Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Firefly Caramel
I've become the storyteller of my family, sharing the amazing audiobooks I've discovered. π± An app that respects my time and delivers on functionality β audiobook listening has never been this effortless. ππ The app is so easy to use. I was up and running in minutes.
Voluntary
Listening to audiobooks has become a ritual, thanks to this incredible app. ListenBook's extensive library and user-friendly interface have made it my go-to app. Enhancing my daily routines β this app's design makes listening a joy. ListenBook Pro's tone adjustment feature is a unique tool that adds a touch of creativity to my listening experience.
Wildcat Talent
The range of self-help and personal development audiobooks is truly enriching. The quick access to chapters and controls makes the app a joy to use. I'm always in control. Iβve been using ListenBook for months, and itβs been a fantastic experience. The app is lightweight, doesnβt drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend!
Mental Prophet
I can't believe how convenient this app has made my reading experience. πͺ Juggling tasks while enjoying stories has never been easier β this app's functionality is a multitasking marvel. πΌπ
Instant Star
ListenBook's commitment to providing a smooth and enjoyable listening experience is evident in every detail. π Dancing through chores with audiobooks β this app turns cleaning into a lively and literary affair! πΆπ Binaural audio processing really helps reduce fatigue.
Fuzzy Rainbow
The app's intuitive design makes it easy to find and listen to my favorite authors. The narrators on this app are truly talented β they bring characters to life. Effortlessly immersing in stories β this app's ease of use is a game-changer. Adjustable playback speed and volume controls are fantastic features. The app is so easy to use. I was up and running in minutes.
Thrasher
I can't get enough of this app's user-friendly interface β it's a true delight. The subtle background music at key moments enhanced the experience without being distracting. More audiobooks should use this technique when appropriate!
Plum Moon
Audiobooks made accessible and enjoyable β this app's design is a triumph. Organizing my audiobook library has never been easier. The app keeps everything tidy. Listening statistics are a great motivator. Love this feature!
Easy Street
With this app, every moment is an opportunity to dive into a new story. CUE playlist support is a rare gem. Perfect for organizing content efficiently. The download options are versatile, making it a breeze to get my favorite audiobooks on the go. ListenBook is a game-changer for audiobook lovers. The app supports all formats, and the import process is seamless. I love the playback history featureβitβs so easy to revisit my favorite parts. Highly recommend this app!
SubWoof330
This app's convenience has turned my daily chores into moments of literary escape. The ability to play various audio formats without conversion is very convenient. ListenBook is a great app.
Rusty Vortex
Sharing audiobooks with friends through AirDrop and Sharing on ListenBook is a fantastic way to spread the joy of listening. ListenBook's innovation, seamless playback, and versatile features make it a standout app. Automatic artwork and metadata extraction keep my audiobook library organized and visually appealing. No more interruptions β the auto-rewind feature is a genius solution for seamless listening.
Succubus In Training
The statistics feature on ListenBook helps me track my audiobook consumption β a fantastic way to measure my progress. Discovering new literary worlds has never been this easy. This app's compatibility with various formats ensures that my audiobook library is at my fingertips. ππ The app's ability to handle various audio formats is impressive. No more file conversions! I love the statistics feature. Itβs fun to see how much Iβve listened. ListenBook is the best audiobook player Iβve ever used. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate, making it a joy to use. Five stars!
CodeExia
I'd love to see more classic titles, but the current selection is already fantastic. Changing the tone of the sound on ListenBook Pro is a fun and unique feature I can't get enough of. πββοΈπ Running with purpose β this app keeps my mind engaged as I conquer my fitness goals! πββοΈπ ListenBook has made audiobook listening more convenient and enjoyable than ever before.
Redneck Giorgio
I'm addicted to this app's seamless integration with my daily routines and activities. π©βπ³ Turning cooking sessions into culinary adventures, complete with intriguing tales! π³π§ I'm amazed by the app's compatibility with different audio formats. It's truly versatile.
Spunky Chick
Mood-based playlists help me choose books that suit my current state of mind. πΆββοΈπ Discovering new worlds on my daily walks β this app is my travel companion! ππ§
Swedish Twizz
ListenBook's audio filters are a fantastic addition, enhancing the sound quality of my audio files. ListenBook has become my workout companion of choice. It keeps me motivated and entertained during exercise. Auto-rewind feature is extremely helpful. Great functionality.
Star Killer
The ability to adjust the playback speed has made my commute even more efficient. This app is my secret to staying ahead on my reading list, even during my busiest days. Download options are versatile, making it easy to get audiobooks from various sources. Perfect for both first-time listeners and audiobook veterans! The narrator's warm, inviting tone made this an incredibly comfortable listening experience. I particularly appreciated how well they handled dialogue - each character felt distinct without being cartoonish. The pacing kept me engaged throughout.
Coldy
Perfect for listening to educational content. Highly recommend! ListenBook is hands down the best audiobook player Iβve ever used. The interface is clean, intuitive, and packed with features like customizable playback speed and sleep timers. It supports all formats, which is a huge plus for me. Highly recommend!
Nightmare King
The fact that ListenBook supports a wide range of formats without DRM protection is a huge win. ListenBook Pro's noise reduction feature is a game-changer for improving audio quality and clarity. The narration elevated an already good book to greatness! The performer's subtle vocal variations conveyed nuance I might have missed while reading. Their ability to maintain consistent character voices across many hours was impressive. Technical quality was flawless throughout.
QuestQuill
ListenBook's compatibility with various formats has made it my go-to app for all audio content. πΆββοΈπ§ Walking and listening has never been this smooth β this app's user-friendly interface makes it a breeze to enjoy my favorite stories. ποΈπ I've never experienced such a smooth audiobook player. The playback is seamless. This app is a must-have for anyone who loves audiobooks. The interface is intuitive, and the app supports all formats. I love the auto-bookmark featureβit saves my place automatically, so I never lose track. Highly recommend!
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience