Book description
June 12th
Dear Future Me,
I'm writing this while my coffee's gone cold, still buzzing from finishing Nick Maggiulli's The Wealth Ladder on Audible. Honestly? I've been drowning in financial anxiety for years-trying to budget, invest, do it all-but nothing clicked. Then I heard Nick's voice (calm, clear, like a friend over coffee) explain why it wasn't my fault. It's not about working harder, he says. It's about climbing the right rung.
I'd heard his first book, Just Keep Buying, but this? This is the map I've been missing. He breaks wealth into six real levels-like how you'd handle money when you're fresh out of college (Level 1: "Get Your Foot in the Door") versus when you're juggling a mortgage and kids (Level 6: "Build Your Legacy"). No vague "save more" advice. Specifics. Like, at Level 3 (where I've been stuck for a decade), he doesn't just say "invest more"-he explains exactly how to shift from saving 10% to 20% without panic, using the right tools for that stage.
What blew me away? It's not a rigid formula. He admits life throws curveballs-career shifts, unexpected bills-and the "ladder" adapts. I listened to Chapter 4 (Level 4: "Scale Your Income") on my morning commute, and suddenly, my side hustle made sense. I wasn't "overcomplicating" things; I was just on the wrong step. His voice never felt preachy-it felt like he'd been there too, wrestling with the same stress.
And the best part? It's so practical. I didn't need to rewire my whole life. Just one small tweak at my current level (like automating my "level 3" savings before I see the money), and I felt lighter. The audiobook's pacing is perfect-short chapters, no fluff-so you absorb it without feeling lectured. Plus, the downloadable PDF? A lifesaver for skimming key strategies later. (Audible's got it right there in your library-no hunting through emails.)
I've read dozens of "money books," but this one didn't just tell me what to do. It showed me where I was actually standing. Now, when I think about my finances, I don't panic. I ask: Which rung am I on right now? And I know the next step.
If you've ever felt stuck, confused, or like you're "not doing it right" with your money-stop. This isn't another chore. It's the compass you've been waiting for. I'm already recommending it to my sister (who's drowning in student loans) and my friend who's "saving" but feels broke. Nick's not selling a dream. He's handing you a ladder, rung by rung.
Ready to climb? I am. And honestly? My hands were shaking a little when I hit "purchase" on this audiobook. Now? I'm smiling.
- Your Present Self,
Still Not Broke
DARK HQ
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DreamDasher
This app has rekindled my passion for storytelling in the most convenient way. With this app, I've discovered a whole new way to enjoy literature. The app's versatility in audio downloading is impressive. It's a one-stop solution for all my content. I love the ability to change the background color. Itโs a nice touch.
EchoEmissary
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Alley Cat
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Goatee Shield
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Cosmic Presence
๐ช Juggling tasks while enjoying stories has never been easier โ this app's functionality is a multitasking marvel. ๐ผ๐ Adjusting the tone of the voice is an innovative feature that allows for a personalized listening experience. I love the ability to import books from my computer. Itโs so easy.
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Digital Goddess
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Playing a wide variety of audio formats
Works on all devices with iOS 13 and newer
Huge amount of features for a small price
Frequent updates to add new features and improve existing ones
Advanced playback controls
Live sound processing
Changing the timbre of the reader's voice and noise reduction
Translated into more than 20 languages
If you love listening to fiction audiobooks, ListenBook has features to make the process easier.
Edit book data: title, author, cover
Use equalizer to make the sound comfortable for you
Adjust the playback speed
Enjoy dark and light app themes
Supported formats: MP3, M4B, AWB, FLAC, OGG audio files and many more (must be DRM free)
Auto-Bookmarks make it easy to find your place
AirPlay support allows redirection of audio output.
VoiceOver support
Dark mode for night owls
Convenient bookmarking system helps you mark the most important places.
Unlimited bookmarks for each audiobook
Put your own cover on the wager
Share your audiobook with friends
Lock-screen control
Customise app with extensive options
Sleep timer with shake to reset, set custom notification sounds, and a few unique options
Auto rewind depending on paused time, customize rewind times to your liking
Removing background noise from recordings made in classrooms and meetings
Changing the timbre of the reader's voice for a better listening experience