Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffianThis book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical."But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Emerald Goddess
With ListenBook, I can keep track of my audiobook consumption and explore new content with ease. βοΈ Turning mundane tasks into exciting adventures β this app makes folding laundry a breeze with audiobooks! ππ§ ListenBook has redefined my audiobook experience. It's an essential tool that enhances every listening session. I love the ability to change the playback pitch. Itβs a unique feature.
Stud
ListenBook's unlimited length of audiobooks with the Pro version is a fantastic value for avid listeners. ListenBook has redefined the way I experience stories, turning every moment into an adventure. Listened to this on a road trip and it made the hours fly by. Even my passengers who weren't following along commented on how nice the narrator's voice was.
Moon Solitaire
Precise controls on ListenBook give me complete command over my audio playback. Looping playback is a valuable study tool. It helps me grasp complex content and retain information. Downloading audiobooks is a breeze, thanks to the variety of options available.
Little General
With this app, audiobook listening has become an integral part of my daily routines β it's a game-changer. This app's convenience has transformed my screen time into meaningful reading sessions. ListenBook Pro's noise reduction feature is a game-changer. My audio quality has improved dramatically. I love the auto-rewind feature. Itβs great for when I zone out.
Tootsie Killer
The app's layout is clean and intuitive, making it a pleasure to navigate. ListenBook's user-friendly interface and seamless playback have made it my go-to app. ListenBook's user-friendly interface and quick controls make it my preferred choice for audiobook enjoyment.
Darling Peacock
This app's user-friendly interface has made audiobook listening a breeze, even for a tech novice like me. Audiobook lovers, you need this app in your life. The innovative features, from audio filters to compatibility, enhance my reading journey. ππ§ Iβm so impressed with ListenBook. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Highly recommend this app!
Napoleonic Haze
I've become a more empathetic listener thanks to the emotional depth of audiobooks. ππ Embarking on literary journeys even with my eyes closed β bedtime stories have taken a new form with this app! π΄π§ Navigating through chapters is effortless with ListenBook. It's a user-friendly and intuitive experience. ListenBookβs playback speed control is very useful. I can listen at my own pace. I love how ListenBook makes it easy to organize my audiobook library. The app supports all formats, and the import process is a breeze. The playback controls are responsive, and the sound quality is excellent. Highly recommend!
Delirious Supernova
ListenBook's compatibility with CarPlay and Apple Watch has made audiobook listening a part of my daily routine. The bookmark feature is fantastic. I can easily pick up where I left off.
Crash Enforcer
No more hassle with converting files β ListenBook supports a wide range of formats for a seamless listening experience. This app's compatibility with different devices ensures that I can enjoy my audiobooks anywhere, anytime. ListenBook has become an integral part of my daily routine. Its compatibility with Apple Watch and CarPlay makes it the ultimate companion for various activities.
LuminaLore
As a language learner, this app has been invaluable in improving my listening skills. From novels to speeches, this app's versatility in playing various audio formats has turned my daily activities into enriching listening sessions. What a game-changer! ππ Adjusting the tone of the voice is a game-changer. It's like customizing my listening experience. The app is perfect for language learners. The playback speed control is a game-changer.
360
The narrator's voices are so engaging, it's like having a personal storytelling session. ListenBook's audio filters and controls have revolutionized the way I enjoy my audio content. Downloading books over WiFi is quick and hassle-free. Very convenient.
Iron Butterfly
If you love stories but have a busy schedule, this app is your solution! ListenBook has brought stories back into my life, making every moment a new adventure. Book groups are a thoughtful addition. They help me keep related titles together for a seamless experience. Adjustable playback speed and volume controls are excellent. The narrator's voice was like butter - smooth, rich, and utterly pleasant to listen to for hours. They handled complex sentences with ease, making even dense material accessible. I never had to rewind because I missed something due to unclear delivery. Perfection!
EchoEmissary
With this app, I've discovered a whole new way to enjoy literature. Tone adjustment is such an innovative feature. It adds a personal touch to narration. The app is perfect for people who love to listen to books at night.
Journeyman
I'm addicted to this app's curated playlists and recommendations β they're spot on. I can't get enough of this app's intuitive design β it's like a personal library right at my fingertips. The ability to organize my library is a huge plus. Everything is so neat and tidy. This audiobook was neither good nor bad - simply average. The narrator's delivery was professional but uninspired, and the recording quality was clean though not exceptional. It provided satisfactory entertainment without standing out from similar titles.
Universe Bullet
The app's stability is impressive β it runs smoothly without any glitches. ListenBook's commitment to providing a high-quality audiobook experience is truly commendable. This app is a treasure trove of knowledge, entertainment, and imagination.
Orange Teflon
Audiobooks have become my preferred way to unwind β and this app is my partner in crime. Sharing audiobooks with friends is a great way to connect over stories.
Knuckles
The app's stability and reliability make it my go-to choice for audiobooks. ListenBook has turned my daily routines into audiobook-driven journeys of imagination. With this app, reading is no longer a luxury β it's an essential part of my day. Thanks to ListenBook, downloading audiobooks is a hassle-free process, regardless of the source.
Mud Pie Man
π± Unlocking the world of literature with just a tap β this app is my digital library card! ππ± Audiobooks made simple β this app's functionality is a breath of fresh air. ListenBook's user-friendly interface and powerful features have rekindled my love for audiobooks. The audio filters and precise controls are fantastic!
Roma Kabuki
Configurable auto-rewind is genius. No more confusion when I pause and resume. Perfect for listening to lectures and speeches. Highly useful app. Great app! ListenBook supports so many formats, and the playback is always smooth. Iβve tried several audiobook players, but ListenBook stands out for its reliability and ease of use. The equalizer and voice boost features make every book sound amazing. Plus, the dark mode is perfect for nighttime listening. Great job, developers!
Y0dler
I can't get enough of this app β it's like having a personal storyteller in my pocket. ListenBook's integration with CarPlay and Apple Watch is a seamless addition to my daily routine. Good but not great. The narration was competent but lacked the extra spark that makes some audiobooks truly special. Still worth a listen though.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience