Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Mallow Man
This app has reignited my passion for literature β I'm devouring books like never before. Noise reduction on ListenBook enhances the clarity of dictaphone recordings, allowing me to enjoy content even in noisy environments. With ListenBook, I can enjoy my audiobooks with enhanced sound quality and personalized settings. ListenBook has become my trusted companion, guiding me through the realms of imagination. Sharing audiobooks through AirDrop is a delightful way to spread the joy of storytelling. A fun feature!
Aqua Diva
The narrator's voices are so engaging, it's like having a personal storytelling session. ListenBook's audio filters and controls have revolutionized the way I enjoy my audio content. ListenBookβs interface is clean and intuitive. Itβs a joy to use. I love how customizable the playback speed is. It makes listening so much more enjoyable.
Mad Viral
I'm amazed at how this app seamlessly integrates with my daily routine. This app's intuitive features and easy navigation make it a must-have for audiobook enthusiasts. Navigating chapters and genres is a breeze with this app's functionality. Automated artwork and metadata extraction make my audiobook library look neat and professional.
Elder Pogue
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Shade Nightman
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Wings
I'm amazed at how this app has made my daily routines more enjoyable and intellectually stimulating. As an audiobook enthusiast, this app is a dream come true. Its compatibility with various formats and easy navigation make it my ultimate reading companion. ππ§ Iβve tried several audiobook players, but ListenBook stands out for its reliability and ease of use. The equalizer and voice boost features make every book sound amazing. Plus, the dark mode is perfect for nighttime listening. Great job, developers!
Danger Menace
ListenBook Pro offers an unbeatable deal β unlimited audiobook length and noise reduction. Navigating audiobooks with ease β this app's functionality is a standout. I'm blown away by the silky-smooth playback, even for high-quality formats like FLAC. Top-notch performance! Sharing audiobooks through AirDrop is a great way to spread the joy of storytelling with friends. Easy access to chapters and silky-smooth playback. Love it!
Rooster
This app is not just about convenience β it's a gateway to new horizons of knowledge. πΌ Making every minute count β this app's ease of use ensures I'm always making progress in my audiobook adventures. π±π Unlocking a world of literary wonders β this app's extensive format support and user-centric approach have rekindled my love for books. π±π
Daffy Girl
With ListenBook, my audio content is organized, accessible, and ready to inspire me. The app is so easy to set up. I was listening to my books in no time.
Whistler
I can't get enough of this app's convenience β it has turned my audiobook journey into a delightful habit. This app's convenience has made reading a priority in my busy schedule. π Accessing my favorite authors and genres is a breeze with this app's user-friendly functionality. π±π§ The audiobook player's silky-smooth playback is like music to my ears. Flawless performance! The app is so easy to use. I was up and running in minutes.
Lady Fantastic
My daily workouts are more enjoyable now, thanks to seamless integration with Apple Watch. ListenBookβs bookmarking feature is incredibly useful. I never lose my place in a book.
Morbid Sugar
Being able to customize the listening duration is perfect for quick breaks. With this app, my daily routines have become moments of intellectual discovery and personal fulfillment. The versatility of this app is mind-boggling. It's like a one-stop solution for audiobooks.
Stacker of Wheat
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Skool
ListenBook's compatibility with CarPlay and Apple Watch, combined with its chapters, controls, and filters, make it the ultimate audiobook app! I can't believe how much I've 'read' since I started using this app. Audiobook multitasking made simple β this app's design is a game-changer. ListenBook's noise reduction feature in the Pro version is a game-changer. I can now focus on the story even in noisy environments.
StorySculptor
ListenBook has turned my audio content into an immersive, personalized, and unforgettable experience. πΌ Enhancing work-from-home productivity β audiobooks make even the most routine tasks a delight. π»π ListenBook has truly transformed my audiobook experience. The sleek interface, extensive format support, and easy downloading options make it my go-to app!
Legacy
This app is a gift for anyone with a busy lifestyle β I can enjoy books while doing chores! Frequent updates ensure there's always something new and exciting to listen to. ListenBook's drag-and-drop download feature simplifies the process of adding new audiobooks to my collection. I love the statistics feature. Itβs fun to see how much Iβve listened.
InsightfulInk
As a language learner, this app has been invaluable in improving my listening skills. I can't get enough of this app's intuitive controls β it's the perfect way to indulge in audiobooks. This app's convenience has made my audiobook addiction thrive! The basic audio filters are a game-changer. Adjusting playback speed is a breeze. Finally, an app that understands the power of CUE playlists. Perfect for organizing.
Rink Ruler
Noise reduction on ListenBook enhances the clarity of dictaphone recordings, allowing me to enjoy content even in noisy environments. I can't imagine my audio routine without ListenBook's seamless and user-friendly design. Seamless audiobook integration β this app's functionality is truly remarkable. Audiobooks made accessible and enjoyable β this app's design is a triumph. This app is perfect for anyone who loves audiobooks. The interface is sleek and modern, and the playback controls are super responsive. I also appreciate the cloud integration, which lets me access my books from anywhere. Great work!
Broomspun
This app has turned even my mundane tasks into exciting learning opportunities. The ability to switch between different books effortlessly is a major plus. Download options are versatile, making it easy to get audiobooks from various sources.
Houston
ListenBook's focus on quality and user experience has made it my go-to app for audiobooks and educational content. Audiobooks have made waiting in lines and queues so much more bearable. Efficiency meets audiobooks β this app's functionality is a perfect match. Audiobooks made accessible and enjoyable β this app's design is a triumph.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience