app's functionality is a triumph. Sharing audiobooks through AirDrop is a thoughtful and enjoyable way to share my favorite stories with friends and introduce them to new worlds of literature. ListenBook is the ultimate audiobook player. The app supports all formats, and the import process is seamless. I love the playback history featureβitβs so easy to revisit my favorite parts. Highly recommend this app!
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience