Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffianThis book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical."But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Berry Succubus
π‘ Balancing learning and living effortlessly β audiobooks on demand, thanks to this app! π§π« πββοΈπ Combining fitness and fiction β this app keeps me motivated during workouts with its engaging stories! πββοΈπ Audiobook enthusiasts, rejoice! This app's elegant design and robust functionality make it a must-have for anyone who loves to listen on the go. π§π± My study sessions are more efficient than ever, thanks to the looping playback and bookmark features.
Achilles Mountain
This app's user-friendly design makes navigating through books a breeze. Hands down, the best audiobook collection I've ever come across. It has everything I want to listen to. The chapters feature on ListenBook enhances my audiobook exploration β it's like flipping through pages. πΌ Workday blues? Not anymore β this app turns my office hours into reading time! π»π ListenBook's compatibility with CarPlay and Apple Watch has made audiobook listening a part of my daily routine.
SereneScribe
I'm amazed at how this app has expanded my reading horizons. I'm hooked on this app's effortless downloading process β I can have my favorite audiobooks in seconds. A decent listen overall. The narration was clear, though some character voices sounded similar. The story was interesting but had moments where it dragged slightly. Still, it was a good way to pass the time.
Cooger
ListenBook's dedication to providing a smooth and enjoyable listening experience is evident in every aspect of the app. My long walks have turned into exciting adventures with this app. Finally, an app that lets me organize my audiobooks effortlessly. The library organization and book groups feature make navigation a breeze. Great app for listening to lectures and speeches. Highly useful! The ability to play various audio formats without conversion is very convenient. ListenBook is a great app.
Pixie Taze
Audiobooks have made my long drives enjoyable, and this app is my co-pilot. I'm amazed at how this app has made reading fit into every aspect of my life. Supports a wide range of formats flawlessly. Very happy with it. This app is a must-have for anyone who loves audiobooks. The interface is intuitive, and the app supports all formats. I love the auto-bookmark featureβit saves my place automatically, so I never lose track. Highly recommend!
MindfulMingle
Mastering audiobook navigation β this app's ease of use is commendable. Unlimited audiobook length with ListenBook Pro is a game-changer. The perfect balance between dramatic reading and natural storytelling. Felt like a friend telling me an amazing story rather than someone just reading words.
Prof. Screw
The convenience of having an entire library at my fingertips is a dream come true. ListenBook's beautiful layout and quick access to chapters make navigation effortless. ListenBook's customizable audio filters allow me to personalize my listening experience β a fantastic feature. ListenBook has transformed how I enjoy audiobooks. It's an indispensable part of my routine. Automatic extraction of artwork and metadata adds a touch of elegance to my audiobook collection.
Kill Switch
ListenBook's sleek interface and precise controls make it a joy to use during my daily listening sessions. Audiobooks at my fingertips β this app's functionality is truly impressive. Adjusting playback speed has revolutionized the way I learn and enjoy audiobooks. I can adapt the pace to my needs, maximizing comprehension and retention. The app is so well-designed. Itβs clear the developers put a lot of thought into it.
Roadspike
I'm hooked on this app's ability to make reading fit into every nook and cranny of my day. βοΈ Kudos to the developers for creating an app that's both functional and user-friendly. I can navigate and enjoy my books effortlessly. ππ
Dredd
π Long road trips? No problem β this app keeps me entertained mile after mile! ππ πΆββοΈπ§ Walking and listening has never been this smooth β this app's user-friendly interface makes it a breeze to enjoy my favorite stories. ποΈπ Navigating audiobooks effortlessly β this app's functionality is commendable.
Morbid Sugar
I'm constantly amazed by the vast selection β there's always something new to discover. Audiobooks have made my commutes so much more enjoyable, and I'm always excited to listen. Listening to audiobooks while cooking has made meal prep much more enjoyable. With ListenBook, I can listen to my favorite audiobooks and speeches with maximum comfort and convenience. This app's convenience has made me fall in love with audiobooks all over again.
Dropkick
ListenBook has transformed my listening habits, making them more engaging and enjoyable. This app is my secret to staying ahead on my reading list, even during my busiest days. With this app, I can read anytime, anywhere β it's a reader's dream come true. ListenBook Pro's noise reduction feature is like a magic wand, transforming noisy environments into serene listening spaces. Smooth playback and great sound quality. ListenBook is my new favorite app!
DreamDiver
ListenBook's support for network device downloads and drag-and-drop is a time-saving delight. The statistics feature in ListenBook provides valuable insights into my audiobook consumption habits. CarPlay compatibility is a fantastic addition. It enhances my driving experience with seamless audiobook integration. Smooth playback and great sound quality. ListenBook is my new favorite app!
Racy Babe
I can't imagine my life without this app β it's my constant source of books. Sharing audiobooks with friends through AirDrop is a wonderful way to spread the love of literature.
MrOnsTr
Audiobooks on this app have made studying and learning a more enjoyable process. The book groups feature is a thoughtful addition. It helps me keep my series and related titles together.
Bleach
This app is my secret weapon for making the most of my free time. This app has brought the magic of books back into my life. π§ Elevating my reading experience β this app's intuitive controls and organization features make audiobook enjoyment effortless. π±π Audiobooks at my fingertips β this app's functionality is a game-changer.
Hex Panther
π§ An audiobook treasure trove in the palm of my hand β this app is pure convenience! ππ ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Mr. Peppermint
I've been able to tackle my reading list like never before, thanks to this app. π‘ This app's convenience is a blessing β I can squeeze in reading time between managing household tasks! π±π©βπ³ Audiobooks made accessible and enjoyable β this app's design is a triumph. Bookmarking favorite parts of audiobooks is a breeze. It's like having a personalized study guide.
Spooky Electric
I love how this app makes even the most mundane tasks exciting with audio stories. Noise reduction feature is magic. Now I can listen to recordings even in noisy settings. The app's performance is top-notch. It's stable, responsive, and optimized for a seamless audiobook experience. Kudos to the developers! Downloading audiobooks over WiFi is super easy. Saves time. A wonderful performance! The narrator captured the mood of the book perfectly, making it easy to visualize each scene. The audio quality was crisp, and the pacing kept me hooked from start to finish.
Intimidation Station
Audiobooks at my fingertips β this app's functionality is a game-changer. I'm amazed by the app's versatility in downloading audio. It accommodates various sources seamlessly. The ability to download audio directly within the app is a lifesaver. ListenBook is incredibly convenient. This app is perfect for anyone who loves audiobooks. The interface is sleek and modern, and the playback controls are super responsive. I also appreciate the cloud integration, which lets me access my books from anywhere. Great work!
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience