Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Don't let any of this intimidate you. Those that have gone before you say: "....in his patented no-frills and often humorous style, JL makes it both approachable and simple. And powerful.""...effective message told in a visual, funny style.""...a refreshingly unique and approachable take on investing.""JL Collins has the gift of making boring financial concepts funny and interesting.""Instead of esoteric equations about measuring a stock's alpha and comparing it to its beta, he lights up the campfire and starts telling stories." Enjoy the read, and the journey!
Super Flick
ListenBook's commitment to providing top-notch audio quality has taken my audiobook experience to a new level. This app has made my daily routines more meaningful and enjoyable. With this app, I can read anytime, anywhere β it's a reader's dream come true. The variety of supported formats means I can enjoy audiobooks from different sources hassle-free.
Lucky Martian
I'm amazed by ListenBook's smooth drag-and-drop downloads in my web browser β a time-saver! π Rekindling my love for reading β this app makes each day a new adventure! ππ The app supports background playback, which is a must for me.
Nueva Nova
I love how this app allows me to enjoy books even when I'm on the move. ListenBook has transformed my daily rituals into cherished opportunities for personal growth. ListenBook has enriched my life with a world of captivating stories and knowledge. It's not just an app; it's a portal to endless possibilities. Looping playback has revolutionized my language learning journey. I'm making rapid progress. Automated artwork and metadata extraction make my audiobook library look neat and professional.
Digger
This app's convenience has made me fall in love with audiobooks all over again. πΆββοΈπ Discovering new worlds on my daily walks β this app is my travel companion! ππ§ The layout is not only beautiful but also intuitive. Controls are easy to access.
360
ListenBook's user-friendly audio filters and controls have made my audiobook sessions more interactive and engaging. Effortlessly managing my audiobook library β this app's design is a triumph. The auto-rewind feature is a small detail that enhances my listening experience. It's these thoughtful touches that matter! My daily workouts are more enjoyable now, thanks to seamless integration with Apple Watch.
Sugar Man
The app's design is sleek and modern β it's a pleasure to navigate. ListenBook's support for CarPlay and Apple Watch integration has made multitasking with audio content a breeze. ListenBook's ability to extract artwork and metadata automatically adds a visual touch to my audiobook collection. Quick access to chapters is so handy. Navigating through content is a breeze. The app is perfect for people with visual impairments. Itβs so easy to navigate.
Betty Cricket
Kudos to ListenBook for optimizing the app for iOS 16 β it shows their dedication to excellence. This app is my secret to staying ahead on my reading list, even during my busiest days. ListenBook is the best audiobook player Iβve ever used. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Great job, developers! I love how ListenBook makes it easy to organize my audiobook library. The app supports all formats, and the import process is a breeze. The playback controls are responsive, and the sound quality is excellent. Highly recommend! A decent listen overall. The narration was clear, though some character voices sounded similar. The story was interesting but had moments where it dragged slightly. Still, it was a good way to pass the time.
Jester
ListenBook's dedication to excellence shines through in its performance and features. I can't imagine my day without a dose of literature from this app. Noise reduction on ListenBook Pro is impressive. It's like getting a clear, immersive listening experience.
Pompeii Unicorn
I've fallen in love with literature all over again, thanks to this incredible app. is a breeze with ListenBook. It's convenient and reliable.
Flash Protein
This app is a book lover's dream come true β a vast library right at your fingertips. I'm amazed at how this app has made reading a seamless part of my life. ππ Beating traffic blues with engaging audiobooks β driving has never been this fun! ππ§ Bravo to the creators of this app β they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. ππ I'm blown away by the powerful audio downloading options. So versatile!
Slinger
With ListenBook, I can now listen to my favorite audiobooks and speeches with the utmost comfort and convenience. This app is my secret to staying ahead on my reading list, even during my busiest days. ListenBook's support for CarPlay and Apple Watch makes it an essential companion for my daily commutes and workouts. It's convenience at its finest!
Bom Crossed
ListenBook's seamless integration with CarPlay enhances my daily commute, making it a productive and enjoyable experience. Effortlessly enjoying audiobooks on the go β kudos to this app's functionality. ListenBook's interface is so intuitive. I was up and running in no time. Adjusting the tone of the narrator's voice is a unique feature that adds a personal touch.
ZenZone
With this app, my audiobook library is organized and accessible, making my reading journey effortless. π± Carrying stories wherever I go β this app's convenience allows me to indulge my love for reading on the move. πποΈ Audiobooks made convenient β this app's functionality is impressive. ListenBook Pro is worth every penny. Unlimited audiobook length? Count me in!
Cream
I can't imagine my audiobook routine without ListenBook's seamless audio player. Changing the tone of the sound on ListenBook Pro adds a personalized touch to my audiobook experience. ππ On-the-go listening has never been smoother β this app's functionality keeps me engaged during long commutes. ππ Easy chapter navigation and beautiful design make this app stand out. This was an adequate audiobook for casual listening. The narrator maintained a consistent pace and clear diction throughout, though their performance lacked some emotional range. The audio quality was fine with no significant technical distractions.
1st Degree
I'm amazed at ListenBook's intuitive interface and precise controls β it's a joy to navigate. ListenBook has transformed my daily rituals into cherished opportunities for personal growth. ListenBook has enriched my life with a world of captivating stories and knowledge. It's not just an app; it's a portal to endless possibilities.
Mum Mary
With this app, I'm rediscovering the joy of reading in the most convenient way. Streamlining my audiobook journey β this app's design is top-notch. The ability to play various audio formats without conversion is amazing. ListenBook is top-notch. It was fine. The narrator did an adequate job but nothing about the performance particularly stood out to me. Got me through my commute though.
CoB@lt
ListenBook's compatibility with a wide array of audio formats makes it my ultimate audiobook companion. ListenBook is my constant companion during workouts. The controls are so easy to use. The book groups feature is a thoughtful addition. It helps me keep my series and related titles together. Automatic artwork and metadata extraction add a professional touch to my audiobook library. The audio filters to adjust playback speed and volume are a fantastic addition for customizing my experience.
Slacker Cat
ListenBook's features make it the ultimate audio companion for any audiobook enthusiast. Organization made easy! This app's efficient management of my audiobook collection ensures I'm always engrossed in a captivating tale. ππ± The app is so user-friendly. Even my grandma can use it!
Bug Blitz
This app's compatibility with various devices ensures that I can enjoy my audiobooks wherever I go. This app has made my daily walks a time for both exercise and learning. Discovering new literary worlds has never been this easy. This app's compatibility with various formats ensures that my audiobook library is at my fingertips. ππ
Trash Sling
βοΈ Kudos to the developers for creating an app that's both functional and user-friendly. I can navigate and enjoy my books effortlessly. ππ Streamlined audiobook integration β this app's usability is truly impressive. Binaural audio processing really helps reduce listening fatigue. Great feature! The audio quality is excellent, and the interface is intuitive. ListenBook is my go-to app for audiobooks. The app is so user-friendly. Even my grandma can use it!
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience