Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Shy Warrior
This app's user-friendly design makes navigating through books a breeze. πΆββοΈπ§ Enjoying the great outdoors while immersing myself in fantastic tales β walking never felt this magical! ποΈπ
Flashpoint
I'm amazed at how this app has made my workouts more motivating and my audiobooks more accessible. π Making every moment count β this app turns everyday activities into a reading adventure! ππ« Automated artwork and metadata extraction make my audiobook library look neat and professional. Iβve been using ListenBook for months, and itβs been a fantastic experience. The app is lightweight, doesnβt drain my battery, and works perfectly in the background. The equalizer and voice boost features are amazing. Highly recommend! This is exactly what I look for in an audiobook! The narrator's pleasant voice and excellent diction made even complex passages easy to follow. I appreciated the subtle but effective use of pauses and emphasis that added depth to the listening experience. Finished it in record time because I couldn't stop listening.
Alley Cat
With this app, I've discovered a new way to make my daily routines more enriching and rewarding. Audiobooks on demand β this app's functionality is a true technological gem.
Mt. Indiana
The smart recommendation feature keeps surprising me with books I never knew I'd love. The captivating narrators make each story come alive in a unique way. π Say goodbye to boredom during long drives β this app makes road trips fly by! ππ πΌ Making work hours fly by with captivating stories β a true work-life balance! π»π ListenBook's support for CarPlay and Apple Watch makes it an essential companion for my daily commutes and workouts. It's convenience at its finest!
Murder Cherry
ListenBook's user-friendly controls and innovative features have made it an essential tool for my audiobook enjoyment. ListenBook's dedication to user convenience is evident in the drag-and-drop download feature from web browsers.
Skull Crusher
Precise controls on ListenBook give me complete command over my audio playback. This app's support for various formats ensures that I can enjoy my audiobooks without any hassle. I'm amazed at how this app has made reading a seamless part of my life. πΌ Elevating my work-from-home routine with this app's delightful audiobook selection! π»π Noise reduction on ListenBook Pro is a revelation. It enhances the audio quality and makes listening comfortable.
Mad Robin
I used to struggle to find time for books β now, I listen while doing chores! ListenBook's intuitive design and thoughtful features have made my audiobook experience delightful. ListenBook's library organization keeps my audiobooks neat and accessible. A true organizational lifesaver! ListenBookβs audio quality is excellent. The app enhances my listening experience.
BuzzMouse
π‘ Balancing learning and living effortlessly β audiobooks on demand, thanks to this app! π§π« Savoring stories has never been this smooth β this app's functionality is genius. The statistics feature in ListenBook adds an element of self-awareness to my audiobook consumption. No need for file conversion is a game-changer. Love using ListenBook on my iPhone. Incredible character voices! Each person felt distinct without being over-the-top. The emotional scenes gave me chills with how well they were delivered.
Automatic Slicer
Audiobooks on this app have transformed my daily routines into engaging experiences. πͺ Crushing workouts while devouring books β this app makes fitness fun and educational! ποΈββοΈπ Perfect for studying with its playback controls and audio filters. Excellent app!
Count Eagle
This app's user-friendly interface has made reading on-the-go a breeze. πΌ Boosting productivity at work with an audiobook in the background β love it! π»π§ ListenBook is more than just an app β it's a doorway to a world of knowledge and imagination.
Stick Shift
Noise reduction on ListenBook Pro is a revelation. It enhances the audio quality and makes listening comfortable. ListenBookβs bookmarking feature is incredibly useful. I never lose my place in a book. Iβm blown away by how feature-rich ListenBook is. From the customizable themes to the car mode, everything is designed with the user in mind. The app works flawlessly, and Iβve had zero issues with crashes or bugs. Highly recommend!
Short Firecracker
I love how this app makes my daily commute a journey through literature. Audiobooks on demand? Yes, please! With this app's diverse format support and easy downloads, my reading routine has reached new heights. ππ ListenBookβs support for CarPlay and Apple Watch is fantastic. I can listen anywhere.
Dr. Cocktail
ListenBookβs design is sleek and modern. The app is a pleasure to use. Solid performance overall though some character voices sounded too similar. I occasionally got confused about who was speaking in dialogue-heavy scenes.
Killer Grenade
Audiobooks have turned road trips into unforgettable journeys of imagination. ListenBook's extensive statistics feature adds a new level of insight to my audiobook habits. π§ββοΈ Finding serenity through the soothing tones of audiobooks β mindfulness and stories in perfect harmony. π§ββοΈπ§ I'm blown away by the powerful audio downloading options. So versatile!
Breezy Mustang
I can't get enough of this app β it's like having a personal storyteller in my pocket. As an audiobook enthusiast, this app is a dream come true. Its compatibility with various formats and easy navigation make it my ultimate reading companion. ππ§ The range of audio formats supported is incredible. No need to worry about file conversion. The app is so easy to set up. I was listening to my books in no time. Perfect for repeat listening! The narrator's performance was so rich with detail that I'm sure I'll discover new layers on a second listen. Their interpretation felt authentic to the material while bringing fresh insights. The audio production was pristine from start to finish.
Versace-Cat
I'm addicted to this app's seamless performance and impressive library. ListenBook has turned my daily routines into audiobook-driven journeys of imagination. π Unveiling the joy of reading once again β this app is my gateway to literary wonders! ππ Audiobooks have become a staple in my routine, all thanks to this app's seamless integration and user-friendly design. It's a must-have for any book lover. ππ±
Elder Pogue
I can finally tackle my reading list while stuck in traffic β what a win! Looping playback is a game-changer for my study sessions. It helps me absorb information more effectively. Listening stats feature keeps me on track with my audiobook goals. Love it!
Whip Chu
π§ An audiobook treasure trove in the palm of my hand β this app is pure convenience! ππ The basic audio filters are a game-changer. Adjusting playback speed is a breeze.
Sleek Zelda
Changing the tone of the sound on ListenBook Pro is a unique feature that adds a personal touch to my listening. This app's seamless integration with my devices has made audiobook listening a hassle-free experience. ListenBook has become an essential part of my day, enhancing my commute and allowing me to enjoy audiobooks like never before. ListenBookβs playback is silky-smooth. The app never glitches.
Sly Bible
This app has turned my daily routine into a source of excitement and joy. ππ Beating traffic blues with engaging audiobooks β driving has never been this fun! ππ§ π Who needs a dull commute when you can embark on literary journeys with this app? ππ Bravo to the creators of this app β they've truly captured the essence of convenient audiobook enjoyment. The smooth playback and thoughtful design have won me over. ππ ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience