Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
The Belgian
Tone adjustment adds a personalized touch to the narration, making the audiobook experience even more immersive. Automated extraction of artwork and metadata adds a professional touch to my library. A reasonable choice for casual listening. The audiobook was well-produced, but the pacing felt uneven in places. I didnβt dislike it, but I also didnβt feel strongly about it one way or another.
Dorothy Solitaire
ListenBook Pro's noise reduction feature is a true savior for immersive listening, even in busy surroundings. The app is perfect for people who love to listen to books while commuting.
Canine Hannibal
The ability to highlight passages and take notes while listening is a fantastic feature. Bravo to the creators of this app β they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. ππ Adjusting playback speed has given me greater control over my audiobook experience. I can optimize my learning and enjoyment by customizing the pacing.
Zorkle Sporkle
The fact that ListenBook supports a wide range of formats without DRM protection is a huge win. ListenBook's beautiful layout and quick access to chapters make navigation effortless. Audiobooks have become a source of inspiration and motivation, thanks to this app. ListenBook's support for CarPlay and Apple Watch is a game-changer for my on-the-go listening. Adjusting the tone of the voice is a unique and fun feature. I can customize the narration to my liking.
Con Mammoth
πΆπ My new soundtrack? Audiobooks, of course! This app makes every day musical. π§πΆ π This app has turned my errands into exciting quests β I can conquer the grocery store while enjoying a book! ππ π§ Carrying a world of literature in my headphones β this app's convenience is truly remarkable. ππ« ListenBook has revolutionized my audiobook experience. It's my go-to app for literary adventures.
Tangerine
I can't believe how easy it is to download audio from various sources. So convenient! Excellent support for various audio formats. Very satisfied.
9Lives
With this app, I've turned my daily commutes into exciting journeys through the world of literature. This app is a time-saver β I can 'read' even when I'm on the move. I'm addicted to this app's ability to seamlessly blend books into my life.
Marigold Loot
My commutes to work have transformed into exciting journeys thanks to this app. With ListenBook, I can listen to my favorite audiobooks and speeches with the utmost comfort and convenience. ListenBook's library organization and book groups help me keep my content neatly sorted. ππ On-the-go listening has never been smoother β this app's functionality keeps me engaged during long commutes. ππ
Lava Nibbler
ListenBook's user-friendly interface and seamless playback have made it my go-to app. No more carrying heavy books β this app has transformed my reading habits. Automated extraction of artwork and metadata adds a professional touch to my library. Elegant design and user-friendly interface. Love it! ListenBookβs audio filters are great. The app provides a high-quality listening experience.
The Happy Jock
Audiobooks at my fingertips β this app's functionality is a true marvel. Quick access to chapters is a blessing. No more scrolling through endless content. ListenBook Pro's noise reduction feature is a blessing for clear dictaphone recordings. ListenBook's attention to detail is commendable. Every aspect of the app is well-crafted. Listening stats feature keeps me on track with my audiobook goals. Love it!
Uncle Psycho
I love that ListenBook offers both basic and advanced features, catering to all types of users. ListenBook's dedication to providing a top-quality audio player is evident in every aspect of the app. ListenBook is a true audio treasure! It turns my own audio files into immersive listening experiences. With this app, reading is no longer confined to a specific time or place. Adjusting playback speed has revolutionized the way I consume audiobooks. I can cover more ground while maintaining comprehension.
Thrasher
The bookmark feature is a lifesaver β no more losing my place in the story! Changing the tone of the sound on ListenBook is a fun feature that adds a unique touch to my audiobook experience. This app has given me the joy of reading even when my hands are full. Drag and drop downloads are genius. It simplifies the entire process. Great for listening to a variety of content. Highly recommend!
Lady Killer
ListenBook Pro's noise reduction feature is a true blessing for enjoying clear audio even in noisy environments. π Unveiling the joy of reading once again β this app is my gateway to literary wonders! ππ
Murder Matter
With ListenBook, I can listen to my favorite audiobooks and speeches with maximum comfort and convenience. ListenBook's ability to extract artwork and metadata automatically adds a visual touch to my audiobook collection. The ability to organize my library is a huge plus. Everything is so neat and tidy.
Bleachers
The offline mode is a lifesaver on flights β I'm never without a good story. Audiobooks on this app have turned my travels into explorations of new narratives. Audiobooks made accessible β this app's ease of use is a true blessing. Noise reduction in ListenBook Pro ensures crystal-clear playback even in noisy environments.
Grotas
This app has turned my mundane tasks into exciting opportunities for reading. Apple Watch compatibility enhances my audiobook experience. It's a convenient way to control playback.
Bad Badminton
Noise reduction feature is magic. Now I can listen to recordings even in noisy settings. I'm impressed with the wide range of supported formats. Finally, an app that plays all my audiobooks flawlessly. The app is so reliable. Iβve never had any issues with it.
Amphibi-Dangerous
Thanks to this app, listening to audiobooks has become a delightful habit. Organization made easy! This app's efficient management of my audiobook collection ensures I'm always engrossed in a captivating tale. ππ± Drag and drop downloads are so convenient. No more messing around with complicated steps.
Feline Devil
Thanks to ListenBook, downloading audiobooks has become effortless, regardless of the source. The interface is so clean and clutter-free. Itβs a pleasure to use.
Natural Gold
ListenBook's commitment to excellence shines through in its powerful features and seamless performance. I can't thank this app enough for making my audiobook experience so effortless. From downloading to playback, it's a true companion for book lovers. ππ«
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience