Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Skool
ListenBook's interface is sleek and user-friendly, making navigation a breeze. The statistics feature on ListenBook helps me track my audiobook consumption β a fantastic way to measure my progress. This app has turned my household chores into moments of intellectual growth.
Sylvester Eye
πΆπ My new soundtrack? Audiobooks, of course! This app makes every day musical. π§πΆ The app is so easy to use. I was up and running in minutes.
Show Boat
ListenBook's commitment to providing a smooth and enjoyable listening experience is evident in every detail. Audiobooks on demand? Yes, please! With this app's robust features, I'm always just a tap away from immersing myself in captivating narratives. ππ± I love the ability to import books from my computer. Itβs so easy.
New York Mood
This app has turned my long walks into delightful literary adventures. This app's convenience has turned me into an avid audiobook listener. Audiobook lovers, rejoice! This app's functionality is a game-changer. Seamlessly switch between formats and enjoy a hassle-free reading experience. π±π§ ListenBook has become my workout buddy. It keeps me entertained and motivated during exercise. The app is so easy to set up. I was listening to my books in no time.
Moon Orchid
Unwinding with a good audiobook has become my favorite self-care ritual. ListenBook Pro's noise reduction feature is a fantastic addition that enhances my audio experience. I can't thank this app enough for making my audiobook experience so effortless. From downloading to playback, it's a true companion for book lovers. ππ«
Ember Master
This app's seamless integration with CarPlay and other devices has revolutionized my audiobook experience. Tone adjustment adds a unique touch to my listening experience. I'm hooked! Listening statistics are a great motivator. Love this feature!
Little Cobra
The extensive audiobook collection for children is a blessing for my little ones. Audiobooks have made waiting in lines and queues so much more bearable. This app has brought the magic of books back into my life. ListenBook has transformed my daily routine into an opportunity to learn, relax, and enjoy.
Night Magnet
ποΈπ§ Escaping to paradise with a beach read β this app is my vacation in audio form! ποΈπ Looping playback helps me retain knowledge from audiobooks effectively. It's an invaluable tool.
Romance Guppy
ListenBook has made my audiobook journey effortless, turning every moment into an escape. π Finding the perfect audiobook is a breeze with this app's robust search and recommendation features. My reading list has never been better! ππ«
Flashpoint
Unwinding with a good audiobook has become my favorite self-care ritual. Audiobook enjoyment without the hassle β this app's design is a win. The statistics tracking feature is very useful. ListenBook helps me keep track of my listening time.
Granola Dove
Audiobooks on this app have turned my exercise sessions into moments of education. I can't imagine my life without this app β it's my daily dose of literature. is a breeze with ListenBook. It's convenient and efficient. Looping playback helps me revise and memorize complex topics effectively. A study essential! ListenBookβs support for CarPlay is great. I can listen to audiobooks in my car easily.
Necromancer
I love that I can enjoy audiobooks while cooking elaborate meals in the kitchen. ListenBookβs audio quality is excellent. The app enhances my listening experience.
Jersey
I'm amazed by ListenBook's versatility in handling different formats β it truly supports all my audio needs. The app's performance is beyond impressive. It's like it's tailor-made for my device. The versatility of this app is mind-boggling. It's like a one-stop solution for audiobooks. ListenBook has transformed how I enjoy audiobooks. The app is a game-changer! Incredible character voices! Each person felt distinct without being over-the-top. The emotional scenes gave me chills with how well they were delivered.
Kitchen
This app's intuitive features and easy navigation make it the perfect companion for any audiobook lover. This app is a time-saver β I can 'read' even when I'm on the move. Playlists and bookmarks are super helpful. Love using ListenBook!
Knock Out Star
ListenBook's support for various download methods and audio formats ensures that I can always find what I'm looking for. I can't thank this app enough for making my audiobook experience so effortless. From downloading to playback, it's a true companion for book lovers. ππ« Navigating through my audiobook collection is a breeze β this app's intuitive interface and convenient controls have made my reading journey effortless. π±π My workouts have become more enjoyable and productive with ListenBook's compatibility with Apple Watch. The appβs design is sleek and modern. ListenBook is my favorite audiobook player.
QuestWeaver
ListenBook's commitment to enhancing the audiobook experience is evident in its thoughtful features and design. Packed with useful features. ListenBook is my favorite audiobook app.
Martini Flower
I can't believe how much more productive I am β I'm learning and growing while multitasking! ListenBook Pro's sharing features allow me to spread the joy of audiobooks with my friends and family. Chapters, configurable auto-rewind, and bookmarks on ListenBook keep me in control of my content. Who knew that commuting could become such an enjoyable reading session? ListenBook's support for looping and shuffling playback adds versatility to my audiobook enjoyment.
Kinged
I can't thank the developers enough for constantly updating and improving the app. I can't imagine my daily activities without this app β it's the perfect way to stay engaged and informed.
Tootsie Killer
ListenBook's basic audio filters enhance my listening experience and make it uniquely mine. This app's seamless integration with CarPlay and other devices has revolutionized my audiobook experience. ListenBook Pro's noise reduction makes sure that background distractions don't interfere with my listening. ListenBook has broadened my horizons by introducing me to a diverse range of audiobooks. It's a gateway to endless knowledge, entertainment, and inspiration. ListenBook has made my daily commutes so much more enjoyable. I look forward to listening every day!
Mad Robin
Audiobook enjoyment has never been this convenient. This app's sleek design and efficient organization ensure that every story is accessible and enjoyable. ππ ListenBook has made my daily walks so much more enjoyable. I'm always learning now! I love the bookmarking feature. ListenBook makes it easy to pick up where I left off.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience