Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffianThis book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical."But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Sienna Princess
ListenBook has completely changed my audiobook experience – it's like having a personal audio library. The automatic extraction of artwork and metadata adds a professional touch to my audiobook library. ListenBook has become my workout companion. It keeps me engaged and entertained during exercise. The statistics feature is brilliant. I love seeing how much time I spend on audiobooks with ListenBook. The app’s design is sleek and modern. ListenBook is my favorite audiobook player.
Burst Nibbler
I've become a more empathetic listener and reader, thanks to the power of audiobooks. With this app, I've turned my everyday moments into meaningful opportunities for growth and learning. 💼 Boosting productivity at work with an audiobook in the background – love it! 💻🎧 With its powerful audio downloading features, I can have my favorite audiobooks ready to go, anytime and anywhere. ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Hidden Tree
ListenBook's focus on quality and user experience has made it my go-to app for audiobooks and educational content. No more worries about compatibility – ListenBook handles numerous formats flawlessly. I love how this app makes my daily commute a journey through literature. This app's convenience has turned my daily chores into moments of literary escape.
Kazmii
Book groups are a thoughtful addition. I can group related titles for easy access. I’ve been using ListenBook for months, and it’s been a fantastic experience. The app is lightweight, doesn’t drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend!
NightWonka
I appreciate how ListenBook offers various methods for downloading audio – it caters to different preferences. This app is my secret weapon for making the most of my free time. Audiobooks on this app have turned my exercise sessions into moments of education. Packed with useful features. ListenBook is my favorite audiobook app.
QuestQuill
The convenience of having an entire library at my fingertips is a dream come true. ListenBook's chapters, controls, and filters have transformed my listening sessions into immersive journeys. With this app, I can seamlessly switch between audiobooks and real life. This app's ease of use has made my long drives educational and enjoyable. ListenBook’s interface is clean and intuitive. It’s a joy to use.
Snow Pharaoh
This app has broadened my literary horizons, introducing me to new authors. Auto-rewind feature is very useful. Excellent app! I love the auto-rewind feature. It’s great for when I zone out.
Tin Mutt
I've found my new favorite way to relax – cuddled up with an audiobook. 💼 Juggling tasks while exploring narratives – this app is my multitasking hero! 💻📖 I can't believe how seamless the integration with Apple Watch is. My workouts just got better.
DreamDiver
I'm finally making progress on my reading goals, thanks to this app's convenience. Now I can enjoy my favorite books anytime, even during workouts. My audiobook collection has never looked better. Thank you, ListenBook! The intuitive interface and efficient navigation make this app a pleasure to use every day. Makes audiobook listening super easy and enjoyable. Thank you!
CuriousCraft
This app's ease of use has made my downtime more enriching and enjoyable. This app's ease of use has made reading more accessible and enjoyable than ever before. ⏰ Early mornings have become my favorite time to listen to audiobooks – energizing! 🌅🎧
Mule Skinner
ListenBook has brought a whole new level of convenience and enjoyment to my audiobook experience. Audiobook excellence simplified – this app's functionality is a true delight. Audiobook immersion without fuss – this app's ease of use is commendable.
Bad Beh8vior
With ListenBook, every moment is an opportunity to explore new stories and gain knowledge. The interface is sleek and modern. It's a pleasure to navigate and use the app.
Stud
I've never been so excited about my daily commute – thanks to this app. ListenBook's compatibility with CarPlay and Apple Watch integration ensures that I can enjoy my content wherever I go. The app's performance is top-notch. It's stable, responsive, and optimized for a seamless audiobook experience. Kudos to the developers!
Crazy Rox
The ability to listen to books while multitasking is a game-changer for me. ListenBook's library organization features have transformed my chaotic audiobook collection into an organized masterpiece. With this app, audiobook listening has become a seamless and enjoyable part of my everyday life. ListenBook is the best audiobook player I’ve ever used. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Great job, developers!
SprkR
ListenBook's beautiful layout and quick access to chapters make every listening session a pleasure. This app has broadened my literary horizons, introducing me to new authors. Seamless audiobook integration – this app's functionality is truly remarkable.
Street Squirrel
ListenBook's support for a variety of audio formats makes it a versatile and essential app for audiobook enthusiasts. With ListenBook, my audio content is organized, accessible, and ready to inspire me. Audiobook joy made simple – this app's ease of use is a true marvel. Adjusting the narrator's voice tone is a fun way to personalize the listening experience. I love the ability to change the playback pitch. It’s a unique feature.
Slug-em-dog
This app has introduced me to genres I never thought I'd enjoy – it's eye-opening. Sharing audiobooks through AirDrop is a delightful way to spread the joy of storytelling. A fun feature! The app is so reliable. I’ve never had any issues with it.
The Dude
🔥 Spicing up my routine with this app – it's like having a personal storyteller on hand at all times! ✨📖 Automatic artwork and metadata extraction add a professional touch to my audiobook library. ListenBook has transformed how I enjoy audiobooks. It's an indispensable part of my routine. ListenBook has redefined my audiobook experience. It's an essential tool that enhances every listening session. Love the download options. ListenBook gives me so many ways to get my audiobooks onto my device.
MicroStar
I can't believe how easy it is to dive into a new world with this app. Sharing audiobooks with friends through AirDrop is a fantastic way to introduce them to captivating stories. ListenBook’s audio quality is excellent. The app enhances my listening experience.
Sleek Zelda
ListenBook's interface is sleek and user-friendly, making navigation a breeze. ListenBook's smooth playback and easy navigation ensure that my audiobook experience is always top-notch. ListenBook's focus on quality and user experience has made it my go-to app for audiobooks and educational content. An audiobook I’ll listen to again! The story was engaging, and the narrator’s performance made it even better. Some parts were so well-delivered that I replayed them just to hear the emotion again.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience