Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffianThis book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical."But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Dallas Foxface
ListenBook's configurable auto-rewind after interruptions is a smart addition that keeps me on track. ListenBook's compatibility with CarPlay and Apple Watch is a testament to its innovation. Audiobook enthusiasts, gather round! This app's remarkable features, including audio filters and compatibility, have transformed my commutes into captivating journeys. ππ§
Raid Bucker
ListenBook has given me a renewed appreciation for audio content β it's my new favorite app. ListenBook's seamless integration with CarPlay has made my drives more informative. ListenBook has turned my ordinary moments into extraordinary adventures through stories. Kudos to the developers for creating an app that caters to audiobook lovers like me. From sleek design to functional features, it's a true gem. ππ ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Most Wanted
Language courses on audiobooks helped me pick up a new language effortlessly. ListenBook's support for chapters and bookmarks ensures that I never lose my place in a story. This app is my secret weapon for making the most of my free time. A serviceable audiobook that met basic expectations. The narration was clear if somewhat unremarkable, and the production quality was standard without any noticeable technical issues. It kept me moderately engaged during workouts but didn't leave a lasting impression.
QuestQuill
I'm thrilled to finally have a way to enjoy books while keeping up with my busy schedule. ListenBook's dedication to delivering top-notch audio quality is evident in every detail. Noise reduction on ListenBook Pro is a revelation. It elevates the audio quality to a new level. ListenBook Pro is worth every penny. Unlimited audiobook length? Count me in! Automated artwork and metadata retrieval make my library look organized and professional.
Handsome
This app has turned long waits into exciting opportunities to dive into a new story. The app's performance is nothing short of impressive β smooth, responsive, and designed with audiobook lovers in mind. Looping playback helps me immerse myself in the content. It's my secret study weapon.
Cream
I'm enjoying books I never thought I'd be interested in β all thanks to this app. The app's compatibility with various devices ensures I never miss a moment of my book. Thanks for making my daily commute to work enjoyable and engaging! ListenBook has turned my ordinary moments into extraordinary journeys of the mind. My long walks have turned into exciting adventures with this app.
Pitfall
ListenBook's dedication to delivering an exceptional experience is evident in every detail. Supports all my playlists and bookmarks seamlessly. Very convenient. The app is so well-designed. Itβs clear the developers put a lot of thought into it.
Barbwire
The app's reliability and ease of use make it a true gem in the world of audiobooks. Downloading over WiFi saves so much time. Very efficient. I love how ListenBook makes it easy to organize my audiobook library. The app supports all formats, and the import process is a breeze. The playback controls are responsive, and the sound quality is excellent. Highly recommend!
Daffy Girl
The convenience of having a library at my fingertips is unparalleled. ListenBook is a true audio treasure! It turns my own audio files into immersive listening experiences. Gone are the days of straining my eyes to read β this app lets me 'read' with my ears, anywhere, anytime. π Bedtime stories for adults? Yes, please! This app is a dream come true. ππ Binaural audio processing reduces listening fatigue. Fantastic feature!
Daffy Girl
ListenBook's support for CarPlay and Apple Watch integration has made my daily activities more seamless and convenient. ListenBook is a game-changer β it plays a wide variety of formats without any conversion needed. ListenBook Pro takes my experience to the next level. Unlimited audiobook length, noise reduction, and voice tone adjustment? Count me in! As an audiobook aficionado, this app is a dream come true. Its support for various formats and effortless navigation make it my perfect reading companion. ππ§ Sharing audiobooks via AirDrop is incredibly convenient. Great feature!
Killer Curio
I've never been so excited about my daily commute β thanks to this app. π My audiobook haven β this app is like a door to endless adventures and knowledge! ππ π₯ Simplifying my reading routine β the app's functionality ensures I'm always one click away from literary adventures. ππ The playback controls are so responsive. No lag at all. The app is perfect for people who love to listen to books while exercising.
Good-lookinβ
ListenBook's dedication to excellence is evident in its well-designed interface, smooth playback, and powerful features. This app's ease of use has made my downtime more enriching and enjoyable. Seamless audiobook integration β this app's functionality is a technological marvel.
Bowie
Kudos to the app for making literature accessible to those with busy schedules. ListenBook's library organization features have transformed my chaotic audiobook collection into an organized masterpiece. π Bedtime stories for adults? Yes, please! This app is a dream come true. ππ π Whether I'm cooking, commuting, or relaxing at home, this app's seamless functionality keeps me engaged in captivating narratives. π§β¨ Highly engaging! The combination of a well-written story and skilled narration made this audiobook hard to pause. I finished it much faster than I expected because I just couldnβt stop listening.
Troubled Chick
I can't stop raving about this app β it's like having a personal library in my pocket. With this app, I can seamlessly switch between audiobooks and real life. Audiobook multitasking made easy β this app's functionality is top-notch. ListenBookβs bookmarking feature is incredibly useful. I never lose my place in a book.
Jetta Talent
I can't believe how much more productive I am β I'm learning and growing while multitasking! This app's ease of use has made reading a seamless part of my daily routine.
DreamWeaver
Audiobooks have become my favorite workout companions, making exercise a breeze. This app has brought back the joy of reading, even when I'm on the move. ListenBook's commitment to a seamless user experience is evident in its sleek design and intuitive controls. Iβve been using ListenBook for months, and itβs been a fantastic experience. The app is lightweight, doesnβt drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend!
Thumb Candy
I'm no longer missing out on great stories β this app fits perfectly into my lifestyle. This app is a gift for anyone with a busy lifestyle β I can enjoy books while doing chores! πΆ Music? Nah, I prefer immersing myself in captivating stories with this app! πΆπ I'm impressed by the app's performance β it's stable, fast, and tailored for audiobook enthusiasts. The app is perfect for people with busy schedules. I can listen on the go.
Nutmeg Riot
The fact that ListenBook supports a wide range of formats without DRM protection is a huge win. Audiobook lovers, rejoice! This app's functionality is a game-changer. Seamlessly switch between formats and enjoy a hassle-free reading experience. π±π§ ListenBook Pro's noise reduction is a lifesaver. I can hear clearly even in noisy environments. Download options are abundant, from WiFi to iTunes. It's all about convenience with this app. Smooth playback and great sound quality. ListenBook is my new favorite app!
QuestQuill
With this app, my daily routines have become moments of intellectual exploration and personal growth. Simplifying audiobook management β this app's functionality is a true asset. Efficiency meets audiobooks β this app's functionality is a true standout. CUE playlist support is a fantastic feature that allows me to curate customized listening sessions, whether for study, relaxation, or entertainment. The app is so user-friendly. Even my grandma can use it!
Pinup Diva
This app's convenience has made my downtime more rewarding and enriching. is a breeze. It's incredibly convenient for building my collection. I love the ability to change the font size. It makes reading the titles so easy.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience