Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Osprey
My long walks have turned into exciting adventures with this app. ListenBook's ability to extract artwork and metadata automatically adds a visual touch to my audiobook collection. ListenBook Pro's noise reduction feature has transformed the audio quality. It's crystal clear now.
Babe
No more straining my eyes – this app lets me 'read' with my ears! Savoring audiobooks without complications – this app's design is commendable. The quick access to chapters and controls makes the app a joy to use. I'm always in control. The app never crashes. It’s reliable and stable. The app is so reliable. I’ve never had any issues with it.
Hen Skittle
I can't imagine my audio routine without ListenBook's seamless and user-friendly design. 🎧 An audiobook treasure trove in the palm of my hand – this app is pure convenience! 📚🌟 Audiobook multitasking made easy – this app's functionality is a marvel. Book groups help me keep series together and navigate my collection more efficiently. A great feature! Downloading books directly in the app is so easy. Highly recommend!
Sky Trinity
The app's design is sleek and modern – it's a pleasure to navigate. 📱 No more lugging around heavy books – this app brings the library to my phone! 📚📱 🎶📚 Replacing tunes with stories – my house is alive with the sound of narration! 🎧🏠
NightWonka
This app has turned my daily commute into a source of inspiration and entertainment. ListenBook's user-friendly controls and innovative features have made it an indispensable tool for my audiobook enjoyment. With this app, I can switch seamlessly between my iPhone and iPad, making my reading experience continuous. ListenBook's commitment to user experience shines through its thoughtful design and seamless functionality.
Atlantic Rim
ListenBook's support for various audio formats means I never have to worry about compatibility issues. I can't get enough of this app's versatile features – from playback speed to bookmarking, it's all there. This app has made multitasking a breeze – I can 'read' while I work! The noise reduction feature is a game-changer for clearer dictaphone recordings. Supports all my playlists and bookmarks seamlessly. Very convenient.
RoarSweetie
This app's ease of use has made reading more accessible and enjoyable than ever before. Navigating audiobooks with ease – this app's design is user-centric. Book groups are a thoughtful addition. It's like having virtual bookshelves! A functional audiobook. It kept me entertained, but I wasn’t blown away. The narrator’s performance was competent, though some emotional scenes fell a bit flat.
Plegasus
I'm blown away by the quality of narration on this app – it's like being in the story. This app's ease of use has made reading more accessible and enjoyable than ever before. I love the ability to change the playback pitch. It’s a unique feature. The app is so easy to use. I was up and running in minutes. ListenBook is the ultimate audiobook player. The app supports all formats, and the import process is seamless. I love the playback history feature—it’s so easy to revisit my favorite parts. Highly recommend this app!
ThoughtTraveler
Thanks to ListenBook's automatic extraction of artwork and metadata, my library looks organized and appealing. As a busy individual, I appreciate ListenBook's versatility in downloading audio files from various sources. It's a time-saver for sure! The auto-rewind feature is a small detail that has a big impact on my listening experience. I love it! ListenBook Pro is worth every penny. Unlimited audiobook length? Count me in! The app is perfect for long commutes. It keeps me entertained for hours.
Vixen
I can't believe how quickly I finish books now, all thanks to this app. I'm addicted to this app's ability to seamlessly blend books into my life. Sharing audiobooks with friends through AirDrop is a great way to spread the joy of reading. ListenBook’s support for CarPlay is great. I can listen to audiobooks in my car easily.
THRESHmSTR
The convenience of having an entire library at my fingertips is a dream come true. I can't stop raving about this app – it's like having a personal library in my pocket. I'm hooked on this app's intuitive features – from chapters to playback controls. Kudos to ListenBook for the intuitive design and easy-to-use controls. It's evident that they've put a lot of thought into user experience. Tone adjustment is so cool. It's like customizing the reader's voice to my liking.
Miss Fix It
With this app, I'm discovering the joy of reading during my commutes. I've recommended this app to all my fellow audiobook enthusiasts. It's a game-changer! The app is so intuitive. I didn’t even need to read the instructions.
Apple Nola
Listening to audiobooks has never been this convenient and enjoyable! ListenBook's dedication to delivering a top-notch experience is evident in every detail. Audiobook multitasking made easy – this app's functionality is a marvel. Flawless support for various audio formats. Very happy with it.
Pink Hopper
This app's convenience has turned my exercise sessions into enlightening moments. ListenBook is my go-to companion for immersive audiobook experiences. The ease of use and extensive format support make it a must-have! This app is my audiobook haven. With a user-friendly interface and features like audio filters, I'm engrossed in stories like never before. 📖🔊 ListenBook’s CarPlay support makes listening in the car a seamless experience.
Waylay Dave
The convenience of switching between devices without losing my place is a lifesaver. Adjusting the tone of the voice is an innovative feature that enhances the immersion in the content. The app is perfect for people who love to read but don’t have the time. ListenBook is the best audiobook player I’ve ever used. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate, making it a joy to use. Five stars!
Duke Electro
This app is my travel companion – making long journeys enjoyable and insightful. This app has made multitasking a breeze – I can listen while I work, cook, or exercise. This app's seamless integration with CarPlay and other devices has revolutionized my audiobook experience. ListenBook is the best audiobook player I’ve ever used. The app is packed with features like customizable skip intervals, playback speed, and sleep timers. The interface is clean and easy to navigate, making it a joy to use. Five stars!
Hoover Spark
ListenBook's sleek interface and precise controls make it a joy to use during my daily listening sessions. Adjusting the tone of the voice is an innovative feature that enhances the immersion in the content. Automated artwork and metadata retrieval add a professional touch to my carefully curated audiobook collection. ListenBook makes organizing my audiobooks simple. The app is very user-friendly.
Disco Thunder
The auto-rewind feature after interruptions is a small thing that makes a big difference. Quick access to chapters and controls makes ListenBook a joy to use. It's a seamless experience.
Crash Enforcer
This app is a lifesaver! I can now enjoy my favorite books on the go. ListenBook Pro's noise reduction feature enhances my audiobook experience, ensuring I catch every detail.
Devine Melon
I'm in awe of how this app has made reading a part of my busy life. This app's ease of use has made reading an integral part of my everyday life. CUE playlist support is a rare gem. Perfect for organizing content efficiently. Navigating through chapters is a breeze with ListenBook. It's easy to jump to specific sections.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience