Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
RZR
I'm amazed at how this app has made reading fit into every aspect of my life. ListenBook Pro's tone adjustment feature is an innovative touch that adds a layer of personalization. Automated artwork and metadata extraction keeps my audiobook library visually appealing.
Cool Law Topping
Audiobooks have made my long drives enjoyable, and this app is my co-pilot. π§ββοΈ Finding serenity through the soothing tones of audiobooks β mindfulness and stories in perfect harmony. π§ββοΈπ§ Effortlessly exploring new worlds β this app's design is user-centric and efficient. Sharing audiobooks with friends through AirDrop is a fun and interactive way to connect. The app is perfect for people who love to read but donβt have the time.
Easy Sweep
This app has turned my daily commute into a source of inspiration and entertainment. This app has made my workouts and chores so much more enjoyable. Tone adjustment is so cool. It's like customizing the reader's voice to my liking. The audio filters make a noticeable difference. ListenBook provides an excellent listening experience. The playback history is a great feature. I can easily revisit my favorite parts.
Green Scavenger
The ListenBook app has made my daily routines more enriching, allowing me to learn while on the go. ListenBook's user-friendly interface and precise controls make it a joy to use every day. Effortlessly enjoying audiobook journeys β this app's ease of use is a delight. Sharing audiobooks with friends is a breeze thanks to ListenBook Pro's AirDrop and sharing options. Spread the joy of a good story! Looping playback is a brilliant study tool. Thanks to ListenBook, my learning has improved!
Little General
ListenBook's interface is sleek and user-friendly, making navigation a breeze. I'm amazed at how this app has made reading fit into every aspect of my life. Audiobooks made accessible β this app's ease of use is a true blessing. The app is so easy to set up. I was listening to my books in no time. Great for multitasking! I listened while cooking, driving, and even working out, and it kept me entertained the whole time. The narratorβs voice was pleasant, and the story flowed smoothly. Very enjoyable!
Fire Bite
I'm hooked on this app's intuitive features β from chapters to playback controls. I can't imagine my life without this app β it has made audiobook enjoyment effortless and convenient. Audiobooks made delightful β this app's usability is a breath of fresh air. Sharing audiobooks through AirDrop is a delightful way to connect with fellow book lovers. ListenBook has become an essential part of my day, enhancing my commute and allowing me to enjoy audiobooks like never before.
Coldy
With this app, audiobook listening has become an integral part of my daily routines β it's a game-changer. ListenBook's statistics feature is eye-opening. I had no idea how much time I spent immersed in audiobooks until I started using it. ListenBook's library organization keeps my audiobooks neat and accessible. A true organizational lifesaver!
Moonflower
The ease of downloading content via WiFi, WebDAV, and more has made ListenBook my audiobook hub. With this app, I've found a way to make long flights and road trips more enjoyable and enlightening. With this app, I'm experiencing the joy of reading in a whole new light. π± My pocket-sized library β this app makes reading accessible anytime, anywhere! ππ± Navigating audiobooks seamlessly β this app's design is top-notch.
Feline Devil
Adjusting the tone of the narrator's voice is a unique feature. I'm loving it! ListenBook has seamlessly integrated into my daily routine, becoming an indispensable companion for various activities. Its user-friendly interface, features, and performance make it a must-have for audiobook enthusiasts. ListenBookβs interface is sleek and user-friendly. Finding and playing my audiobooks has never been easier.
Doughboy, Esq
ListenBook's commitment to providing top-notch audio quality has taken my audiobook experience to a new level. Love the download options. ListenBook gives me so many ways to get my audiobooks onto my device.
Saturn Extreme
This app has transformed my long flights into productive and enjoyable experiences. Audiobook multitasking simplified β this app's functionality is truly commendable. Automated extraction of artwork and metadata adds a professional touch to my library. The app never crashes. Itβs reliable and stable. This audiobook spoiled me for others! The narrator's professional delivery set a high bar - perfect diction, ideal pacing, and emotional authenticity. The recording quality was equally impressive with no distracting artifacts. I finished it far too quickly because I couldn't stop listening.
Cupid Dust
ListenBook's customizable audio filters allow me to personalize my listening experience β a fantastic feature. I'm amazed by how this app effortlessly turns my daily routines into enjoyable learning sessions. This app has turned my screen time into valuable learning opportunities. π The ease and functionality of this app make it my go-to choice for immersive audiobook experiences. π±π§
Genghis Glyph
With this app, audiobook listening has become an integral part of my daily routines β it's pure bliss. ListenBook's drag-and-drop download feature simplifies the process of adding new audiobooks to my collection.
StarZen
ListenBook's integration of artwork and metadata adds a visually appealing touch to my library. I'm amazed at how this app's features cater to audiobook enthusiasts' every need. ListenBook's support for looping and shuffling playback adds versatility to my audiobook enjoyment. ListenBook's compatibility with a wide array of audio formats makes it my ultimate audiobook companion. Automatic metadata extraction keeps my library organized. It's a time-saver!
D-Hog-Day
I've become addicted to this app β in the best possible way! I'm addicted to this app's seamless performance and impressive library. I love how this app makes even the most mundane tasks exciting with audio stories.
Green Scavenger
I've never been so entertained while doing household chores β this app is a lifesaver! ListenBook's powerful audio downloading features are a game-changer β I can have my audiobooks ready in no time. ListenBook has become my constant companion, filling my days with captivating narratives. Audiobook pleasure simplified β this app's functionality is a reader's delight. Sharing audiobooks with friends is a thoughtful gesture that ListenBook makes seamless.
Dez Bonbon
This app has turned my household chores into moments of intellectual growth. Seamless audiobook integration β this app's design is a true delight.
QuestWeaver
I can't imagine my life without this app β it's my constant companion for literary adventures. Auto-rewind feature is very useful. Excellent app!
Darkside Orbit
Beautiful layout and easy access to chapters. Really impressed with ListenBook. Makes listening to audiobooks so easy and enjoyable. Thank you, ListenBook! The app is perfect for people who love to listen to books while exercising.
Rando Tank
ListenBook's multiple ways to download audio, including from the internet, are a game-changer. This app's convenience has made reading a priority in my busy schedule. ListenBook's commitment to a user-friendly interface and intuitive controls is evident in every aspect of the app. Looping playback is my secret weapon for language learning. It's revolutionized my approach.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience