Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
Old Orange Eyes
π± Carrying my favorite stories with me wherever I go β this app is like a portable library in my pocket. ππ πΆββοΈπ§ Enjoying the great outdoors while immersing myself in fantastic tales β walking never felt this magical! ποΈπ Audiobook immersion without complications β this app's ease of use is commendable.
WordWanderer
CUE playlist support is a rare gem. Perfect for organizing content efficiently. ListenBook has become my ultimate audiobook companion. It enhances every listening session. The app is perfect for people who love to listen to books at night.
Little Cobra
I'm addicted to this app's seamless performance and impressive library. ListenBook's features are a dream come true for anyone who loves to learn on the go.
Darling Peacock
As a language enthusiast, this app has been a fantastic tool for learning new languages. Library organization is simplified with ListenBook. It's easy to keep my audiobooks neat and tidy. The seamless integration with CarPlay adds convenience and entertainment during my daily commutes. The app is so easy to use. I was up and running in minutes.
Ella of Light
ππ Exploring stories even with my eyes off the page β this app is a bedtime dream! π΄π§ ListenBook's support for looping and shuffling playback adds versatility to my audiobook enjoyment. Great for listening to lectures and educational content. Very useful! The chapter navigation is a lifesaver. It makes finding my place so easy.
Gothic Slacker
I can't believe how much more I'm 'reading' now, all thanks to this app. This audiobook app is an absolute lifesaver! It brings my favorite stories to life with unparalleled convenience. Finally, an app that respects my busy lifestyle. Whether I'm commuting or exercising, this app's smooth playback and smart controls keep me engaged. πββοΈπ§ Automated artwork and metadata extraction make my audiobook library look neat and professional.
Noh Noh
I've been recommending this app to all my friends β it's a true game-changer. ListenBook's support for binaural audio processing is a thoughtful touch that reduces listening fatigue. ListenBook has given me a renewed appreciation for audio content β it's my new favorite app. I'm so grateful for this app β it's like having a personal storyteller wherever I go. The app is very intuitive. ListenBook makes finding and playing audiobooks simple.
Steel Cut Toe
ListenBook Pro's noise reduction feature is a true blessing for enjoying clear audio even in noisy environments. π₯ Spicing up my routine with this app β it's like having a personal storyteller on hand at all times! β¨π ListenBook Pro's noise reduction feature is like a magical spell that transports me into the heart of the story. Sharing audiobooks with friends is a fantastic way to introduce them to new stories.
Renegade Slugger
I love that ListenBook offers both basic and advanced features, catering to all types of users. π Unlocking the door to imagination β this app is my key to endless stories and endless possibilities. ππ
Zero Charisma
Noise reduction on ListenBook Pro is a game-changer. It transforms the way I enjoy my recordings. Great app! ListenBook supports so many formats, and the playback is always smooth.
Mad Viral
ListenBook's intuitive controls and beautiful layout make my audiobook experience a delightful one. With ListenBook, I've found a versatile and enjoyable way to listen to audiobooks and expand my knowledge. I love how this app's chapters, bookmarks, and controls give me full control over my audiobook journey. ListenBook's integration with CarPlay and Apple Watch is a seamless addition to my daily routine.
Pompeii Unicorn
This app has introduced me to authors I'd never heard of β now they're my favorites! ListenBook's support for various download methods and audio formats ensures that I always have access to my favorite content. Sharing audiobooks with friends through AirDrop and Sharing on ListenBook Pro is a fantastic way to spread the joy. ππ Turn traffic into a literary escape β this app's functionality keeps me engaged while I'm on the move. ππ§
Atlantic Rim
This app has completely transformed my commute β I look forward to it now! The features on this app, from bookmarks to playback speed, cater to all preferences. My audiobook collection has never looked better. Thanks to automatic artwork and metadata. Looping playback has taken my language learning to new heights. Highly recommended! Iβve been using ListenBook for months, and itβs been a fantastic experience. The app is lightweight, doesnβt drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend!
True Sweetness
ListenBook's support for network device downloads and drag-and-drop is a time-saving delight. This app has turned even the most ordinary moments into reading sessions. ListenBook Pro's noise reduction feature enhances my immersion in every audiobook, regardless of surroundings. ListenBookβs support for CarPlay and Apple Watch is fantastic. I can listen anywhere. Iβm so impressed with ListenBook. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Highly recommend this app!
Demolition Queen
The audio filters on ListenBook enhance the sound quality, making every listening session a treat for my ears. π₯ Simplifying my reading routine β the app's functionality ensures I'm always one click away from literary adventures. ππ
Demo
Adjustable playback speed and volume control make for a customized experience. ListenBook is the ultimate audiobook player. The app supports all formats, and the import process is seamless. I love the playback history featureβitβs so easy to revisit my favorite parts. Highly recommend this app!
Pogue
The narrators on this app are truly talented β they bring characters to life. ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
SneakerKid
I love how this app makes even the most mundane tasks exciting with audio stories. This app has made my downtime so much more productive and enjoyable. Audiobooks made delightful β this app's usability is a breath of fresh air. ListenBook's integration with CarPlay and Apple Watch adds a new level of convenience to my audiobook journey.
FireBrang
ListenBook's beautiful layout and quick access to chapters make every listening session a pleasure. ListenBook's customizable features, from playback speed to audio filters, cater to every audiobook lover's preferences. I love that ListenBook offers both basic and advanced features, catering to all types of users. Looping playback is a valuable study tool. It helps me grasp complex content and retain information. Great for multitasking! I listened while cooking, driving, and even working out, and it kept me entertained the whole time. The narratorβs voice was pleasant, and the story flowed smoothly. Very enjoyable!
NecroBull
Thanks to ListenBook, downloading audiobooks is a hassle-free process, regardless of the source. ListenBook has redefined my audiobook experience. It's an essential tool that enhances every listening session.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience