Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Pogue
ListenBook has become my constant companion, filling my days with captivating narratives. This app's convenience has revolutionized the way I experience books. From MP3 to FLAC, this app plays them all flawlessly. Say goodbye to compatibility issues! The app is lightweight and doesnβt drain my battery.
Voluntary
This app has become my go-to for audiobooks, adding a layer of convenience and enjoyment to my days. π Grooving to the rhythm of stories while tackling household chores β a dance of productivity! πΆπ
Boost
The statistics feature in ListenBook adds an element of self-awareness to my audiobook consumption. Adjusting the tone of the voice is so innovative. It's like personalizing the narration.
TrinitySoul
ListenBook's seamless integration with CarPlay makes my daily commute a delightful opportunity to indulge in audiobooks. ListenBook is the perfect blend of technology and art, turning audio into an unforgettable experience.
Alley Cat
ListenBook's compatibility with CarPlay and Apple Watch makes it a versatile companion for my daily activities. With this app, my daily routines have become moments of intellectual exploration and personal growth. π Accessing my favorite authors and genres is a breeze with this app's user-friendly functionality. π±π§ I'm amazed by the extensive statistics tracking. It's fascinating to see my listening habits.
Aqua Diva
I love how ListenBook caters to various formats, making it versatile and accommodating for all my audiobooks. ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Steel Heart
This app has revolutionized my daily routine β I can't imagine life without it. ListenBook's auto-rewind feature is a thoughtful addition that ensures I never miss a single word. ListenBook Pro's noise reduction feature is a game-changer. My audio quality has improved dramatically. Looping playback helps me focus on challenging content and grasp complex concepts. A study must-have! ListenBook is fantastic! Supports every audiobook format I have. Super convenient!
Tabasco Dracula
β° Waking up to audiobooks β mornings have never been this magical and inspiring! βοΈπ§ An acceptable audiobook that met basic expectations. No complaints about quality but nothing remarkable either. Would listen to this narrator again but wouldn't seek them out.
InsightInkwell
Finally, a way to enjoy literature on the go without straining my eyes. The extensive statistics feature on ListenBook helps me track my audiobook consumption habits β so cool! Audiobook lovers, you need this app in your life. The innovative features, from audio filters to compatibility, enhance my reading journey. ππ§
Demand Chopper
The bookmarking feature ensures I never lose my place in a book β so convenient! I've rediscovered the joy of reading through the convenience of audiobooks. The ListenBook app has become an indispensable part of my daily routine, helping me learn and relax simultaneously. I can't get enough of the app's sleek interface and intuitive controls. It's a joy to use! Highly engaging! The combination of a well-written story and skilled narration made this audiobook hard to pause. I finished it much faster than I expected because I just couldnβt stop listening.
Vixen
I can finally tackle my reading list while stuck in traffic β what a win! The ability to download audio from network devices directly within ListenBook is incredibly convenient.
Swerve
The app never crashes. Itβs reliable and stable. The app is so intuitive. I didnβt even need to read the instructions.
NexusNinja
ListenBook's seamless integration with CarPlay enhances my daily commute, making it a productive and enjoyable experience. Effortlessly switching between stories β this app's ease of use is impressive. Looping playback of a single track helps me master difficult concepts. So helpful! The interface is sleek and modern. It's a pleasure to navigate and use the app.
Fl00d
ListenBook has turned my audio content into an immersive, personalized, and unforgettable experience. Effortless and enriching β that's how I'd describe my experience with this app. Its smooth interface and thoughtful features have set the bar high for audiobook enjoyment. π±π Bookmarking my favorite parts of audiobooks is now a breeze. Love this feature! Chapters make navigation a breeze. I can easily pick up where I left off.
VisionVortex
The ability to switch between devices seamlessly is a game-changer for busy readers. Gone are the days of waiting for the right time to read β this app is always ready. πΌ Merging work and pleasure β audiobooks keep me company during house admin tasks! π»π§
Miss Twilight
Listening to audiobooks with my kids has become a cherished bonding activity. AirDrop sharing is a very convenient feature. Thanks, ListenBook!
Steel
ListenBook has given me a renewed appreciation for audio content β it's my new favorite app. I'm amazed at how effortlessly this app has made reading a constant in my life. I love the chapter navigation feature. ListenBook makes it easy to find specific sections. I've listened to hundreds of audiobooks, and this one stands out for its professional quality. The narrator struck the ideal balance between dramatic interpretation and letting the text speak for itself. The audio engineering was superb with consistent volume levels and crystal-clear recording.
Lord Theus
Sharing audiobooks with friends through AirDrop and Sharing on ListenBook Pro is a social audiophile's dream. I love the ability to share my progress with friends. Itβs a fun feature.
Lumberyard
I'm amazed at how this app has made reading a seamless part of my life. ππ This app has rekindled my love for books β I can't stop listening! ππ§ Audiobook pleasure at its finest! This app's sleek design and efficient organization ensure that every story is accessible and delightful. ππ ListenBook's statistics feature is eye-opening. I had no idea how much time I spent immersed in audiobooks until I started using it. The interface is sleek and modern. It's a pleasure to navigate and use the app.
LunaStar
Thanks to this app, I can enjoy the world of literature without missing a beat in my fast-paced life. ListenBookβs playback is silky-smooth. The app never glitches. The app is perfect for people who love to listen to books while commuting.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience