Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
NoiseCake
I'm blown away by how this app has made my commutes productive and my downtime entertaining. CUE playlist support is a brilliant feature that allows me to create customized listening experiences for different moods, activities, and moments of the day. Sharing audiobooks via AirDrop is incredibly convenient. Great feature!
Abyss Tamer
This app has revolutionized my daily routine β I can't imagine life without it. ListenBook has revolutionized my audio experience, making it both personalized and engaging. Tone adjustment adds a personalized touch to the narration, making the audiobook experience even more immersive.
ThoughtTrailblazer
I'm enjoying books I never thought I'd be interested in β all thanks to this app. I'm absolutely in love with this app! The interface is so intuitive and user-friendly. ListenBook has redefined the way I experience stories, turning every moment into an adventure. ποΈ The app's functionality is a true work of art β it enhances the audiobook experience and brings stories to life. ππ¨ ListenBook Pro's noise reduction feature is a true savior for immersive listening, even in busy surroundings.
MysticMingle
The ListenBook app is a fantastic companion for my long walks, helping me learn and explore at the same time. I can't imagine my daily routine without ListenBook's intuitive layout and easy-to-access controls. Audiobook lovers, you need this app in your life. The innovative features, from audio filters to compatibility, enhance my reading journey. ππ§
FRMhndshk
πΆπ Setting the mood with stories instead of songs β this app is my go-to playlist! π§π π§ Carrying a world of literature in my headphones β this app's convenience is truly remarkable. ππ«
EchoEnigma
With this app, I can enjoy my favorite stories while traveling, making my journeys more delightful. ListenBook's compatibility with CarPlay and Apple Watch has made audiobook listening a part of my daily routine. The audio filters make a noticeable difference. ListenBook provides an excellent listening experience.
Roller Turtle
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Classy Dancer
This app's compatibility with different formats ensures that I never miss out on a great audiobook. Audiobooks at my fingertips β this app's ease of use is a game-changer.
Trash Sling
Noise reduction on ListenBook Pro is impressive. My recordings sound crystal clear. The auto-rewind feature is a small detail that has a big impact on my listening experience. I love it! CUE playlist support is a fantastic feature that allows me to create curated listening experiences for different moods and settings. Binaural audio processing really helps reduce listening fatigue. Great feature!
High Kingdom Warrior
I can't thank the developers enough for constantly updating and improving the app. This app's convenience has revolutionized the way I experience books. With this app, reading is no longer a task β it's a delightful habit. ListenBook's noise reduction feature in the Pro version is a testament to the app's commitment to audio quality.
BuzzBait
I can't get enough of the binaural audio processing. It's like a breath of fresh air for my ears. Listening to audiobooks has never been this enjoyable. Thank you, ListenBook!
Goldman
Audiobooks have made waiting in lines and queues so much more bearable. With this app, I've rediscovered the joy of reading through my ears, making every moment more valuable. With this app, I've turned my everyday moments into meaningful opportunities for growth and learning. With features like auto-rewind, I never lose my place when I pause listening.
Crossing Guard
The app's performance is exceptional, ensuring a smooth and uninterrupted audiobook experience. It's clear that it's designed with audiobook enthusiasts in mind. ListenBookβs audio quality is excellent. The app enhances my listening experience. The ability to download audiobooks directly is fantastic. ListenBook is very convenient.
Gingersnap Woman
ListenBook's user-friendly interface and powerful features have rekindled my love for audiobooks. The audio filters and precise controls are fantastic! ListenBook's customizable audio filters are a game-changer for tailoring my audiobook playback. The adjustable playback speed feature is a true innovation. It adds a personalized touch to my listening.
LoreLoomer
ListenBook's powerful audio downloading features make it easy to keep my content at my fingertips. Effortlessly managing my audiobook library β this app's design is a triumph. Audiobook heaven! This app has revolutionized the way I enjoy stories. Its sleek design and seamless functionality make it a must-have for book lovers. ππ§ ListenBook has transformed how I enjoy audiobooks. It's an indispensable part of my routine.
Frosty Sunshine
Listening to audiobooks has made my daily commute more enjoyable and productive. This app's user-friendly interface has made reading on-the-go a breeze. ListenBook Pro's tone adjustment feature is a playful addition that lets me tweak the audiobook experience.
VisionVoyager
I'm amazed by ListenBook's smooth drag-and-drop downloads in my web browser β a time-saver! I love the auto-rewind feature. ListenBook always picks up right where I left off.
Mad Rascal
Easy sharing with friends via AirDrop. Very convenient. The app is very easy to use. ListenBook makes managing my audiobook library simple.
Frosty
I'm able to catch up on my reading list even during the busiest days. I'm hooked on this app's ability to transform my ordinary moments into exciting opportunities for learning. Listening stats feature keeps me motivated to read more. Love it!
Silver Rose
This app has made me realize that there's always time for a good book. I'm hooked on this app's ability to make reading fit into every nook and cranny of my day. ListenBook Pro's tone adjustment feature is fascinating. I can alter the reader's voice to match my moodβwhat a creative addition! With support for various audio formats, ListenBook ensures I can enjoy my favorite audiobooks without worries.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience