Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
Manly
The ListenBook app is a must-have for anyone who loves to learn and be entertained through audiobooks. π± Turning my phone into a portal of endless stories β this app is pure magic! πβ¨ The statistics feature is a fantastic addition β knowing how much time I spend on audiobooks is eye-opening, and ListenBook makes tracking it a breeze. ListenBook's Pro version is worth every penny. The noise reduction feature makes even noisy environments an ideal place for immersive listening. Adjusting playback speed has transformed the way I consume audiobooks. I can tailor the pacing to match my learning style and preferences.
CirrusFlash
This app's ease of use has made my long drives educational and enjoyable. Seamless audiobook integration β this app's functionality is truly remarkable.
Barbwire
ListenBook's compatibility with multiple downloading methods ensures there's always a way to get my content. ListenBook Pro's noise reduction feature is a blessing for enjoying clear audio in any environment. π± Carrying stories in my pocket β this app's convenience is a game-changer! πποΈ
Sky Bully
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Doz Killer
I've become so much more productive while cleaning or exercising β thanks to this app! ListenBook's beautiful layout and quick access to chapters make every listening session a pleasure. ListenBook's support for a variety of download methods means I can access my content in the way that suits me best. ListenBook's attention to detail in design and functionality sets it apart from other audiobook apps. ListenBook has rekindled my passion for learning. I'm exploring new topics every day.
Kabuki
The sheer variety of genres available ensures there's something for everyone. ListenBook's compatibility with various formats ensures I never miss out on any audio gem. π Transforming long drives into memorable journeys through the magic of audiobooks! ππ
Twiddle Twix
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Shadow Bishop
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London Fox
ListenBook has rekindled my passion for learning. I'm exploring new topics every day. Automatic metadata retrieval adds a professional touch to my audiobook collection.
Demo Zero
I love that I can switch between fiction and non-fiction effortlessly. I'm blown away by the quality of narration on this app β it's like being in the story. This app's ease of use has made my daily tasks so much more enjoyable. Effortlessly enjoying audiobook journeys β this app's ease of use is a delight.
Spicy Thunder
This app has made literature accessible and engaging for all ages. ππ Turn traffic into a literary escape β this app's functionality keeps me engaged while I'm on the move. ππ§ CUE playlist support is a fantastic addition. It helps me organize my audiobooks effortlessly.
Snow Pharaoh
I can't stop raving about this app β it's like having a personal library in my pocket. I'm addicted to this app's seamless integration with my daily routines and activities. ListenBook's support for playlists in the CUE format makes organizing and enjoying audiobook series a delightful experience. The statistics feature in ListenBook adds an element of self-awareness to my audiobook consumption. I've recommended this app to all my fellow audiobook enthusiasts. It's a game-changer!
Tough Nut
The narrator's voices are so soothing β a perfect way to unwind after a stressful day. With ListenBook, I can listen to my favorite audiobooks and speeches with the utmost comfort and convenience. πΆπ Enriching my environment with the power of storytelling β audiobooks infuse my home with literary magic. π§π Looping playback helps me retain knowledge from audiobooks effectively. It's an invaluable tool.
Bat Magenta
Precise controls on ListenBook give me complete command over my audio playback. This app has enriched my daily routine with the joy of stories and knowledge. Bravo to the creators of this app β they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. ππ ListenBook's Pro version is worth every penny. The noise reduction feature makes even noisy environments an ideal place for immersive listening.
Peanut Butter Woman
I'm so grateful for this app β it's like having a personal storyteller wherever I go. With this app, audiobook listening has become a convenient and enjoyable part of my everyday life. CUE playlist support is a brilliant feature that allows me to create customized listening experiences for different moods, activities, and moments of the day.
BuzzBait
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Congo Wire
With this app, I've rediscovered the joy of reading through my ears, making every moment more valuable. I'm amazed by the app's versatility in downloading audio. It accommodates various sources seamlessly.
Twine X
The ListenBook app has transformed my device into a treasure trove of knowledge and entertainment. ListenBook's support for CarPlay and Apple Watch integration has made multitasking with audio content a breeze. I'm amazed at how this app has made my workouts more motivating and my audiobooks more accessible. This app is my audiobook haven. With a user-friendly interface and features like audio filters, I'm engrossed in stories like never before. ππ
Milan Call Back
I can't believe how much more I'm able to read with the help of this app. Audiobooks have become my favorite workout companions, making exercise a breeze. I love how ListenBook extracts artwork and metadata from audio files, adding a visual touch to my listening experience. I'm hooked on this app's sleek design and seamless performance β it's a must-have for any reader.
Buckshot
This app's features, from bookmarking to customizable playback speed, are fantastic. This app has made my downtime so much more productive and enjoyable. ListenBook's interface is not just aesthetically pleasing; it's also highly functional. Navigating through chapters and controls is a breeze. Automatic metadata retrieval is a neat touch. My library is well-organized. Book groups are a thoughtful addition. I can group related titles for easy access.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience