Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
NexusNomad
Hands down, the best audiobook collection I've ever come across. It has everything I want to listen to. ListenBook's dedication to excellence shines through in its performance and features. With this app, reading is no longer a task โ it's a delightful habit. Simplifying my audiobook experience โ this app's design is remarkable.
Frosty Squid
Precise controls on ListenBook give me complete command over my audio playback. ListenBook's user-friendly interface and seamless playback have made it my go-to app. ๐ฑ An entire library at my fingertips โ this app is a book lover's dream come true! ๐๐ ListenBook has revolutionized the way I consume content. It's like having a personal tutor in my ear. Noise reduction and tone changing are awesome features.
High Heel Goddess
Thanks for making my daily commute to work enjoyable and engaging! Changing the tone of the sound on ListenBook Pro is a fun and unique feature I can't get enough of. ๐ง Making housework more enjoyable โ audiobooks turn mundane chores into moments of discovery. ๐งน๐ Audiobook enjoyment has become an integral part of my routine, thanks to this app's seamless integration and user-friendly design. A must-have! ๐๐ฑ The statistics feature in ListenBook adds an element of self-awareness to my audiobook consumption.
Patton Digger
The 'Continue Listening' feature ensures I never lose my place, no matter where I am. ListenBook's multiple ways to download audio, including from the internet, are a game-changer. With ListenBook, my daily commutes have become a cherished time for learning and enjoyment.
QuestWeaver
Efficiency meets audiobooks โ this app's functionality is a true winner. The app is perfect for people who love to listen to books while commuting.
LuminaLore
I'm blown away by the attention to detail in every aspect of this app. The ability to organize my library is a huge plus. Everything is so neat and tidy. I love the quick access to settings. It makes tweaking the app so easy. The app is perfect for people who love to multitask. I can listen while cooking. ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Mad Jack
Sharing audiobooks with friends is a great way to connect over stories. The audio filters make a noticeable difference. ListenBook provides an excellent listening experience.
Nueva Nova
โญ๏ธ Who knew cleaning could be this exciting? This app turns chores into adventures! ๐งน๐ฐ ListenBook's Pro version is worth every penny. The noise reduction feature makes even noisy environments an ideal place for immersive listening. I'm blown away by the silky-smooth playback, even for high-quality formats like FLAC. Top-notch performance! The app's compatibility with CarPlay enhances my driving experience. Audiobooks on the road have never been better. Finally, an app that supports a wide range of audio formats! It's a must-have for audiobook enthusiasts.
Twisty Dew
This app is my secret weapon for staying entertained during mundane tasks. ListenBook's support for various audio formats means I never have to worry about compatibility issues. I can't believe how seamless the integration with Apple Watch is. My workouts just got better. Beautiful design and intuitive interface. Very pleased. The ability to play various audio formats without conversion is very convenient. ListenBook is a great app.
Tough Nut
Finally, an app that lets me enjoy my personal audiobooks, lectures, and speeches effortlessly. The app is so responsive. It never lags or freezes.
DreamDiver
This app's support for various formats has made my audiobook collection even more diverse and exciting. ListenBook's sharing options make it easy to share the joy of captivating stories with friends and family. The statistics feature is brilliant. I love seeing how much time I spend on audiobooks with ListenBook.
Shy Warrior
The variety of narrators adds a unique touch to each book, making every experience special. With ListenBook, I've unlocked a world of educational and entertaining content right at my fingertips. Audiobook pleasure at its finest! This app's sleek design and efficient organization ensure that every story is accessible and delightful. ๐๐ Sharing audiobooks through AirDrop is a delightful way to connect with fellow book lovers.
Roadblock
ListenBook has become an essential part of my day, enhancing my commute and allowing me to enjoy audiobooks like never before. The app is perfect for people who love to listen to books while commuting.
Blizzard Vixen
This app is my secret to staying ahead on my reading list, even during my busiest days. ๐๏ธ Elevating grocery shopping to a whole new level โ audiobooks make it an adventure! ๐๐ ๐ Rekindling my love for reading โ this app makes each day a new adventure! ๐๐ Kudos to the developers for crafting an app that understands readers' needs. The smooth playback and sleek design are pure perfection. ๐๐
Danger Menace
I'm so grateful for this app โ it's like having a personal storyteller wherever I go. Thanks to this app, I can enjoy the world of literature without missing a beat in my fast-paced life. ๐ก Balancing learning and living effortlessly โ audiobooks on demand, thanks to this app! ๐ง๐ซ ListenBook's dedication to providing an excellent audiobook experience is evident in its smooth and silky playback. ListenBook has breathed new life into my audiobook collection. I can't imagine using anything else.
Fadey
With ListenBook, my daily commutes have become a cherished time for learning and enjoyment. Sharing audiobooks with friends through AirDrop is a fun and interactive way to bond over stories.
Hitch Frenzy
Noise reduction on ListenBook enhances the clarity of dictaphone recordings, allowing me to enjoy content even in noisy environments. The vast selection of titles on this app is a book lover's dream come true. Audiobook excellence simplified โ this app's functionality is a true delight. Effortlessly enjoying audiobook journeys โ this app's ease of use is a delight. The ability to download audio directly within the app is a lifesaver. ListenBook is incredibly convenient.
Danger Menace
This app has turned my long walks into delightful literary adventures. Sharing audiobooks with friends through AirDrop and Sharing on ListenBook is a fantastic way to spread the joy of listening. With this app, audiobook listening has become an integral part of my daily routines โ it's pure bliss. ListenBook's commitment to user experience shines through its thoughtful design and seamless functionality. The ability to play various audio formats without conversion is very convenient. ListenBook is a great app.
Baked ZD
๐ Embracing reading in the digital age โ this app makes accessing books a seamless and enjoyable experience. ๐ฑ๐ Audiobook excellence โ this app's design enhances my reading experience.
Iron Jesus
The statistics tracking feature is very useful. ListenBook helps me keep track of my listening time. The app is perfect for people who love to multitask. I can listen while cooking.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience