Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Dance Bloom
I can't imagine my life without this app β it's my daily dose of literary magic. ListenBook Pro's tone adjustment feature is a fun way to experiment with the audiobook experience. I can't get enough of the binaural audio processing. It's like a breath of fresh air for my ears.
Acid Queen
I've become a more empathetic listener thanks to the emotional depth of audiobooks. ListenBook Pro's noise reduction feature is a blessing for clear listening in noisy environments. ListenBook has completely elevated my audiobook experience. It's an integral part of my daily routine. Beautiful layout and easy access to chapters. Really impressed with ListenBook.
Armed Hawk
π§ββοΈβ Unwinding with a cup of tea and a captivating audiobook β relaxation meets intellectual stimulation. π΅π ListenBook has revolutionized the way I consume content. It's like having a personal tutor in my ear. Great for listening to lectures and educational content. Very useful!
MeeP
The 'Continue Listening' feature ensures I never lose my place, no matter where I am. Auto-rewind is a brilliant feature. Never lose track of where I left off.
Liquid Science
The sheer variety of genres available ensures there's something for everyone. ListenBook's support for CarPlay and Apple Watch is a game-changer for my on-the-go listening. π Elevating everyday moments β this app adds an extra layer of magic to every aspect of my day. πβ¨ Quick access to chapters and controls ensures a seamless listening experience with ListenBook. It's effortless to use. Looping playback is a game-changer for my study sessions. It helps me absorb information more effectively.
Crazy Eights
Audiobook adventures simplified β this app's functionality is a revelation. Controls are intuitive and user-friendly, making my audiobook experience seamless.
Feral Cookie
The quick access to chapters and controls makes the app a joy to use. I'm always in control. Auto-rewind feature is a lifesaver. I never lose my place!
WanderWord
Audiobooks have made my workouts more enjoyable, and I'm seeing results! Thanks to this app, listening to audiobooks has become a delightful habit. The playback speed adjustment is a game-changer for busy individuals. Time saver!
Star Jammer
I'm amazed at how this app has seamlessly integrated reading into my daily rhythm. π± Accessing my favorite stories has never been this straightforward β this app's functionality is a bookworm's dream come true. ππ« ListenBookβs playback is silky-smooth. The app never glitches. Not the best audiobook I've heard but far from the worst. The production quality was good and there were no major issues with the narration.
Lilac Lizard
Language courses on audiobooks helped me pick up a new language effortlessly. I'm amazed by ListenBook's smooth drag-and-drop downloads in my web browser β a time-saver! Audiobook multitasking made easy β this app's functionality is top-notch. ListenBook has become my ultimate audiobook companion. It enhances every listening session. Adjusting playback speed has transformed the way I consume audiobooks. I can tailor the pacing to match my learning style and preferences.
Bleeker
ListenBook's support for playlists in CUE format is a thoughtful touch I appreciate. Savoring audiobooks without complications β this app's design is commendable. Sharing audiobooks with friends is a breeze thanks to ListenBook Pro's AirDrop and sharing options. Spread the joy of a good story! Downloading audiobooks is a breeze, thanks to the variety of options available. Sharing audiobooks via AirDrop is incredibly convenient. Great feature!
InsightInkwell
Audiobook multitasking made easy β this app's functionality is top-notch. The app is perfect for people who love to listen to books at night.
Black Hole Necromancer
This app has completely transformed my commute β I look forward to it now! I'm rediscovering my love for literature through this app β it's revitalizing. I appreciate the option to listen to samples before committing to a book. The intuitive chapter navigation and quick access to controls make my audiobook experience seamless. I love the chapter navigation feature. ListenBook makes it easy to find specific sections.
Kickstart
Audiobook magic at my fingertips! This app's comprehensive offerings, from statistics tracking to immersive audio processing, have breathed new life into my reading. πβ¨ ListenBook Pro's noise reduction feature has significantly enhanced my audio quality. With ListenBook Pro, long audiobooks are no problem. I love it! ListenBook is packed with useful features. Itβs the best audiobook app Iβve used.
Mad Rascal
ListenBook's powerful audio downloading features make it easy to keep my content at my fingertips. This app has turned my screen time into valuable learning opportunities. Effortlessly exploring new worlds β this app's design is user-centric and efficient. Thanks to ListenBook, downloading audiobooks has become effortless, regardless of the source. Sharing audiobooks with friends through AirDrop is a fantastic way to introduce them to captivating stories.
Moon Laser
The drag-and-drop download feature on ListenBook is incredibly convenient β no more complicated processes. ListenBook's dedication to delivering a high-quality playback experience sets it apart from other apps. This app has made long flights and road trips so much more enjoyable. ListenBook has revolutionized my audiobook experience. It's my go-to app for literary adventures. I love the ability to change the background color. Itβs a nice touch.
WeldMaster
ListenBook has become my trusted companion, making even the busiest days enjoyable. ListenBook has made my daily activities more interesting and meaningful β I'm hooked! Audiobook excellence made simple β this app's functionality is a true asset.
Disco Potato
Audiobooks have become my go-to entertainment, and this app is the reason. ListenBook's compatibility with various formats has made it my go-to app for all audio content. Audiobook magic at my fingertips! This app's comprehensive offerings, from statistics tracking to immersive audio processing, have breathed new life into my reading. πβ¨ The app supports a wide range of formats. ListenBook is very versatile.
Shivers
The intuitive interface and seamless navigation make this app a joy to use. Sharing books with friends via AirDrop is so convenient. Thanks, ListenBook!
Lady Katniss
ListenBook's support for a variety of download methods means I can access my content in the way that suits me best. Sharing audiobooks with friends through AirDrop is a fun way to inspire others to read.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience