Book description
An engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we'd be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you've often wondered about, as well as for others you haven't yet considered.
Grave Digger
ListenBook's features are a dream come true for anyone who loves to learn on the go. The app's versatility in audio downloading is unmatched. It's a comprehensive solution for my audiobook needs. The ability to download audiobooks directly is fantastic. ListenBook is very convenient. I love how ListenBook makes it easy to organize my audiobook library. The app supports all formats, and the import process is a breeze. The playback controls are responsive, and the sound quality is excellent. Highly recommend!
Roller Girl
This app has turned my daily routine into a source of excitement and joy. This app's user-friendly interface has made audiobook listening a breeze, even for a tech novice like me. Efficiency meets audiobooks β this app's functionality is a perfect match.
SunnySnap
Thanks to ListenBook's automatic extraction of artwork and metadata, my library looks organized and appealing. Audiobook pleasure at its finest! This app's sleek design and efficient organization ensure that every story is accessible and delightful. ππ The ability to play various audio formats without conversion is amazing. ListenBook is top-notch. ListenBook is the best audiobook player Iβve ever used. The app is reliable, fast, and packed with features like customizable themes and playback speed. The sleep timer is a lifesaver for bedtime listening. Great job, developers!
Sw33per
The audio filters make a noticeable difference. ListenBook provides an excellent listening experience. An unobjectionable but unexceptional audiobook experience. The narrator's performance was serviceable and the audio quality was fine, but nothing about the production particularly stood out or elevated the material. It was decent background listening.
Flakes
I've found hidden gems in genres I never thought I'd be interested in. The app's interface is so sleek and modern. It's a joy to use. Sharing audiobooks through AirDrop is a thoughtful and enjoyable way to share my favorite stories with friends and introduce them to new worlds of literature.
Sprinkle Lovenuts
Mood-based playlists help me choose books that suit my current state of mind. ListenBook's interface is sleek and user-friendly, making navigation a breeze. This app has made reading a part of my lifestyle, no matter where I am. π My audiobook haven β this app is like a door to endless adventures and knowledge! ππ The app is perfect for people who love to multitask. I can listen while cooking.
Baby Spell
The convenience of having a library at my fingertips is unparalleled. Thanks to ListenBook, downloading audiobooks is a hassle-free process, regardless of the source.
Twitch
ListenBook's commitment to delivering an exceptional audiobook experience is evident in its thoughtful features and design. Sharing audiobooks with friends through AirDrop and Sharing on ListenBook Pro is a brilliant way to connect. ποΈ This app's functionality is a symphony of efficiency β I'm enjoying audiobooks without missing a beat in my day. πΆπ
Mr. Peppermint
The ability to switch between devices seamlessly is a game-changer for busy readers. Audiobook joy made simple β this app's ease of use is a true marvel.
Bliss
I'm amazed at how this app's features cater to audiobook enthusiasts' every need. The speed adjustment feature is my secret weapon for studying complex materials. Automatic artwork and metadata retrieval is a time-saver. My library looks fantastic. Great app! ListenBook supports so many formats, and the playback is always smooth. This audiobook exceeded all my expectations! The narrator's ability to convey emotion through voice alone was remarkable. I laughed, I gasped, I might have even teared up at points - all because of the incredible vocal performance. The story came alive in a way reading alone couldn't achieve.
Wiccan Trouble
I can't imagine my life without this app β it's my constant companion for literary adventures. πΆββοΈπ Embracing audiobooks as my companions during leisurely walks β nature and narratives, a perfect match! πΆββοΈπ§ ListenBook's drag-and-drop download feature streamlines the process of adding new content to my library. Automatic artwork and metadata extraction add a professional touch to my audiobook library.
Mafia Rapunzel
ListenBook Pro's noise reduction feature is a blessing for clear listening in noisy environments. π Say goodbye to boredom during long drives β this app makes road trips fly by! ππ Perfect for both first-time listeners and audiobook veterans! The narrator's warm, inviting tone made this an incredibly comfortable listening experience. I particularly appreciated how well they handled dialogue - each character felt distinct without being cartoonish. The pacing kept me engaged throughout. An absolutely stellar production from start to finish! The narrator's command of pacing and tone was masterful, knowing exactly when to speed up for excitement or slow down for dramatic effect. The audio quality was pristine with no distracting mouth sounds or uneven volume.
Vicious Street
I've found solace in listening to audiobooks before bed β it's my form of meditation. The automatic extraction of artwork and metadata keeps my audiobook library organized and visually appealing.
FRMhndshk
ListenBook's support for various download methods means I can access my content in the way that suits me best. No more straining my eyes β this app lets me 'read' with my ears! Listening to books while doing chores? This app makes it possible!
Mad Robin
The audio filters in ListenBook allow me to customize my listening experience. Speed up or slow down playbackβit's all up to me! My daily workouts are more enjoyable now, thanks to seamless integration with Apple Watch. I love the ability to import books from my computer. Itβs so easy.
Miss Twilight
The narrator's voices are so soothing β a perfect way to unwind after a stressful day. Great for listening to a variety of content. Highly recommend! Easy sharing with friends via AirDrop. Very convenient. The audio filters make a noticeable difference. ListenBook provides an excellent listening experience.
Sky
This app has turned my gym sessions into immersive storytelling experiences β time flies by! πΌ Making every minute count β this app's ease of use ensures I'm always making progress in my audiobook adventures. π±π Audiobooks made simple β this app's functionality is a breath of fresh air. ListenBook has transformed the way I engage with literature. It's like having a virtual bookshelf in my pocket.
MythMaker
With this app, I've turned mundane chores into exciting opportunities for intellectual growth. Enhancing my daily routines β this app's design makes listening a joy. ListenBook's loop and shuffle playback options are essential for my audiobook enjoyment and study. Adjustable playback speed and volume control are top-notch.
Black Fantastic
This app has reignited my passion for literature β I'm devouring books like never before. The layout of ListenBook is so beautiful and user-friendly, making it a pleasure to use. The app supports a wide range of formats. ListenBook is very versatile.
Jelly Camber
This app has made my downtime so much more productive and enjoyable. Book groups are a thoughtful addition. I can group related titles for easy access.
Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience