Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
Impulse
I can't get enough of this app's convenience β it has transformed my audiobook journey into a joyous experience. I was thoroughly impressed by this audiobook. The combination of engaging content and skilled narration made my daily commute something to look forward to. The narrator's timing and intonation were spot-on, enhancing rather than distracting from the material. Definitely worth a credit!
Raid Bucker
No more converting files β this app effortlessly handles various formats, saving me time and effort. Looping playback and shuffle features keep my audiobook sessions engaging and fresh. The playback speed control is a game-changer. ListenBook lets me listen at my own pace.
Wiccan Thunder
ListenBook has transformed my daily rituals into cherished opportunities for personal growth. The layout is not only beautiful but also intuitive. Controls are easy to access. My workouts have become more enjoyable and productive with ListenBook's compatibility with Apple Watch. The automatic extraction of artwork and metadata keeps my audiobook library organized and visually appealing. This audiobook was neither good nor bad - simply average. The narrator's delivery was professional but uninspired, and the recording quality was clean though not exceptional. It provided satisfactory entertainment without standing out from similar titles.
Fadey
ListenBook's compatibility with CarPlay and Apple Watch integration ensures that I can enjoy my content wherever I go. ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Steel Cut Toe
π Dancing through chores with audiobooks β this app turns cleaning into a lively and literary affair! πΆπ Accessing my favorite audiobooks has never been easier β this app's user-centric design and comprehensive features make it an absolute gem. π±π§ Automated metadata extraction is a time-saver. My library is so organized now. ListenBookβs interface is clean and intuitive. Itβs a joy to use.
Stealth
The ability to switch between devices seamlessly is a game-changer for busy readers. ListenBook has become my go-to app for all things audio β from lectures to speeches, it's got it all. Perfect for both first-time listeners and audiobook veterans! The narrator's warm, inviting tone made this an incredibly comfortable listening experience. I particularly appreciated how well they handled dialogue - each character felt distinct without being cartoonish. The pacing kept me engaged throughout.
Iron Jesus
ListenBook's commitment to providing a high-quality audiobook experience is truly commendable. ListenBook's audio filters are a fantastic addition, enhancing the sound quality of my audio files. The ease of downloading content via WiFi, WebDAV, and more has made ListenBook my audiobook hub. This app's user-friendly layout and quick access to controls have made audiobook listening a breeze.
Nacho
ListenBook's user-friendly interface and precise controls make it a joy to use every day. CUE playlist support is a fantastic organizational feature. It keeps my audiobooks neatly arranged.
Die Slice
I've been recommending this app to all my friends β it's a true game-changer. With ListenBook, I can enjoy my audiobooks with enhanced sound quality and personalized settings. ListenBook's sharing options make it a breeze to connect with fellow audiobook enthusiasts and share recommendations. Book groups keep my related titles together for a cohesive listening experience. A thoughtful feature! Has every feature I need. My top choice for audiobooks!
Undergrad Split
ListenBook's support for CarPlay and Apple Watch integration has elevated my listening experience. I can't believe how much more I'm 'reading' now, thanks to this app. ListenBook has revolutionized my audiobook experience. I can't imagine going back!
NoiseFire
Thanks to ListenBook, I'm now exploring different genres and formats I never thought I would. π± Carrying stories wherever I go β this app's convenience allows me to indulge my love for reading on the move. πποΈ I've found my new favorite narrator! Their voice was perfectly suited to this material, with just the right blend of authority and approachability. The production quality was broadcast-level - no distracting breaths, clicks, or inconsistent volume. Already looking for more of their work.
Riff Raff
ListenBook's support for various audio formats makes it a versatile app for all kinds of audiobook enthusiasts. Looping playback helps me retain knowledge from audiobooks effectively. It's an invaluable tool. Iβm so impressed with ListenBook. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Highly recommend this app!
Pocket Muzzie
Sharing audiobooks with friends through AirDrop and Sharing on ListenBook Pro is a fantastic way to spread the joy of audiobooks. This app's simplicity has made me fall in love with books all over again. Tone adjustment is such an innovative feature. It adds a personal touch to narration. I'm amazed by the app's versatility in downloading audio. It accommodates various sources seamlessly. The interface is sleek and modern. Itβs a joy to use.
Low Voltage
This app has rekindled my passion for literature in a whole new way. ListenBook's compatibility with various formats ensures I never miss out on any audio gem. Downloading audiobooks is a breeze, thanks to the variety of options available.
Jack Cassidy
Language courses on audiobooks helped me pick up a new language effortlessly. ListenBook has revolutionized my audio experience, making it both personalized and engaging. The bookmark feature is fantastic. I can easily pick up where I left off.
Sw00sh
With ListenBook, I can now enjoy my favorite audiobooks and speeches with the utmost comfort and convenience. Thanks to ListenBook, I'm now exploring different genres and formats I never thought I would. ListenBook has revolutionized my audio experience, making it both personalized and engaging. ποΈπ§ Escaping to paradise with a beach read β this app is my vacation in audio form! ποΈπ ListenBook has become an essential part of my day, enhancing my commute and allowing me to enjoy audiobooks like never before.
LifeRobber
ListenBook has become my trusted companion, making even the busiest days enjoyable. This app is my secret to staying ahead on my reading list, even during my busiest days. ListenBook has united my love for audiobooks with my passion for learning. What a brilliant app! Adjustable playback speed is my secret weapon for covering more material in less time. A productivity boost! Finally, an app that handles all my audiobook formats effortlessly. ListenBook is a must-have!
InfinityInsight
With ListenBook, I've found a way to make the most of my free time while indulging in my love for audiobooks. ListenBook's clean interface and organized layout make it a pleasure to browse through my audiobooks. Audiobooks on this app have made my daily walks a time of reflection and inspiration. Audiobook lovers, rejoice! This app's functionality is a game-changer. Seamlessly switch between formats and enjoy a hassle-free reading experience. π±π§ Thanks to ListenBook, downloading audiobooks has never been easier or more convenient.
SprkR
I'm addicted to the personalized recommendations β it's like the app knows me! The narrator's voices are so engaging, it's like having a personal storytelling session. ListenBook has become my trusted companion, guiding me through the realms of imagination. Kudos to ListenBook for the intuitive design and easy-to-use controls. It's evident that they've put a lot of thought into user experience. The auto-rewind feature after interruptions is a small thing that makes a big difference.
Devil Bread
I love how this app fits seamlessly into my daily routine. ListenBook's compatibility with CarPlay and Apple Watch adds convenience to my audiobook routine. Chapters make navigation a breeze. I can easily pick up where I left off. ListenBook's attention to detail is commendable. Every aspect of the app is well-crafted.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience