Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
Tea Kettle
I can't thank this app enough for making my audiobook experience so effortless. From downloading to playback, it's a true companion for book lovers. ๐๐ซ With its powerful audio downloading features, I can have my favorite audiobooks ready to go, anytime and anywhere. Adjusting the tone of the narrator's voice adds a layer of personalization that I never knew I needed.
Virgo Moon
I appreciate how ListenBook offers various methods for downloading audio โ it caters to different preferences. This app has turned my gym sessions into immersive storytelling experiences โ time flies by! Discovering new literary worlds has never been this easy. This app's compatibility with various formats ensures that my audiobook library is at my fingertips. ๐๐ Navigating through chapters has never been easier. It's a user-friendly delight.
Black Fantastic
I appreciate the option to listen to samples before committing to a book. ListenBook's commitment to excellence shines through in its powerful features and seamless performance. ListenBook's integration with CarPlay and Apple Watch is a seamless addition to my daily routine.
Grave Digger
ListenBook has revolutionized my audio experience, making it both personalized and engaging. Streamlining audiobook enjoyment โ this app's functionality is truly impressive. Automatic extraction of artwork and metadata adds a touch of elegance to my audiobook collection. Looping playback is an invaluable tool for my study sessions. It helps me grasp complex concepts. Downloading over WiFi saves so much time. Very efficient.
Sun Leo
I love how this app's chapters, bookmarks, and controls give me full control over my audiobook journey. I love the auto-rewind feature. Itโs great for when I zone out. I love the ability to change the playback pitch. Itโs a unique feature.
Hemlock
With this app, I've found a way to make my daily errands more enjoyable and intellectually stimulating. I can't believe how easily this app has fit into my daily routine. This app's ease of use has made reading an integral part of my everyday life. The statistics tracking feature is a gem. I'm surprised by how much time I spend on audiobooks! I love the ability to change the background color. Itโs a nice touch.
Prone
This app has helped me achieve my reading goals and explore new genres effortlessly. With this app, I can dive into captivating narratives while cooking, cleaning, or commuting โ pure magic! Audiobooks on demand โ this app's functionality is a true technological gem.
Demand Chopper
This app is a must-have for any book lover on the go โ it's my daily companion. This app is my audiobook haven. With a user-friendly interface and features like audio filters, I'm engrossed in stories like never before. ๐๐ Elegant design and easy-to-use interface. Very happy with ListenBook. The statistics tracking is a nice touch. ListenBook helps me keep track of my audiobook habits.
Cosmo
This app has brought stories to life in a way that traditional reading never could. ๐๐ Rekindling my passion for books โ this app has sparked a reading revolution in my daily life! ๐ฅ๐ Audiobooks at my fingertips โ this app's functionality is a game-changer. Looping playback helps me immerse myself in the content. It's my secret study weapon. Great app! ListenBook supports so many formats, and the playback is always smooth.
Renegade Slugger
Now I can enjoy my favorite books anytime, even during workouts. This app isn't just a tool, it's a wellspring of inspiration and positive vibes. ListenBook's intuitive controls and features have made it my preferred choice for audiobooks. Listening stats feature keeps me motivated to read more. Love it!
Lskeee
The app's reliability and ease of use make it a true gem in the world of audiobooks. The ListenBook app has become an indispensable part of my daily routine, helping me learn and relax simultaneously. With this app, reading has become an integral part of my daily routine. Quick access to chapters and controls makes ListenBook a breeze to use. It's an intuitive experience. Iโve tried several audiobook players, but ListenBook stands out for its reliability and ease of use. The equalizer and voice boost features make every book sound amazing. Plus, the dark mode is perfect for nighttime listening. Great job, developers!
Nickname Master
Audiobooks have become a part of my self-care routine, thanks to this app. Organizing my audiobook library has never been easier. The app keeps everything tidy. I've listened to hundreds of audiobooks, and this one stands out for its professional quality. The narrator struck the ideal balance between dramatic interpretation and letting the text speak for itself. The audio engineering was superb with consistent volume levels and crystal-clear recording.
Sugar Man
ListenBook's user-friendly controls and innovative features have made it an essential tool for my audiobook enjoyment. The narrators on this app are truly talented โ they bring characters to life. ListenBook Pro's tone adjustment feature is an innovative way to make each audiobook unique. The app is perfect for people who love to multitask. I can listen while cooking. Fairly enjoyable, but forgettable. I didnโt have any major complaints, but I also donโt see myself revisiting this one. It was a decent way to spend a few hours, though.
Slow Trot
Audiobooks have become a part of my self-care routine, thanks to this app. Audiobook joy made simple โ this app's ease of use is a game-changer. ListenBook Pro's tone adjustment feature is a fun way to experiment with the audiobook experience.
Toxic-oxide
This app has turned even my mundane tasks into exciting learning opportunities. Navigating audiobooks seamlessly โ this app's design is top-notch. ListenBook's player features, like chapters and bookmarks, make it a versatile tool for any listener. The app is so responsive. It never lags or freezes. A reasonable choice for casual listening. The audiobook was well-produced, but the pacing felt uneven in places. I didnโt dislike it, but I also didnโt feel strongly about it one way or another.
Spider Fuji
I'm amazed at how this app has made my workouts more motivating and my audiobooks more accessible. The automatic extraction of artwork and metadata adds a professional touch to my audiobook library. Sharing audiobooks with friends through AirDrop is a delightful way to share the joy of storytelling. One of the best audiobooks Iโve heard! The story was compelling, and the narratorโs delivery added depth to every scene. I found myself looking for excuses to listen just a little longer. Will definitely revisit this one!
Seattle Jay
I'm blown away by ListenBook's ability to play diverse formats flawlessly โ it's a game-changer. ๐๐ Transforming traffic jams into opportunities for literary exploration โ this app keeps me engaged on the road! ๐๐ง An average audiobook experience. Nothing was wrong with itโthe narration was fine, and the story was okayโbut nothing particularly stood out. It served its purpose as entertainment during my commute. A middle-of-the-road audiobook that neither impressed nor disappointed. The narrator's voice was agreeable enough for extended listening, though their character differentiation could have been stronger. The production met basic industry standards without any standout qualities.
Bat Magenta
ListenBook's basic audio filters allow me to fine-tune the audio playback to suit my preferences. ListenBook's powerful audio downloading features are a dream come true โ no more hassles! I'm amazed by ListenBook's smooth drag-and-drop downloads in my web browser โ a time-saver! This app's sleek design and intuitive features make it my trusted partner in exploring new narratives. I'm amazed at how effortlessly I can immerse myself in books through this app.
Wheels
ListenBook's integration with CarPlay and Apple Watch has streamlined my multitasking. ListenBook's sleek layout and quick chapter access have made my audiobook journey incredibly enjoyable. ListenBook's compatibility with a wide range of audio formats ensures that no audiobook is off-limits. Unlimited length audiobooks with ListenBook Pro are a huge plus! Downloading over WiFi is quick and efficient. Saves a lot of time.
Sugar Domino
๐ Adding excitement to everyday tasks โ this app is my partner in productivity! ๐๐ ListenBookโs bookmarking feature is incredibly useful. I never lose my place in a book. Perfect for my daily walks. The story was engaging enough to keep me motivated to exercise but not so complex that I got lost in thought. Great production quality too.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience