Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffianThis book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical."But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Palomino Cake
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InsightInkwell
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Houston Rocket
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Pistol Hydro
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IceDog
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Crossing Guard
I love that ListenBook offers both basic and advanced features, catering to all types of users. A reasonable choice for casual listening. The audiobook was well-produced, but the pacing felt uneven in places. I didnโt dislike it, but I also didnโt feel strongly about it one way or another.
ChatterChampion
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InsightfulInk
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LyRz
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Lady Peach
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Reed Lady
The ability to switch between different books effortlessly is a major plus. ListenBook is like a personal audiobook library in my pocket. Organized and easily accessible.
Star Jammer
I'm amazed at how this app has brought back the joy of reading into my daily routine โ thank you! This app's convenience has transformed my screen time into meaningful reading sessions. ๐๐ This app has rekindled my love for books โ I can't stop listening! ๐๐ง Audiobook excellence made simple โ this app's functionality is a true asset. I love the download options. ListenBook gives me so many ways to get my audiobooks onto my device.
Mother Hen
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Cinder Coffee
ListenBook's dedication to enhancing the audiobook experience has made it my preferred app for listening to content on the go. ListenBookโs audio filters are great. The app provides a high-quality listening experience. This audiobook was a fantastic listen! The narrator's voice was clear and engaging, making it easy to follow along. The pacing was just rightโnot too fast, not too slow. Perfect for long commutes or relaxing at home. Highly recommend!
NemesisX
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xSTORMx
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High Woo
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Kamikaze Granny
Talk about convenience! This app's ease of use and support for multiple audio formats ensure that I can enjoy my favorite stories without any hassle. ๐ฑ๐ ListenBook Pro's tone adjustment feature is a fascinating way to add a personal touch to my audiobook journey. Sharing audiobooks with friends through AirDrop is a fun way to introduce them to captivating stories. ListenBook is the ultimate audiobook player. The app supports all formats, and the import process is seamless. I love the playback history featureโitโs so easy to revisit my favorite parts. Highly recommend this app! What a fantastic listening experience! The narrator brought the characters to life with distinct voices and emotional depth. The pacing was perfect - not too fast to lose details, not too slow to become boring. I particularly appreciated how well the narrator conveyed the atmosphere of key scenes.
Corny
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360
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Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience