Book description
A comprehensive and profoundly relevant history of interest from one of the world's leading financial writers, The Price of Time explains our current global financial position and how we got here In the beginning was the loan, and the loan carried interest. For at least five millennia people have been borrowing and lending at interest. The practice wasn't always popular--in the ancient world, usury was generally viewed as exploitative, a potential path to debt bondage and slavery. Yet as capitalism became established from the late Middle Ages onwards, denunciations of interest were tempered because interest was a necessary reward for lenders to part with their capital. And interest performs many other vital functions: it encourages people to save; enables them to place a value on precious assets, such as houses and all manner of financial securities; and allows us to price risk.All economic and financial activities take place across time. Interest is often described as the "price of money," but it is better called the "price of time: " time is scarce, time has value, interest is the time value of money.Over the first two decades of the twenty-first century, interest rates have sunk lower than ever before. Easy money after the global financial crisis in 2007/2008 has produced several ill effects, including the appearance of multiple asset price bubbles, a reduction in productivity growth, discouraging savings and exacerbating inequality, and forcing yield starved investors to take on excessive risk. The financial world now finds itself caught between a rock and a hard place, and Edward Chancellor is here to tell us why. In this enriching volume, Chancellor explores the history of interest and its essential function in determining how capital is allocated and priced.
Fast Draw
I love how this app turns even the dullest tasks into exciting storytelling moments. This app's versatility and convenience have transformed my screen time into a productive reading journey. This app's compatibility with various devices ensures that I can enjoy my audiobooks wherever I go. The adjustable playback speed feature is a true innovation. It adds a personalized touch to my listening.
Twinkle Cutlass
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Renegade Slugger
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Atomic Blastoid
πΌ Elevating my work-from-home routine with this app's delightful audiobook selection! π»π Audiobook enthusiasts, rejoice! This app's thoughtful features, such as auto-rewind and chapter navigation, cater perfectly to our storytelling cravings. ππ This was a workmanlike audiobook that did the job without flair. The narration was clear and the pacing appropriate, though the delivery lacked some emotional depth. The production quality was acceptable with no major technical issues.
Gro
No more hassle with converting files β ListenBook supports a wide range of formats for a seamless listening experience. I can't imagine my audiobook routine without ListenBook's seamless audio player. is a breeze. It's incredibly convenient for building my collection. Decent audiobook but I think I would have enjoyed reading it more. Some of the more subtle humor didn't quite land in the audio format.
Highway
ListenBook's support for various download methods and audio formats ensures that I always have access to my favorite content. The statistics feature in ListenBook adds an element of self-awareness to my audiobook consumption. The adjustable playback speed is a revelation. It's like having a personal audiobook narrator at my pace.
3D Waffle
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Bitmap
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Lskeee
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Domino
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VisionVortex
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Alley Cat
This app's dedication to providing high-quality narration has made all the difference. Finally, an app that understands the power of CUE playlists. Perfect for organizing.
Hightower
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Armed Hawk
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Spitfire
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Mule Lock
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Hen Skittle
ListenBook has added a new dimension to my audiobook listening experience β it's not just about the content, but the convenience too. Automated artwork and metadata retrieval make my library look organized and professional.
MysticMingle
Changing the tone of the sound on ListenBook is a fun feature that adds a unique touch to my audiobook experience. I'm amazed at how this app has brought back the joy of reading into my daily routine β thank you! I can't imagine my life without this app β it's my passport to countless stories.
Rusty Vortex
I can't get enough of this app's easy navigation and quick access to chapters and playback controls. I'm grateful for this app β it's made reading a part of my everyday life. π Adding excitement to everyday tasks β this app is my partner in productivity! ππ ListenBook is a must-have for audiobook lovers. The auto-rewind feature ensures I never miss a word. I love the statistics feature. Itβs fun to see how much Iβve listened.
Burn
The app's customization options allow me to tailor the listening experience to my liking. ListenBook's user-friendly audio filters and controls have made my audiobook sessions more interactive and engaging. Audiobook pleasure without the fuss β this app's functionality is top-notch. Iβve been using ListenBook for months, and itβs been a fantastic experience. The app is lightweight, doesnβt drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend!
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience