Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Black Hole Necromancer
ListenBook's support for looping and shuffling playback adds versatility to my audiobook enjoyment. ListenBook Pro's noise reduction feature is a revelation. It elevates the audio quality, providing a clear and immersive listening experience that enhances my enjoyment. I love the ability to change the playback pitch. Itβs a unique feature.
Bae
Automated artwork and metadata extraction keeps my audiobook library visually appealing. ListenBookβs playback is smooth and reliable. I never have issues with audio quality. ListenBook is the best audiobook player Iβve ever used. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Great job, developers! The narrator's voice was like butter - smooth, rich, and utterly pleasant to listen to for hours. They handled complex sentences with ease, making even dense material accessible. I never had to rewind because I missed something due to unclear delivery. Perfection!
Leaf Assassin
ListenBook has transformed my daily rituals into cherished opportunities for personal growth. Audiobooks on demand? Yes, please! With this app's robust features, I'm always just a tap away from immersing myself in captivating narratives. ππ± My audiobook collection has never looked better. Thank you, ListenBook!
Esquire
This app has given me the joy of reading even when my hands are full. π§ββοΈ Finding zen in the art of listening β this app takes mindfulness to a new level! π§ββοΈπ§ No need for file conversion is a game-changer. Love using ListenBook on my iPhone.
Swampmasher
ListenBook's basic audio filters enhance my listening experience and make it uniquely mine. This app's convenience has turned my daily chores into moments of intellectual discovery β a win-win! Kudos to the developers for optimizing this app for iOS 16. It runs like a dream on my device. The app is perfect for people who love to listen to books while exercising.
Mauve Cactus
This app's support for various formats and genres ensures that there's always something new to explore. Efficiency meets audiobooks β this app's functionality is a true winner. ListenBook Pro's noise reduction feature is a game-changer for immersive listening in any environment. Quick access to chapters and smooth playback. Excellent app!
Mr. 44
This app has made my daily walks a time for both exercise and learning. Every moment is a chance to dive into a new adventure with this app. Its smart controls and comprehensive format support ensure that my audiobook journey is a seamless one. ππ§ Every moment is a chance to explore new stories with this app. Its intuitive features and compatibility ensure my audiobook journey is seamless. ππ§ Great for listening to lectures and educational content. Very useful! ListenBookβs interface is beautiful and functional. Itβs my favorite app for audiobooks.
Wooden Man
The 'Explore' feature has introduced me to authors I might never have discovered otherwise. I'm hooked on this app's intuitive features β from chapters to playback controls. π± My pocket-sized library β this app makes reading accessible anytime, anywhere! ππ± Sharing audiobooks with friends is a bonding experience made easy through AirDrop and sharing options.
Spoiler
ListenBook's commitment to providing a smooth and enjoyable listening experience is evident in every detail. Audiobook enthusiasts, rejoice! This app's elegant design and robust functionality make it a must-have for anyone who loves to listen on the go. π§π± The statistics tracking is a nice touch. ListenBook helps me keep track of my audiobook habits. The appβs design is sleek and modern. ListenBook is my favorite audiobook player.
Firefly
ListenBook Pro's noise reduction feature elevates my listening experience, allowing me to focus on the content. The app is so easy to use. I was up and running in minutes. Listened to this on a road trip and it made the hours fly by. Even my passengers who weren't following along commented on how nice the narrator's voice was.
Rummy Stickers
I can't imagine my day without a dose of literature from this app. Audiobook multitasking made easy β this app's functionality is a marvel. Say goodbye to monotony β this app's diverse format compatibility and intuitive controls have turned every moment into a thrilling audiobook experience. π±π ListenBook's commitment to a seamless user experience is evident in its sleek design and intuitive controls.
Silver Agent
With this app, audiobook listening has become a convenient and enjoyable part of my everyday life. I'm hooked on this app's seamless performance β it's like having a personal audiobook curator. ListenBook's dedication to providing an exceptional listening experience shines through in every aspect of the app. My audiobook collection has never looked better. Thank you, ListenBook!
Crazy Rox
This app is a must-have for any book lover on the go β it's my daily companion. ListenBook's versatile features have made my audiobook experience more enjoyable than ever. Binaural audio processing really helps reduce fatigue.
ManMaker
The app's features, like the sleep timer, make it clear that it's designed with readers in mind. ListenBook's compatibility with playlists and CUE files is a great addition for those who love organized listening. π Rekindling my love for stories β this app's accessibility has reignited my passion! ππ
Lady Katniss
The ListenBook app is a must-have for anyone who loves to learn and be entertained through audiobooks. ListenBook's user-friendly audio filters and controls have made my audiobook sessions more interactive and engaging.
Sleek Zelda
ListenBook Pro's noise reduction feature is a blessing for enjoying clear audio in any environment. This app is a must-have for any book lover on the go β it's my daily companion. ListenBook has transformed how I enjoy audiobooks. It's an indispensable part of my routine. Adjusting the tone of the voice is an innovative feature that enhances the immersion in the content. The audio filters make a noticeable difference. ListenBook provides an excellent listening experience.
Psycho Thinker
The extensive statistics feature on ListenBook helps me track my audiobook consumption habits β so cool! I can't believe how much I've learned and enjoyed through this app's audiobooks. User-friendly audiobook experience β this app's design is a standout. Elegant design and easy-to-navigate interface. Very pleased with ListenBook. The ability to download audiobooks directly is fantastic. ListenBook is very convenient.
Black Hole Necromancer
With this app, I can switch seamlessly between my iPhone and iPad, making my reading experience continuous. This app's seamless integration with CarPlay and other devices has revolutionized my audiobook experience. With this app, I'm rediscovering the joy of reading in the most convenient way. π‘ Cleaning the house with an audiobook in the background β talk about productivity! π§Όπ Enhancing my daily routines β this app's design makes listening a joy.
Unseen
I can't believe how much I've learned and enjoyed through this app's audiobooks. πΆπ Setting the mood with stories instead of songs β this app is my go-to playlist! π§π ListenBook's sharing options make it easy for me to connect with fellow audiobook enthusiasts. ListenBook's audio filters are a valuable tool for customizing my audiobook playback to perfection.
Coma Stalk
I'm able to catch up on my reading list even during the busiest days. The convenience of having a library at my fingertips is unparalleled. π₯ Simplifying my reading routine β the app's functionality ensures I'm always one click away from literary adventures. ππ Finally, an app that values usability β navigating and listening is a breeze! Automated artwork and metadata retrieval make my library look organized and professional.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience