Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
Sick Saurus
Background play feature lets me multitask while enjoying a book – brilliant! This app's playback controls and features make it a breeze to customize my listening experience. Audiobook pleasure simplified – this app's design is a true winner.
Black Mustard
Gone are the days of straining my eyes to read – this app lets me 'read' with my ears, anywhere, anytime. I can't imagine my life without this app – it has made audiobook enjoyment effortless and convenient. Looping playback is a game-changer for my study routine. It helps me retain information effectively.
Minty Devil
The app's stability is impressive – it runs smoothly without any glitches. Audiobooks have become my travel companions, and this app is my guide. I can't get enough of this app's intuitive controls – it's the perfect way to indulge in audiobooks. The app is very easy to use. ListenBook makes managing my audiobook library simple. Listened to this on a road trip and it made the hours fly by. Even my passengers who weren't following along commented on how nice the narrator's voice was.
Charms
💡 This app's convenience is a blessing – I can squeeze in reading time between managing household tasks! 📱👩🍳 Supports extensive playlists and bookmarks. Very user-friendly.
Lady Killer
ListenBook's chapters, controls, and filters have transformed my listening sessions into immersive journeys. This app's support for various formats and genres ensures that there's always something new to explore. The download options are versatile, making it a breeze to get my favorite audiobooks on the go. ListenBook’s playback is silky-smooth. The app never glitches.
Sweetness
Audiobook joy made simple – this app's ease of use is commendable. Book groups are a thoughtful addition. I can group related titles for easy access. ListenBook has rekindled my passion for learning. I'm exploring new topics every day.
DreamDasher
Binaural audio processing on ListenBook is a thoughtful addition that keeps my ears comfortable during extended listening sessions. ⏰ Waking up to audiobooks – mornings have never been this magical and inspiring! ☀️🎧 The user-friendly interface and precise controls make listening to audiobooks an absolute delight.
HolyCombo
This app is my secret weapon for making the most of my free time. Audiobook joy made simple – this app's ease of use is a true marvel. Quick access to chapters is so handy. Navigating through content is a breeze. Auto-rewind feature is extremely helpful. Great functionality.
Captain Peroxide
I never thought I'd enjoy audiobooks as much as I do now – all thanks to this app. Audiobook excellence made simple – this app's functionality is a true asset. Listening statistics are a great motivator. Love this feature! This app is a must-have for audiobook enthusiasts. The ability to adjust skip intervals and playback speed is fantastic. I also love the auto-bookmark feature—it saves my place automatically, so I never lose track. Worth every penny!
Wheels
I've been able to tackle my reading list like never before, thanks to this app. Being able to download audiobooks for offline listening is a game-changer. I'm blown away by the range of non-fiction audiobooks available – so much to learn! Seamless audiobook integration – this app's functionality is a true gem.
Brick Mooch
Finally, an app that values usability – navigating and listening is a breeze! A textbook example of great audiobook narration! The performer's diction was flawless, their pacing ideal, and their emotional range impressive. I never felt like I was being "read to" but rather like I was experiencing the story firsthand. The audio engineering was equally professional.
Highway
Thanks for making my daily commute to work enjoyable and engaging! Audiobooks have become my companions during daily chores, making them enjoyable. With ListenBook, my daily commutes have become a cherished time for learning and enjoyment. Sharing audiobooks through AirDrop is a delightful way to connect with fellow book lovers.
Overrun
I'm amazed by ListenBook's dedication to quality – it's evident in every feature. ListenBook's compatibility with CarPlay and Apple Watch is a testament to its innovation. I can't imagine my life without this app – it has made audiobook enjoyment effortless and convenient. Bravo to the creators of this app – they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. 📚👏
LuminaLore
🧘♂️ Finding zen in the art of listening – this app takes mindfulness to a new level! 🧘♂️🎧 Audiobooks have never been this accessible and enjoyable. This app's compatibility with various formats and its emphasis on user experience have made it an essential tool for me. 📱🔊
Flash Protein
🌟 Reading has never been this easy – this app fits right into my fast-paced lifestyle. 📚💫 📱 Carrying my library in my pocket – this app makes every moment a reading opportunity! 📚👜 Sharing audiobooks with friends through AirDrop is a fun way to connect over shared interests. With ListenBook Pro, I can enjoy super long audiobooks. It's fantastic! This app is perfect for audiobook lovers. The interface is beautiful and easy to navigate.
Granola Dove
Navigating audiobooks seamlessly – this app's design is top-notch. No more hassle with file conversion. This app handles all formats effortlessly. ListenBook’s design is sleek and modern. The app is a pleasure to use.
RiddleRanger
I'm rediscovering my favorite classics in a whole new way – through audiobooks! This app is perfect for anyone who loves audiobooks. The interface is sleek and modern, and the playback controls are super responsive. I also appreciate the cloud integration, which lets me access my books from anywhere. Great work!
Lord Nikon
Being able to adjust playback speed suits everyone's preferences – a thoughtful feature. ListenBook has become my go-to app for all things audio – from lectures to speeches, it's got it all. 🎧 Elevating my reading experience – this app's intuitive controls and organization features make audiobook enjoyment effortless. 📱📖 The tone adjustment feature in ListenBook Pro is a novel addition that allows me to personalize my audiobook experience. The app’s design is sleek and modern. ListenBook is my favorite audiobook player.
LoreLoomer
My commutes to work have transformed into exciting journeys thanks to this app. Binaural audio processing on ListenBook is a thoughtful addition that keeps my ears comfortable during extended listening sessions. With ListenBook, I can finally enjoy my audiobooks without worrying about format compatibility. It handles everything!
Old Regret
This app is a boon for book lovers who are always on the go. 💃 Dancing to the rhythm of stories while I dance through house chores – pure joy! 💃📖 Audiobooks at my fingertips – this app's functionality is a game-changer. ListenBook’s bookmarking feature is incredibly useful. I never lose my place in a book.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience