Book description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffianThis book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical."But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Virgo Moon
The customer support team is responsive and always ready to assist. ListenBook's library organization and Book Groups feature make it easy to keep my audiobooks organized and accessible. ListenBook's library organization and book groups have made managing my audiobooks a breeze. I love how this app makes even the most mundane tasks exciting with audio stories. I'm in awe of this app's ability to make reading so accessible and convenient.
Video Game Heroine
Audiobook multitasking simplified β this app's functionality is a triumph. ListenBookβs playback is smooth and reliable. I never have issues with audio quality.
Venom Charms
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Sly Bible
ListenBook's loop and shuffle playback options have made audiobook revisiting and studying a breeze. ListenBook has redefined my workout routine. The controls are so user-friendly. The app is so versatile. It works with all my audiobook formats. This audiobook was a fantastic listen! The narrator's voice was clear and engaging, making it easy to follow along. The pacing was just rightβnot too fast, not too slow. Perfect for long commutes or relaxing at home. Highly recommend!
VisionVoyager
π Long road trips? No problem β this app keeps me entertained mile after mile! ππ ListenBookβs support for Apple Watch is a great touch. I can control my audiobooks on the go.
StormCake
I've rediscovered the joy of reading through the convenience of audiobooks. With this app, I can read anytime, anywhere β it's a reader's dream come true. ListenBook has become an essential part of my daily routine. It's like my personal audiobook oasis. ListenBook has seamlessly integrated into my daily routine, enhancing my workouts, commutes, and moments of relaxation. It's a true companion.
BuffFreak
The captivating narrators make each story come alive in a unique way. π§ Elevating my reading experience β this app's intuitive controls and organization features make audiobook enjoyment effortless. π±π π Elevating my reading routine β this app's functionality is the key to unlocking new worlds of storytelling. ππ Audiobook excellence simplified β this app's functionality is a true delight. ListenBook Pro's unlimited audiobook length is a dream come true for those epic tales. It's like having a personal audiobook library in your pocket.
Waylay Dave
I've become so much more productive while cleaning or exercising β thanks to this app! ListenBook's beautiful layout and quick access to chapters make every listening session a pleasure. Changing the tone of the sound on ListenBook Pro adds a personalized touch to my audiobook experience. ListenBook's audio filters have given me the power to tailor my listening experience to my preferences. Absolutely loved the narration! The voice actor brought the characters to life with distinct tones and emotions. The production quality was top-notch, with no background noise or distractions. A truly immersive experience!
Desert Haze
I'm amazed at how this app has made reading fit into every aspect of my life. This app is my secret weapon for learning while I'm on the move. Seamless audiobook integration β this app's functionality is a true gem. Sharing audiobooks through AirDrop is a wonderful way to share stories and connect with friends.
New Magoo
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Sneaky Lady
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Disco Potato
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HedgeH0g2
This app has made 'reading' more versatile and enjoyable than ever. Every moment is a chance to dive into a new adventure with this app. Its smart controls and comprehensive format support ensure that my audiobook journey is a seamless one. ππ§ Binaural audio processing is a game-changer β my ears stay comfortable during long listening sessions.
California Goddess
Audiobook enthusiasts, rejoice! This app's elegant design and robust functionality make it a must-have for anyone who loves to listen on the go. π§π± The app's compatibility with various sources for audio download is a true time-saver. ListenBook Pro's noise reduction feature is a revelation. It eliminates distractions and enhances the clarity of recordings, resulting in a more immersive experience. The app is perfect for multitaskers. I can listen while working out.
Flame OUT
I never thought I'd enjoy audiobooks as much as I do now β all thanks to this app. The app's integration with CarPlay enhances my road trips with immersive audiobook journeys.
Mule Skinner
ListenBook's dedication to providing an exceptional listening experience shines through in every aspect of the app. ListenBook Pro's noise reduction feature is a game-changer. My audio quality has improved dramatically.
ZenaCake
Kudos to the creators for making literature so accessible and enjoyable. This app is like having a personal library with me wherever I go. This app has made multitasking a breeze β I can 'read' while I work! π₯ Simplifying my reading routine β the app's functionality ensures I'm always one click away from literary adventures. ππ
PixelPilgrim
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Black Fantastic
ListenBook's compatibility with CarPlay and Apple Watch integration ensures that I can enjoy my content wherever I go. βοΈ A round of applause for an app that prioritizes functionality β I can seamlessly switch between audiobooks and other tasks. ππ§ Supports all audio formats I use without issues. Very happy. I love the statistics feature. Itβs fun to see how much Iβve listened.
Dark Burn
This app has made my downtime so much more productive and enjoyable. π Adding a touch of magic to mundane tasks β this app turns errands into epic quests! ππ Automatic metadata extraction is a time-saver. My library is finally well-organized.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience