Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffianThis book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical."But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
New Magoo
This app's support for various formats ensures that I can enjoy my audiobooks without any limitations. I'm amazed at how effortlessly I can immerse myself in books through this app.
Flash Protein
I've become the go-to storyteller at bedtime with the help of this magical app. ListenBook's powerful audio downloading features are a game-changer โ I can have my audiobooks ready in no time. The convenience of downloading audiobooks for offline listening is a game-changer. Fairly enjoyable, but forgettable. I didnโt have any major complaints, but I also donโt see myself revisiting this one. It was a decent way to spend a few hours, though.
Stickers
Efficiency meets audiobooks โ this app's functionality is a true triumph. The app is so easy to use. I was up and running in minutes.
PixelPathfinder
I'm amazed at how this app has made reading a seamless part of my life. This app is like a personal audiobook concierge! The ability to download and organize audio files effortlessly is a game-changer for my reading routine. ๐ฑ๐ ListenBook's sharing options make it easy for me to connect with fellow audiobook enthusiasts. The attention to detail is commendable. Artwork and metadata are sorted automatically. Easy chapter access and smooth playback. Love this app!
Undergrad
Downloading audiobooks over WiFi is super easy. Saves time. ListenBook Pro's unlimited audiobook length feature is fantastic. The interface is sleek and modern. Itโs a joy to use.
Baby Brown
This app has turned long waits into exciting opportunities to dive into a new story. I can't get enough of this app's convenience and the endless possibilities it offers. Perfect for both first-time listeners and audiobook veterans! The narrator's warm, inviting tone made this an incredibly comfortable listening experience. I particularly appreciated how well they handled dialogue - each character felt distinct without being cartoonish. The pacing kept me engaged throughout.
Hidden Tree
Audiobooks have become my go-to entertainment, and this app is the reason. I'm hooked on this app's intuitive features โ from chapters to playback controls. โญ๏ธ Who knew cleaning could be this exciting? This app turns chores into adventures! ๐งน๐ฐ Sharing audiobooks with friends is so easy with AirDrop. It's a great way to spread happiness. The user-friendly interface and precise controls make listening to audiobooks an absolute delight.
Noh Noh
ListenBook is the perfect blend of technology and art, turning audio into an unforgettable experience. ListenBook has rekindled my love for learning, one audio experience at a time. ListenBook has breathed new life into my audiobook collection. I can't imagine using anything else. The app is very easy to use. ListenBook makes managing my audiobook library simple. Finally, an audiobook player that supports all formats! No more converting files.
Station WMD
I'm hooked on this app โ it's my escape to different worlds and adventures. This app has turned even the most ordinary moments into reading sessions. Managing my audiobook collection is a pleasure thanks to this app's usability. Finally, an app that supports all my audiobook formats! ListenBook is a game-changer. I appreciate the dark mode option. Itโs easy on the eyes during nighttime listening.
Classy Dancer
๐ก This app is a brilliant way to squeeze in reading time amidst my busy schedule! ๐ฑ๐ฉโ๐ณ ๐ฅ Adding a spark of excitement to my daily routine โ this app is my secret weapon! โจ๐ The app's attention to detail is commendable. It's evident in every feature. The listening stats feature is awesome. I can track my audiobook habits effortlessly. The appโs design is sleek and modern. ListenBook is my favorite audiobook player.
Bourbon Mirage
Audiobooks at my fingertips โ this app's functionality is truly impressive. ListenBook has revolutionized my audiobook enjoyment. It's an essential part of my daily routine.
Chapstick
ListenBook's user-friendly controls and innovative features have made it an essential tool for my audiobook enjoyment. Iโve tried many audiobook players, and this one is by far the best.
Crash Test
Who needs traditional books when you have this app? It's a game-changer. With this app, I've found a way to make long flights and road trips more enjoyable and enlightening. Audiobooks at my fingertips โ this app's functionality is a true marvel.
Tall Sally
ListenBook Pro's noise reduction feature is a true blessing for enjoying clear audio even in noisy environments. This app's seamless integration with CarPlay and other devices has revolutionized my audiobook experience. With this app, reading is as simple as pressing play โ it's genius! This app's ease of use has made my daily tasks so much more enjoyable. ListenBook Pro's noise reduction feature has made my recordings sound clearer than ever.
The Dude
๐ฑ An app that respects my time and delivers on functionality โ audiobook listening has never been this effortless. ๐๐ ListenBook's customizable audio filters are a game-changer for tailoring my audiobook playback. Library organization is brilliant. No more cluttered audiobook collection.
Pop Bee
I can't imagine my audiobook routine without ListenBook's intuitive and user-friendly design. With ListenBook, my iPhone and iPad have become a gateway to a world of captivating stories. ListenBook's basic audio filters enhance my listening experience and make it uniquely mine. Noise reduction and voice tone changing are brilliant features. Perfect narration for this genre! The voice actorโs tone matched the atmosphere of the book, enhancing the overall experience. No complaintsโjust a smooth, enjoyable listen from beginning to end.
Stickers
๐งโโ๏ธ Finding zen through storytelling โ this app makes meditation even more calming. ๐งโโ๏ธ๐ง Audiobook adventures simplified โ this app's functionality is a revelation. Looping playback is my favorite feature. It's perfect for revisiting complex content.
Red Heroine
This app isn't just a tool, it's a wellspring of inspiration and positive vibes. With this app, I'm discovering the joy of reading during my commutes. Mastering audiobook navigation โ this app's ease of use is commendable. I love the ability to change the background color. Itโs a nice touch.
Trouble Mittens
I'm constantly amazed by the vast selection โ there's always something new to discover. ๐ฑ Audiobooks at my fingertips โ this app's ease of use is a booklover's dream come true! ๐๐ฅ
1st Degree
Audiobooks have become a cherished part of my daily life, all thanks to this app. ListenBook has brought stories back into my life, making every moment a new adventure. I love the ability to import books from my computer. Itโs so easy.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience