Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Gothic Gucci
ListenBook's audio filters allow me to customize the audio playback to suit my preferences perfectly. Sharing audiobooks with friends through AirDrop is a fun way to spread the joy. ListenBook is the best audiobook player Iβve ever used. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate, making it a joy to use. Five stars! ListenBook has completely changed how I enjoy audiobooks. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate. Five stars!
Mr. 44
ListenBook's library organization and book groups have made managing my audiobooks a breeze. ListenBook's chapters, controls, and filters have taken my audiobook journey to new heights. π§ββοΈβ Sipping tea and getting lost in stories β the ultimate way to unwind! π΅π Navigating audiobooks seamlessly β this app's design is top-notch. I love the quick access to settings. It makes tweaking the app so easy.
Nacho
ListenBook's seamless integration with CarPlay enhances my daily commute, making it a productive and enjoyable experience. Efficiency and ease combined β this app is a must-have for book lovers. The app is so versatile. It works with all my audiobook formats.
DanimalDaze
ListenBook's chapters, controls, and filters have transformed my listening sessions into immersive journeys. Looping playback helps me immerse myself in the content. It's my secret study weapon. An acceptable audiobook that met basic expectations. No complaints about quality but nothing remarkable either. Would listen to this narrator again but wouldn't seek them out.
Cool Law Topping
Sharing audiobooks with friends through AirDrop and Sharing on ListenBook Pro is a feature I can't live without. π Dancing to the rhythm of stories while I dance through house chores β pure joy! ππ
Gullyway
Book Groups on ListenBook make it easy to categorize and access my audiobooks. I'm blown away by ListenBook's ability to maintain audio quality even for formats like FLAC and AWB. ListenBook's loop and shuffle playback options have made audiobook revisiting and studying a breeze.
Classy Dancer
ππ Reigniting my passion for books β this app is my newfound reading obsession! π₯π§ ListenBook's intuitive interface and quick controls make it a pleasure to navigate through audiobooks. The app's performance is exceptional, ensuring a smooth and uninterrupted audiobook experience. It's clear that it's designed with audiobook enthusiasts in mind.
Video Game Heroine
This app has made my road trips and flights infinitely more enjoyable. ListenBook's ability to extract artwork and metadata automatically adds a visual touch to my audiobook collection.
Screwtape
Sharing audiobooks with friends is a blast. AirDrop makes it seamless. Sharing audiobooks through AirDrop is a delightful way to share the joy of storytelling with friends and family. It fosters connections and conversations. This app is perfect for audiobook lovers. The interface is beautiful and easy to navigate.
Gbbledgoodk
ListenBook's beautiful layout and quick access to chapters make navigation effortless. I'm amazed at how effortlessly I can immerse myself in stories with this app. Efficiency meets audiobooks β this app's functionality is a true triumph.
Pink C
Say goodbye to monotony β this app's diverse format support and intuitive controls have turned my daily activities into thrilling audiobook adventures. π±π CarPlay compatibility is a fantastic addition. It enhances my driving experience with seamless audiobook integration. The app is so versatile. It works with all my audiobook formats. I love how ListenBook makes it easy to organize my audiobook library. The app supports all formats, and the import process is a breeze. The playback controls are responsive, and the sound quality is excellent. Highly recommend!
Domino
ListenBook's statistics feature is both enlightening and motivating. It's incredible to see the time I've invested in learning through audiobooks. CarPlay compatibility is a fantastic addition. It enhances my driving experience with seamless audiobook integration. I've found my new favorite narrator! Their voice was perfectly suited to this material, with just the right blend of authority and approachability. The production quality was broadcast-level - no distracting breaths, clicks, or inconsistent volume. Already looking for more of their work.
Sleek Zelda
ListenBook Pro's noise reduction feature has made my dictaphone recordings much more comfortable to listen to. ListenBook has elevated my audiobook experience to new heights. It's a treasure trove of knowledge.
Drugstore Cowboy
ListenBook's support for various formats ensures that no audiobook is out of reach. Audiobooks at my fingertips β this app's functionality is truly impressive. Sharing audiobooks through AirDrop is a wonderful way to share stories and connect with friends.
Kill Switch
I'm amazed at how this app has made reading fit into every aspect of my life. Sharing books with friends via AirDrop is so convenient. Thanks, ListenBook! I canβt believe how easy it is to manage my audiobook library with ListenBook. Highly recommended!
Black Firefly
This app's compatibility with various devices ensures that I can enjoy my audiobooks wherever I am. I'm impressed with the wide range of supported formats. Finally, an app that plays all my audiobooks flawlessly. Great for listening to a variety of content. Highly recommend!
Dez
ListenBook's drag-and-drop download feature from web browsers is incredibly convenient. Downloading audiobooks has never been this easy. Navigating through chapters is effortless with ListenBook. It's a user-friendly and intuitive experience.
BearDrift
This app's convenience has transformed my reading habits β it's a game-changer. π‘ This app's convenience is a blessing β I can squeeze in reading time between managing household tasks! π±π©βπ³
Acid Queen
Unwinding with a good audiobook has become my favorite self-care ritual. Auto-rewind is a brilliant feature. Never lose track of where I left off.
Twin Blaze
The ListenBook app has become an indispensable part of my daily routine, helping me learn and relax simultaneously. I'm hooked on this app's ability to turn any moment into a reading opportunity. Tone adjustment is a brilliant addition that lets me personalize the narration to my liking. It adds an extra layer of connection to the audiobooks. Excellent support for various audio formats. Very satisfied. I love the quick access to settings. It makes tweaking the app so easy.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience