Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Coffee
Language courses on audiobooks helped me pick up a new language effortlessly. With ListenBook, I can listen to my favorite audiobooks and speeches with maximum comfort and convenience. ListenBook's compatibility with CarPlay is a major convenience during road trips. Sharing audiobooks with friends through AirDrop is a creative way to share the love of literature.
Judge
ListenBook has all the features I need. My go-to audiobook app! I love how I can adjust the skip intervals. It’s perfect for my listening style.
Wildcat Talent
The ListenBook app is a fantastic companion for my long walks, helping me learn and explore at the same time. ListenBook Pro's noise reduction feature is a fantastic addition that enhances my audio experience. This app's support for various formats ensures that I can enjoy my audiobooks without any hassle. ListenBook is a must-have for audiobook lovers. The auto-rewind feature ensures I never miss a word. ListenBook has transformed the way I engage with literature. It's like having a virtual bookshelf in my pocket.
Casanova
Precise controls on ListenBook give me complete command over my audio playback. The noise reduction feature on ListenBook Pro is a godsend for clear and comfortable listening. This app has given me the joy of reading even when my hands are full. ListenBook has made audiobook listening a personalized and enriching journey. Sharing audiobooks with friends is a bonding experience made easy through AirDrop and sharing options.
Fuzzy Rainbow
ListenBook's user-friendly design and compatibility with different formats have made it my go-to app. With this app, I can dive into captivating narratives while cooking, cleaning, or commuting – pure magic! Efficiency meets audiobooks – this app's functionality is a true standout. Sharing audiobooks with friends through AirDrop is a great way to spread the joy of reading. ListenBook makes my commute enjoyable. The audio filters really enhance the listening experience.
Riff Raff
The narrators' voices on this app are so soothing – it's my relaxation therapy. ListenBook’s interface is clean and intuitive. It’s a joy to use.
TulipCake
Auto-rewind is a brilliant feature. Never lose track of where I left off. The app is perfect for people who love to listen to books at night.
Dallas Burn
Audiobooks have made my morning routine something to look forward to. Elegant design and easy-to-navigate interface. Very pleased with ListenBook.
Twix Bond
ListenBook's support for multiple download methods ensures I can always access my favorite content. With this app, my daily routines have become moments of intellectual growth and personal enjoyment. This app's convenience has made me fall in love with audiobooks all over again. Tone adjustment is an innovative touch that adds a personal connection to the audiobook narration. It's like having a custom reading experience. I appreciate the statistics feature. ListenBook helps me track my listening habits.
FearLeSS
ListenBook's support for various download methods and audio formats ensures that I can always find what I'm looking for. ListenBook has made me fall in love with my audio content all over again – it's a must-have. ListenBook has rekindled my love for learning, one audio experience at a time. ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars! An acceptable audiobook that met basic expectations. No complaints about quality but nothing remarkable either. Would listen to this narrator again but wouldn't seek them out.
Impulsive Flower
Adjusting the narrator's voice tone is a creative feature that adds a personal touch to the experience. ListenBook is packed with useful features. It’s the best audiobook app I’ve used.
QuantumQuipper
No more hassle with converting files – ListenBook supports a wide range of formats for a seamless listening experience. Audiobook excellence simplified – this app's functionality is a true delight. ListenBook’s interface is clean and intuitive. It’s a joy to use.
ThoughtTraveler
This app has reignited my love for literature and made it a part of my everyday life. ListenBook has made my daily activities more interesting and meaningful – I'm hooked! With this app, I've found a way to make long flights and road trips more enjoyable and enlightening. I love how ListenBook makes it easy to organize my audiobook library. The app supports all formats, and the import process is a breeze. The playback controls are responsive, and the sound quality is excellent. Highly recommend!
Prometheus
I've become so much more productive while cleaning or exercising – thanks to this app! Talk about convenience! This app's ease of use and support for multiple audio formats ensure that I can enjoy my favorite stories without any hassle. 📱🔊 The intuitive chapter navigation and quick access to controls make my audiobook experience seamless. Quick access to chapters and smooth playback. Fantastic app!
DollFaceKillah
ListenBook's comprehensive support for a wide range of audio formats sets it apart from other audiobook apps. ListenBook's audio filters are a fantastic addition, enhancing the sound quality of my audio files. 📚 Turning my phone into a portal of stories – this app's ease of use is remarkable! 📱💫 🎉 This app is a testament to thoughtful design – its functionality seamlessly blends with my lifestyle, making reading effortless. 📚✨ I can't get enough of ListenBook's silky-smooth playback and intuitive design. It's my go-to app for both leisurely listening and study sessions.
Forger
ListenBook's player features, including chapters and bookmarks, are invaluable for a seamless experience. It was fine. The narrator did an adequate job but nothing about the performance particularly stood out to me. Got me through my commute though.
Dakota Bliss
My kids are hooked on the children's audiobook collection – it's a parenting win! I'm amazed at how effortlessly this app has made reading a constant in my life. Adjusting the narrator's voice tone is a creative feature that adds a personal touch to the experience. The app is so versatile. It works with all my devices. The app is perfect for people who love to listen to books while commuting.
CuriousCoder
The app's interface is sleek and modern, making it a joy to use. Finally, an app that lets me enjoy my personal audiobooks, lectures, and speeches effortlessly. I love that ListenBook supports a wide range of formats, making my library diverse. Packed with useful features. ListenBook is my favorite audiobook app.
Microwave Chardonnay
🎙️ Grocery shopping has taken an exciting turn – I'm on a mission to explore new worlds through audiobooks! 🛒📚 ListenBook's user-friendly interface and quick access to chapters enhance my overall listening experience. Great app for listening to lectures and speeches. Highly useful!
Shady Prairie
Finally, an app that turns my daily commute into an adventure through literature. Thanks to ListenBook's binaural audio processing, my extended listening sessions are fatigue-free. 🚶♂️🌟 Strolling through stories on a lazy afternoon – this app is my relaxation buddy! 🏖️🎧 ListenBook has become my ultimate audiobook companion. It enhances every listening session. Navigating through chapters is a breeze. It's like having a personal reading guide.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience