Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Low Menace
ListenBook's user-friendly interface and seamless playback have made it my go-to app. Audiobooks at my fingertips – this app's ease of use is a game-changer.
Mental Prophet
I'm blown away by the quality of narration on this app – it's like being in the story. ListenBook's versatile features have made my audiobook experience more enjoyable than ever.
Snapdragon
🎧 An audiobook treasure trove in the palm of my hand – this app is pure convenience! 📚🌟 Finally, an app that lets me organize my audiobooks effortlessly. The library organization and book groups feature make navigation a breeze. ListenBook’s interface is beautiful and functional. It’s my favorite app for audiobooks. ListenBook’s audio quality is excellent. The app enhances my listening experience. The playback controls are so responsive. No lag at all.
Romance Princess
The ListenBook app has become an indispensable part of my daily routine, helping me learn and relax simultaneously. Audiobooks at my fingertips – this app's functionality is truly impressive. Accessing my favorite audiobooks has never been easier – this app's user-centric design and comprehensive features make it an absolute gem. 📱🎧 Finally, an audiobook player that supports all formats! No more converting files.
Pixy Mox
The selection of classics is a treasure trove for literature enthusiasts. Accessing literary treasures has never been this straightforward – thank you, app! A middle-of-the-road audiobook that neither impressed nor disappointed. The narrator's voice was agreeable enough for extended listening, though their character differentiation could have been stronger. The production met basic industry standards without any standout qualities.
Lucky Brandy
The listening stats feature is awesome. I can track my audiobook habits effortlessly. Love the download options. ListenBook gives me so many ways to get my audiobooks onto my device.
Baby Spell
ListenBook's compatibility with CarPlay and Apple Watch integration is a brilliant touch. ⏰ Maximizing my time with efficient features – this app's functionality lets me dive into stories even in the busiest moments. 📚⏳
Zero Corn
ListenBook's multiple ways to download audio, including from the internet, are a game-changer. This app is like a personal audiobook concierge! The ability to download and organize audio files effortlessly is a game-changer for my reading routine. 📱📖 I love the ability to import books from my computer. It’s so easy. An absolutely stellar production from start to finish! The narrator's command of pacing and tone was masterful, knowing exactly when to speed up for excitement or slow down for dramatic effect. The audio quality was pristine with no distracting mouth sounds or uneven volume. A textbook example of great audiobook narration! The performer's diction was flawless, their pacing ideal, and their emotional range impressive. I never felt like I was being "read to" but rather like I was experiencing the story firsthand. The audio engineering was equally professional.
Show Boat
💪 Doubling the impact of my workouts – exercising and exploring stories, all thanks to this app! 💪🎧 A masterclass in audiobook narration! The performer maintained perfect consistency in character voices throughout while keeping the main narration clear and engaging. The production was flawless - no weird edits or background noise. I'll be seeking out more works by this narrator.
Darth 44
With ListenBook, I've unlocked a world of educational and entertaining content right at my fingertips. ListenBook's dedication to excellence is evident in its well-designed interface, smooth playback, and powerful features. Seamless audiobook integration – this app's functionality is a technological marvel. ListenBook’s support for CarPlay is great. I can listen to audiobooks in my car easily. I love how I can create playlists. It’s perfect for organizing my books.
Nueva Nova
ListenBook's seamless integration with CarPlay makes my daily commute a delightful opportunity to indulge in audiobooks. This app's compatibility with various devices ensures that I can enjoy my audiobooks wherever I go. This app is like a personal audiobook concierge! The ability to download and organize audio files effortlessly is a game-changer for my reading routine. 📱📖 I’m so impressed with ListenBook. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Highly recommend this app! This app is perfect for anyone who loves audiobooks. The interface is sleek and modern, and the playback controls are super responsive. I also appreciate the cloud integration, which lets me access my books from anywhere. Great work!
Nightmare King
Tone adjustment adds a unique touch to my listening experience. I'm hooked! The app is very user-friendly. ListenBook makes listening to audiobooks a breeze. My house has never been cleaner! I kept finding chores to do just to keep listening. The narrator's energy matched the tone of the book perfectly.
Midnight Rider
Audiobooks made simple – this app's functionality is a breath of fresh air. No more hassle with file conversion. This app handles all formats effortlessly. Looping playback is a game-changer for my study sessions. It helps me absorb information more effectively. The app is so well-designed. It’s clear the developers put a lot of thought into it.
Rando Tank
🏃♀️🌟 Experiencing stories while staying active – this app's functionality enhances my walks and runs like never before. 🎧🏞️ Automatic artwork and metadata extraction add a professional touch to my audiobook library. The ability to download audiobooks directly is fantastic. ListenBook is very convenient.
Queen Ginger
Looping playback is a game-changer for my study sessions. I can focus on challenging content. ListenBook’s bookmarking feature is incredibly useful. I never lose my place in a book.
Mafia Princess
Navigating chapters and genres is a breeze with this app's functionality. Sharing audiobooks with friends through AirDrop is a fun way to spread the joy. Listening to audiobooks has never been this enjoyable. Thank you, ListenBook! ListenBook’s design is sleek and modern. The app is a pleasure to use.
Twinkle Cocoa
💡 Seamlessly weaving audiobooks into my daily routine – this app's functionality has redefined how I enjoy books. 📱📖 Adjusting the tone of the voice is a novel feature that allows for a personalized listening experience. The app is perfect for multitasking. I can listen while doing other things.
Zorkle Sporkle
ListenBook has brought a whole new level of convenience and enjoyment to my audiobook experience. My audiobook collection has never looked better. Thanks to automatic artwork and metadata. Looping playback is my secret weapon for language learning. It's revolutionized my approach. I love the ability to share my progress with friends. It’s a fun feature.
Bambi Wings
This app's convenience has made me fall in love with audiobooks all over again. Audiobook multitasking simplified – this app's functionality is a triumph.
Domino Combat
With this app, I can read anytime, anywhere – it's a reader's dream come true. ListenBook's compatibility with CarPlay is a major convenience during road trips. ListenBook has become my ultimate audiobook companion. It enhances every listening session.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience